View Poll Results: Do you think no more preexisting conditions is right or wrong?

Voters
40. You may not vote on this poll
  • Right

    19 47.50%
  • Wrong

    21 52.50%
Page 10 of 12 FirstFirst ... 89101112 LastLast
Results 91 to 100 of 113

Thread: Do you think no more preexisting conditions is right or wrong?

  1. #91
    Banned
    Join Date
    Oct 2009
    Last Seen
    07-23-12 @ 03:52 PM
    Gender
    Lean
    Private
    Posts
    6,763
    Blog Entries
    2

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by UtahBill View Post
    Local control leads to multiple local corruption, harder to deal with...
    The poor, and the "poor", probably don't pay property taxes, or much in the way of consumtion taxes, leaving the rich and upper middle class to pay the bills. They won't like that....
    I prefer local control over federal control and centralized corruption.

    Most definitely the "rich" will be paying for services of the "poor", just like it is now. I view it as a community health tax. They don't like it now (paying for federal entitlements) and they won't like it with this model.

    It does maintain coverage for the poor and old. It extends coverage to those with pre-existing conditions who are not covered under an employers group plan and are unable to obtain individual insurance.

    Local co-ops, modeled after co-ops like Group Health in Seattle, will be able to invest in facilities and medical professionals to control costs.

    One issue I see, other than the tax, is that employers may be motivated to drop group health plans and put their employees in the local co-op. This should be regulated.

  2. #92
    Banned
    Join Date
    Oct 2009
    Last Seen
    07-23-12 @ 03:52 PM
    Gender
    Lean
    Private
    Posts
    6,763
    Blog Entries
    2

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by liblady View Post
    NOT true. the "groups" will still be as varied as they are now, and prices will still be different from employer to employer, and you can still buy your own insurance if you choose.
    Not if you have a pre-existing condition and your employer does not offer any group plans. Been there, done that.

  3. #93
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by liblady View Post
    NOT true. the "groups" will still be as varied as they are now, and prices will still be different from employer to employer, and you can still buy your own insurance if you choose.
    I worded that wrong. It won't be the same group -- but everyone will have insurance. I completely agree with you.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  4. #94
    Sage
    UtahBill's Avatar
    Join Date
    Sep 2005
    Location
    Utah
    Last Seen
    12-03-17 @ 01:39 AM
    Gender
    Lean
    Moderate
    Posts
    17,687

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by liblady View Post
    NOT true. the "groups" will still be as varied as they are now, and prices will still be different from employer to employer, and you can still buy your own insurance if you choose.
    My group is better than most. I have Tricare Prime now, soon will have Medicare Part A, Tricare for Life as Part B, no part D needed as I am retired military and pills are free (even Levitra). I have access to military doctors, civilian doctors, and Veterans Administration doctors. Gonna get free hearing aids thru the VA in the next few months. That is the wife's idea, she thinks I need to hear her commands better. She will be causing the govt to pay out many thousands of dollars for something I don't want. Sounds like she is turning liberal in her old age.
    Eye exams are free every 2 years. Dental care does cost extra, tho. I can see specialists for my pre-existing or ongoing conditions without referrals from another doctor.
    Dang if I ain't a lucky duck....
    Oracle of Utah
    Truth rings hollow in empty heads.

  5. #95
    Sage
    Dittohead not!'s Avatar
    Join Date
    Dec 2009
    Location
    The Golden State
    Last Seen
    Yesterday @ 08:47 PM
    Gender
    Lean
    Libertarian
    Posts
    41,580

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by UtahBill View Post
    About a year ago, maybe 2 years, I read in Google News that insurance companies would be willing to take on pre-existing conditions IF we are all required to have health care insurance. It is only fair....
    It is only fair, and it is the cornerstone of "Obamacare." Unfortunately, the courts didn't see it that way. What will happen now is anyone's guess. My guess is that the upward spiral of cost will continue, but will now be attributed to that same Obamacare.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

  6. #96
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by UtahBill View Post
    My group is better than most. I have Tricare Prime now, soon will have Medicare Part A, Tricare for Life as Part B, no part D needed as I am retired military and pills are free (even Levitra). I have access to military doctors, civilian doctors, and Veterans Administration doctors. Gonna get free hearing aids thru the VA in the next few months. That is the wife's idea, she thinks I need to hear her commands better. She will be causing the govt to pay out many thousands of dollars for something I don't want. Sounds like she is turning liberal in her old age.
    Eye exams are free every 2 years. Dental care does cost extra, tho. I can see specialists for my pre-existing or ongoing conditions without referrals from another doctor.
    Dang if I ain't a lucky duck....
    And the most wonderful part of all is that you realize you're that lucky duck! You deserve it all, Utah. Retired military. Thank you for your service.

    Wife deafness, huh? Sorry, hearing aids won't help.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  7. #97
    Advisor
    Join Date
    Apr 2010
    Last Seen
    01-19-12 @ 03:54 PM
    Gender
    Lean
    Libertarian
    Posts
    358

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by MaggieD View Post
    That's not quite right, Fred. Every pre-existing condition is covered -- in group plans. Read my post earlier. This is such a hot topic because people are deadset against the government interfering, against a government option (which we don't have btw), and against the government mandating that everyone will have to purchase health insurance....which is the only way that individual health insurance policies can cover pre-existing conditions.
    Let me clarify - I'm not disagreeing that group plans cover pre-existing conditions. I have already agreed with this. I am saying that there are a significant number of pre-existing conditions that are currently not in a group plan and not insured otherwise that the insurance companies will now have to be liable for... by law, whether they want to be or not. These are non-profitable ventures that is going to cut into their profits unless they raise rates. It is unsustainable because those people who didn't have insurance and now do, can now go get healthcare - in an environment where demand already exceeds supply. Now we'll have significantly more demand than supply causing prices to go up further, which is another reason for increased prices in HealthCare. Prices go up in the economy when demand goes up to try to slow demand down to the equilibrium. But with the government backing the costs of those people, costs will skyrocket like never before. The problem is high healthcare costs making it unaffordable. Pre-existing conditions clause has just guaranteed that they are going to go higher. I'd love for everyone to be healthy and have the opportunity to be so. But this is the wrong avenue. The cost is too high.

  8. #98
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by fredmertz View Post
    I am saying that there are a significant number of pre-existing conditions that are currently not in a group plan and not insured otherwise that the insurance companies will now have to be liable for... by law, whether they want to be or not.
    What pre-existing conditions are those?
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

  9. #99
    Global Moderator
    Truth will set you free
    digsbe's Avatar
    Join Date
    May 2009
    Location
    Metro Washington DC
    Last Seen
    Today @ 12:09 AM
    Gender
    Lean
    Other
    Posts
    18,990

    Re: Do you think no more preexisting conditions is right or wrong?

    First, I think the government and Medicare should be bound by the same rules. Seniors on Medicare go in "coverage gap" when their medicines exceed what the government is willing to pay. I am not embellishing this, literally the rejection code when this happens is "coverage benefits exceeded." Medicare puts people in a coverage gap when they have paid enough for the patients prescriptions forcing patients to pay out of pocket. The preexisting condition is cost, which I find to be disgusting. We pay into Medicare all our lives, we deserve good coverage without "gaps." If the government is going to force insurance companies to accept everyone regardless of expensive conditions, they should take a dose of their own reform and not put people on Medicare in coverage gaps when they become to expensive.
    When the debate is lost, slander becomes the tool of the loser. -Socrates
    Tired of elections being between the lesser of two evils.

  10. #100
    Sage


    MaggieD's Avatar
    Join Date
    Jul 2010
    Location
    Chicago Area
    Last Seen
    @
    Gender
    Lean
    Moderate
    Posts
    43,243
    Blog Entries
    43

    Re: Do you think no more preexisting conditions is right or wrong?

    Quote Originally Posted by digsbe View Post
    First, I think the government and Medicare should be bound by the same rules. Seniors on Medicare go in "coverage gap" when their medicines exceed what the government is willing to pay. I am not embellishing this, literally the rejection code when this happens is "coverage benefits exceeded." Medicare puts people in a coverage gap when they have paid enough for the patients prescriptions forcing patients to pay out of pocket. The preexisting condition is cost, which I find to be disgusting. We pay into Medicare all our lives, we deserve good coverage without "gaps." If the government is going to force insurance companies to accept everyone regardless of expensive conditions, they should take a dose of their own reform and not put people on Medicare in coverage gaps when they become to expensive.
    Hold on a minute. First, Medicare Part D (that covers medication) has only been around a few years. Medicare never even used to pay for medications taken by prescription. And if you've been on Medicare since Part D started, you never paid one nickel toward it during your working career. Further, the premium for Part D coverage is miniscule compared to the benefits received. There are no pre-existing conditions. Diabetic going in? No problem. Benefits the same.

    The average premium for Medicare Part D is under $28/month. With no pre-existing conditions taken into account. There's a $275 deductible and a small co-pay until one reaches the donut hole. Medicare Part D is a gift.

    This entitlement attitude is going to sink our ship. It really is.
    The devil whispered in my ear, "You cannot withstand the storm." I whispered back, "I am ​the storm."

Page 10 of 12 FirstFirst ... 89101112 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •