View Poll Results: Do you think no more preexisting conditions is right or wrong?

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Thread: Do you think no more preexisting conditions is right or wrong?

  1. #21
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    Re: Do you think no more preexisting conditions is right or wrong?

    Health insurance is still insurance; you can not expect insurance companies to pay claims on events that the insured knew would come to pass.

    The problem with our healthcare industry is the fact that insurance is used to pay for it. That's not what insurance is for, that's not how insurance works, and the only way for insurance to be profitable under such a system is to deny care. Any healthcare system that relies heavily on insurance to cover costs is inherently and fatally flawed.

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    Re: Do you think no more preexisting conditions is right or wrong?

    I voted right, but with conditions. For some reason I never like the options people give in polls :P

    Under my ideal system the government would handle healthcare for those who just need healthcare. Basically: the government provides your care, for whatever ailment you have. For those that want additional luxuries, such as a... room with a flat screen television for example, they can opt into private insurance, where I don't mind if they don't cover preexisting conditions, because you can still opt for government care if you want.

    If the status quo is essential, then yes, I am for excluding preexisting conditions.

  3. #23
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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by Viktyr Korimir View Post
    Health insurance is still insurance; you can not expect insurance companies to pay claims on events that the insured knew would come to pass.

    The problem with our healthcare industry is the fact that insurance is used to pay for it. That's not what insurance is for, that's not how insurance works, and the only way for insurance to be profitable under such a system is to deny care. Any healthcare system that relies heavily on insurance to cover costs is inherently and fatally flawed.
    So what replaces it?
    Education.

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    Re: Do you think no more preexisting conditions is right or wrong?

    The ultimate insurance includes everyone, in order to spread the risk farthest, and is paid for by everyone to spread the cost.
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    Re: Do you think no more preexisting conditions is right or wrong?

    Its obvious to me that insurance companies and profits have no business in a man's health care.
    So, we keep the "preexisting conditions" and oust the insurance companies..
    How do the Amish handle this??
    In lieu of continued study and debate, I think that the entire nation should adopt the Massachusetts example.
    States Rights?

  6. #26
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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by The Mark View Post
    So what replaces it?
    A national healthcare service that is funded through taxpayer dollars and sliding scale co-pays.

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    Re: Do you think no more preexisting conditions is right or wrong?

    I think it would be more efficient to let insurance companies be very lightly regulated on their criteria for insurance. They should be able to discriminate on your current health condition, lifestyle, location, age,etc when they determine your premiums. This will make the insurance market much more efficient. I think the government should provide a option to those who cannot afford insurance due to a pre-existing condition. So in a perfect world I would not support the pre-existing condition mandate.

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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by Viktyr Korimir View Post
    A national healthcare service that is funded through taxpayer dollars and sliding scale co-pays.
    What then of the arguement I've heard that the competition in our current system is part of it's strength?

    Do you consider that an invalid argument?

    Or what?
    Education.

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  9. #29
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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by drz-400 View Post
    I think it would be more efficient to let insurance companies be very lightly regulated on their criteria for insurance. They should be able to discriminate on your current health condition, lifestyle, location, age,etc when they determine your premiums. This will make the insurance market much more efficient. I think the government should provide a option to those who cannot afford insurance due to a pre-existing condition. So in a perfect world I would not support the pre-existing condition mandate.
    have no problem some of this, life style and age can determin premiums and certain things definitely should but I dont agree with location? explain
    also when talking about something like this "etc" doesnt cover it, there are certain things that should NEVER have an impact on such things.

    and I possible imagine how it would make the insurance market "much more efficient" unless you define efficient as lots of money for the insurance companies and lesser service coverage and quality of care for its customers.

    Im not saying you meant any of this im simply asking because since currently the insurance companies LOVE to figure out how to not pay what makes you think with "very light regulation" they would change this attitude?
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  10. #30
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    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by The Mark View Post
    What then of the arguement I've heard that the competition in our current system is part of it's strength?

    Do you consider that an invalid argument?
    Yes, it's an invalid argument because there is no meaningful competition, especially as far as pricing is concerned. With insurance, most healthcare providers cost the same-- and the reality of competition between health insurance companies is that most people only have the option of using the insurance their employer chooses for them.

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