Fill in the blank.
I'd put more options if there was enough room. If you choose "other", please explain.
Do you think people should pay a set amount, but if someone lives a healthier lifestyle he/she should get discounts on their rates? Or maybe people pay a set amount but the more unhealthy one lives the more they pay? Or maybe some other option? Again, explain.
I personally feel people who live healthier lives should have to pay less, or people who live less healthy lives should pay more. But then, how do doctors gauge someone's overall health? Someone can say they don't smoke but really do. Or say they eat healthy but really don't. Doctors can only work off of what they see once or twice (sometimes less) a year. Not to mention insurance companies never see the patients (to my knowledge), so how do they know the doctor is being honest? And there are so many different ways to live healthy / unhealthy... how would one gauge everything?