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Did you not read my post about boyfriend's baby's momma? Apartment complexes in metro areas are high crime sub-neighborhoods. You obviously don't live in a large metropolitan area.
The sad fact is that I've probably interacted with CPD more frequently than you have.
Or else, by default, the Chicago area is a danger- and crime-ridden neck of the woods. Tom drives a cab. That apartment subdivision I talked about? He won't even pull in there. They sell drugs, have gangs, rob, assault, yeah, it's all there.
People who own apartment subdivisions where cab drivers won't even go? ARE SLUM LORDS. I'm very familiar with high crime apartment complexes, I've worked on crime reduction initiatives in areas like Miami, Houston and Los Angeles. The culture of these complexes is almost 100% dependent on the character of the people who own them, and their maintenance/renting decisions.
Beyond that, I spent 8 years providing direct services to gang members. I've spent a considerable amount of time in their apartments/rental homes/duplexes and the projects. I know what living conditions are like for people who rent in these high crime areas, at firsthand.
You don't even drive into those neighborhoods, and I've spent the last 20 years working in them.
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