Now, do we get all the money back that we put in? If we live long enough surely, but what if we die young? What happens to all the money that we put in? I know that SS has a program for the relatives of the deceased person, but do they get back all that was put in? Or is some of it inevitably lost? With personal savings accoutnts it isn't a problem, but what happens with SS?
And all the money in SS: is it invested? All that money being in the stock market would be a boon for growth. Are those funds loaned out as investments would be? Or are they just stuffed under the proverbial mattress?