View Poll Results: How much personal debt do you have?

Voters
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  • None!

    15 27.27%
  • Under $1,000

    4 7.27%
  • $1,000-$5,000

    7 12.73%
  • $5,000-$10,000

    3 5.45%
  • $10,000-$25,000

    7 12.73%
  • $25,000-$50,000

    4 7.27%
  • $50,000-$75,000

    1 1.82%
  • $75,000-$100,000

    1 1.82%
  • $100,000-$200,000

    8 14.55%
  • Over $200,000

    5 9.09%
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Thread: How much personal debt do you have?

  1. #21
    Educator Jucon's Avatar
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    Re: How much personal debt do you have?

    Quote Originally Posted by Barbbtx View Post
    I learned from my dad to save and pay upfront for everything except a house and then pay that off as soon as possible. I know that's not always realistic, but I cringe when I see friends putting luxuries on credit cards. That's just stupid.
    I have no credit card debt. The only time I ever use my credit card is if I already have the money in my checking account. As soon as I get the bill for my CC I pay it off. Screw that minimum payment crap. I'm not going to mess with interest.

    But I do have school loans... which I have to start paying back in about 2-3 months... and with no steady job yet...
    "There is nothing which I dread so much as a division of the republic into two great parties, each arranged under its leader, and concerting measures in opposition to each other. This, in my humble apprehension, it to be dreaded as the greatest political evil under our Constitution." —John Adams

  2. #22
    Sage
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    Re: How much personal debt do you have?

    Quote Originally Posted by Harry Guerrilla View Post
    Had a coil go out on my car last week and had to charge it.
    So about $230ish.
    You have a Grand Marquis just out of curiosity?
    CORPORATE GREED AND UNION GREED
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  3. #23
    Global Moderator
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    Re: How much personal debt do you have?

    As of now my student loan debt is around $9,000.
    When the debate is lost, slander becomes the tool of the loser. -Socrates
    Tired of elections being between the lesser of two evils.

  4. #24
    Steve
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    Re: How much personal debt do you have?

    About $8,000.00 outstanding, will have it paid off soon.

    But the house is paid off, my wife's car is too, and I drive a company truck so no debt there. Very close to being debt free.
    Do not write in this space!

  5. #25
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    Re: How much personal debt do you have?

    I owe 60k on my house (worth 200k) and 5 k on other debt. I own two cars.

  6. #26
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    Re: How much personal debt do you have?

    Quote Originally Posted by tryreading View Post
    About $8,000.00 outstanding, will have it paid off soon.

    But the house is paid off, my wife's car is too, and I drive a company truck so no debt there. Very close to being debt free.
    Good job. I guess we won't be seeing you on that show ('til debt do us part), anytime soon. Does anyone ever watch that?

    I'm really surprised at some of the responses here. The news I hear is that most people are drowning in debt. I'm not seeing that here at all.
    Catawa is my favorite bleeding heart liberal.
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  7. #27
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    Re: How much personal debt do you have?

    Quote Originally Posted by The Giant Noodle View Post
    You have a Grand Marquis just out of curiosity?
    Nope....
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  8. #28
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    Re: How much personal debt do you have?

    40K on a home equity loan, will be paid off in 3 years or so.
    2 houses, 3 cars (2000, 2002, 1980), all paid for.
    200K in IRA savings accounts, and our current retirement income almost matches our best years working. That will go up a little when I turn 65 and start drawing from the one source I haven't tapped yet.
    Never carried any debt other than mortgage or short term car loans.

    Most valuable asset has been the wife that went to work (teacher) the same year the youngest child started first grade. We saved her income, lived on mine. She paid for our 2 kids college education once we got to that point.
    Now we are living well on our social security retirements, her teacher retirement, my navy retirement, and a piddling company retirement.
    I would like to take this opportunity to thank those of you who are still in the work force and are making voluntary contributions to social security.....THANKS, GUYS.....
    Oracle of Utah
    Truth rings hollow in empty heads.

  9. #29
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    Re: How much personal debt do you have?

    Quote Originally Posted by Barbbtx View Post
    The news I hear is that most people are drowning in debt. I'm not seeing that here at all.
    I agree that most people are drowing in debt. I think it's safe to assume most wouldn't want to talk about it because they're embarrassed.


  10. #30
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    Re: How much personal debt do you have?

    We refinanced the house that we bought in 2007 again a few months ago for 4.5% over thirty years. Let's just say between that and my student loans, we are very deep in debt.

    My wife did that John Cummuta thing a while back. He had some good ideas, but they seemed like common-sense things, like don't carry a balance on your credit cards, buy used cars, put a little extra toward principal with your mortgage payment, etc.
    Last edited by Coronado; 09-11-10 at 11:50 PM. Reason: Spelling.

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