View Poll Results: (Fill in the blank) People should pay more for health insurance if they _________.

Voters
39. You may not vote on this poll
  • smoke

    28 71.79%
  • are overweight

    19 48.72%
  • are underweight

    8 20.51%
  • don't exercise on a normal basis or aren't active

    10 25.64%
  • don't eat a balanced diet

    9 23.08%
  • have a previous medical condition

    12 30.77%
  • have a family history of a medical condition

    6 15.38%
  • are older

    16 41.03%
  • can afford it

    3 7.69%
  • Other (explain)

    10 25.64%
Multiple Choice Poll.
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Thread: When should health insurance cost more for someone?

  1. #101
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Jucon View Post
    And I noticed that many people said smokers should pay more for their health insurance... and I'm curious if anyone has any ideas on how to enforce that? Because like I said, people could lie to their doctors about their smoking habits. Personally I think that it's unfair to gang up solely on smokers. Being a fat ass is more disgusting and more unhealthy than smoking IMO. There are many more complications that come with being overweight. If smokers should pay more, so should fat people.
    Which is why I voted for both smokers and the obese...
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  2. #102
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Jucon View Post
    And I noticed that many people said smokers should pay more for their health insurance... and I'm curious if anyone has any ideas on how to enforce that? Because like I said, people could lie to their doctors about their smoking habits. Personally I think that it's unfair to gang up solely on smokers. Being a fat ass is more disgusting and more unhealthy than smoking IMO. There are many more complications that come with being overweight. If smokers should pay more, so should fat people.
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  3. #103
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Harry Guerrilla View Post
    Statistically smokers don't cost anymore than nonsmokers, so they are paying more because it's unpopular.
    For some people it seems like no matter how much we penalize smokers, it will never be enough.

  4. #104
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Kandahar View Post
    Every time I get bored and decide to come back to this forum, one conversation with you and/or Scarecrow Akhbar is enough to remind me of why I'm growing to hate this place. I can feel my IQ dropping whenever I try to engage you in conversation.
    Sorry that the truth bothers you so much that you must revert to personal insults and then run away.
    But... this speaks more toward YOUR deficiencies than mine.
    Last edited by Goobieman; 08-19-10 at 12:59 PM.

  5. #105
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Winston Smith View Post
    I guess those people hate doctors, too?
    If you cannot address what I said, why bother posting?

  6. #106
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Kandahar View Post
    Every time I get bored and decide to come back to this forum, one conversation with you and/or Scarecrow Akhbar is enough to remind me of why I'm growing to hate this place. I can feel my IQ dropping whenever I try to engage you in conversation.

    See y'all again in a few weeks, or whenever I get bored. I think I'm done here for now.
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  7. #107
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Jucon View Post
    Tobacco products... I think they're taxed enough as is, but I really think some of the tax money (if not all) should go towards health care.
    Well that was the purpose of the tobacco taxes. More than half the cost of tobacco products are taxes, those taxes were sold to us under the guise of offsetting the additional cost smokers cause the health care system. Now once government had that money, they probably used it for other things. But things like tobacco are already taxed with the assumption that the additional tax revenue will go into the health care system. So I don't think anyone can have a valid complaint against smokers who already pay more into the system every time they buy a pack of cigarettes.

    Additionally, the fact that people do smoke or engage in other dangerous behavior actually helps in terms of pure money in many cases. While they are alive, they may cost more; but statistically they're more likely to die sooner. And when they do, they stop costing health care money. So in the end, they end up costing less since it costs MUCH more to expand the live of a 85 year old for a few months than it did for that guy to smoke and die. It also provides a "subsidy" (for lack of a better word) to pensions since they die earlier on average. If we really used government or insurance companies to force health changes, and lets say it works and everyone lives a healthy life style; we'll end up spending way more on health care because we'll have a ton of old people costing the system tons of money. Or maybe we can jack up the premiums on senior citizens? I mean, people want to make this case that bad lifestyle choices costs us too much money and they should be charged more for it. Well so does growing old, and that one has potential for a more significant impact on the health care system.
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  8. #108
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Ikari View Post
    Well that was the purpose of the tobacco taxes. More than half the cost of tobacco products are taxes, those taxes were sold to us under the guise of offsetting the additional cost smokers cause the health care system. Now once government had that money, they probably used it for other things. But things like tobacco are already taxed with the assumption that the additional tax revenue will go into the health care system. So I don't think anyone can have a valid complaint against smokers who already pay more into the system every time they buy a pack of cigarettes.

    Additionally, the fact that people do smoke or engage in other dangerous behavior actually helps in terms of pure money in many cases. While they are alive, they may cost more; but statistically they're more likely to die sooner. And when they do, they stop costing health care money. So in the end, they end up costing less since it costs MUCH more to expand the live of a 85 year old for a few months than it did for that guy to smoke and die. It also provides a "subsidy" (for lack of a better word) to pensions since they die earlier on average. If we really used government or insurance companies to force health changes, and lets say it works and everyone lives a healthy life style; we'll end up spending way more on health care because we'll have a ton of old people costing the system tons of money. Or maybe we can jack up the premiums on senior citizens? I mean, people want to make this case that bad lifestyle choices costs us too much money and they should be charged more for it. Well so does growing old, and that one has potential for a more significant impact on the health care system.
    Are you a part of Sarah Palin's death panels? lol
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  9. #109
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    Re: When should health insurance cost more for someone?

    If someone's ____ is caused by a personal CHOICE which doesn't have an unavoidable, natural MEDICAL cause - it shouldn't cost MORE per month - but what they end up paying *out of pocket* for subsequent medical issues SHOULD be more.

    Smoking (someone is choosing to light up or use)
    Overweight (in the absence of a medical-issue the majority of those who are obese are so due to their own personal *choices* in life)
    Underweight (just like overweight - in the absence of medical-issues . . . )
    Don't exercise/Don't eat right (again - person *choice* is the culprit)

    If your health problems are caused by your *choices* that you decide to make - then you should cover more out of pocket expenses . . . but monthly cost? I think that shouldn't waiver.

    But having someone in your family with a problem - or being born/developing a problem that's natural and not related to these personal-decision issues - that's a different story. You have *no* control over these things . . . just like gender and race.
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  10. #110
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    Re: When should health insurance cost more for someone?

    Quote Originally Posted by Aunt Spiker View Post
    But having someone in your family with a problem - or being born/developing a problem that's natural and not related to these personal-decision issues - that's a different story. You have *no* control over these things . . . just like gender and race.
    Ok... but how does that translate to these higher risks not being reflected in higher premiums?
    Why should the added risk associated with your 'natural condition' be assumed by others?
    Last edited by Goobieman; 08-19-10 at 03:05 PM.

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