don't exercise on a normal basis or aren't active
don't eat a balanced diet
have a previous medical condition
have a family history of a medical condition
can afford it
Additionally, the fact that people do smoke or engage in other dangerous behavior actually helps in terms of pure money in many cases. While they are alive, they may cost more; but statistically they're more likely to die sooner. And when they do, they stop costing health care money. So in the end, they end up costing less since it costs MUCH more to expand the live of a 85 year old for a few months than it did for that guy to smoke and die. It also provides a "subsidy" (for lack of a better word) to pensions since they die earlier on average. If we really used government or insurance companies to force health changes, and lets say it works and everyone lives a healthy life style; we'll end up spending way more on health care because we'll have a ton of old people costing the system tons of money. Or maybe we can jack up the premiums on senior citizens? I mean, people want to make this case that bad lifestyle choices costs us too much money and they should be charged more for it. Well so does growing old, and that one has potential for a more significant impact on the health care system.
You know the time is right to take control, we gotta take offense against the status quo
Originally Posted by A. de Tocqueville
"There is nothing which I dread so much as a division of the republic into two great parties, each arranged under its leader, and concerting measures in opposition to each other. This, in my humble apprehension, it to be dreaded as the greatest political evil under our Constitution." óJohn Adams
If someone's ____ is caused by a personal CHOICE which doesn't have an unavoidable, natural MEDICAL cause - it shouldn't cost MORE per month - but what they end up paying *out of pocket* for subsequent medical issues SHOULD be more.
Smoking (someone is choosing to light up or use)
Overweight (in the absence of a medical-issue the majority of those who are obese are so due to their own personal *choices* in life)
Underweight (just like overweight - in the absence of medical-issues . . . )
Don't exercise/Don't eat right (again - person *choice* is the culprit)
If your health problems are caused by your *choices* that you decide to make - then you should cover more out of pocket expenses . . . but monthly cost? I think that shouldn't waiver.
But having someone in your family with a problem - or being born/developing a problem that's natural and not related to these personal-decision issues - that's a different story. You have *no* control over these things . . . just like gender and race.
A screaming comes across the sky.
It has happened before, but there is nothing to compare it to now.Pynchon - Gravity's Rainbow
Last edited by Goobieman; 08-19-10 at 01:05 PM.