View Poll Results: Regarding Hiring, Should Companies be able to Check your Credit?

Voters
78. You may not vote on this poll
  • YES! Companies should have the right! Its weeds out bad folks

    14 17.95%
  • NO! My finances should NOT dictate what company hires me!

    47 60.26%
  • YES! In certain circumstances w/ jobs that handle money directly

    28 35.90%
  • Screw you and your Noodle race! Quit asking me things!

    7 8.97%
Multiple Choice Poll.
Page 7 of 16 FirstFirst ... 56789 ... LastLast
Results 61 to 70 of 154

Thread: Regarding Hiring, Should Companies be able to Check your Credit?

  1. #61
    Sage
    Dittohead not!'s Avatar
    Join Date
    Dec 2009
    Location
    The Golden State
    Last Seen
    Yesterday @ 10:39 PM
    Gender
    Lean
    Libertarian
    Posts
    41,561

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by theangryamerican View Post
    A credit score is an indicator of how good a person is at getting into debt and staying in debt. It is not a effective way to measure the employability of a candidate.

    Let me provide an example:
    Candidate A and Candidate B are both applying for the same job, paying about $60,000 a year.

    Candidate A owes more on his house than it is worth and has a mortgage payment of about $1200. He just bought a brand new car with a $600 a month payment. He has $30,000 in credit card debt. He lives paycheck to paycheck, BUT he pays all his bills on time every month. Because of this he has a good credit score.

    Candidate B carries no debt, (except maybe a small mortgage.) His car is paid for and he has no open lines of credit. He has $50,000 in savings and invests a portion of his paycheck every month, but because of his lack of debt he has a low or nonexistant credit score.

    Which candidate is more financially responsible? Which one do you think would actually get the job based on their credit score?
    Candidate B would havdea lot higher credit score than candidate A would.

    I have no debt, a paid up mortgage, money in the bank, and a very high credit score, just like candidate B.

    Candidate A might make the better worker, particularly for a less than stellar employer, as he has to keep a job and would be willing to put up with a lot before bailing.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

  2. #62
    Banned
    Join Date
    Aug 2010
    Last Seen
    08-17-10 @ 10:49 AM
    Gender
    Lean
    Other
    Posts
    151

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by theangryamerican View Post
    Your argument is flawed. Please refer and respond to my two posts above. All your credit score tells someone is how efficient you are at acquiring and managing debt. Nothing more.
    I disagree. Your credit report reflects whether you decided to pay your bills (on time) or not. Whether you decided to be late or not. Whether you decided to be responsible or not. Whether you are honest or not. Whether you have integrity or not. I stand by my post.

  3. #63
    Sage
    jamesrage's Avatar
    Join Date
    Jul 2005
    Location
    A place where common sense exists
    Last Seen
    12-10-17 @ 09:23 PM
    Gender
    Lean
    Slightly Conservative
    Posts
    31,067

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by chickie View Post
    I disagree. Your credit report reflects whether you decided to pay your bills (on time) or not. Whether you decided to be late or not. Whether you decided to be responsible or not. Whether you are honest or not. Whether you have integrity or not. I stand by my post.
    Looking at a credit score does not tell you those things about a person. The only thing a a poor credit score means is that you didn't pay your bills on time, that's the only thing a credit score means. It doesn't mean that you're a thief, chose not to pay your bills on time when you could have, will be late to work, dishonest or a lack integrity. Emergencies come up and people lose jobs. You don't know why an individual was late on their payments.
    Last edited by jamesrage; 08-09-10 at 12:34 AM.
    "A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear"

    Cicero Marcus Tullius

  4. #64
    Sage
    The Giant Noodle's Avatar
    Join Date
    Mar 2010
    Location
    Northern Illinois
    Last Seen
    11-03-14 @ 05:39 AM
    Gender
    Lean
    Independent
    Posts
    7,333

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by rivrrat View Post
    Employers should be able to hire/not hire whomever they want, for whatever reason. So of course they should be allowed to, as long as the prospective employee consents to it.
    REALLY???? Where do you stop huh???? If you live in a high crime area you are more likely to be a potential criminal? How about your PARENTS history??? How about your GENE's?!?!?
    Companies have ZERO right to check a persons credit history!!!
    CORPORATE GREED AND UNION GREED
    DEMOCRATS AND REPUBLICANS
    DESTROYING THE BEST OF AMERICA ONE DAY AT A TIME

    This is the worst kind of discrimination. The kind against ME! ~ Bender

  5. #65
    Advisor Johnny's Avatar
    Join Date
    Aug 2010
    Last Seen
    06-24-11 @ 07:55 AM
    Gender
    Lean
    Libertarian
    Posts
    571

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Absolutely not! It's none of their business.

  6. #66
    Advisor Johnny's Avatar
    Join Date
    Aug 2010
    Last Seen
    06-24-11 @ 07:55 AM
    Gender
    Lean
    Libertarian
    Posts
    571

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by chickie View Post
    I disagree. Your credit report reflects whether you decided to pay your bills (on time) or not. Whether you decided to be late or not. Whether you decided to be responsible or not. Whether you are honest or not. Whether you have integrity or not. I stand by my post.
    People get laid off.
    Family members die.
    Cars break down or other huge unexpected bills.

    Anything could happen.

    AIG, GM and the others are and were irresponsible yet they got rewarded for their bad decisions.

  7. #67
    User
    Join Date
    Jul 2010
    Last Seen
    12-16-10 @ 11:25 AM
    Gender
    Lean
    Other
    Posts
    64

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Companies should be able to use whatever criteria they want to decide how they choose employees. If you don't like what the employer is judging you on, then don't apply there.

  8. #68
    Advisor Johnny's Avatar
    Join Date
    Aug 2010
    Last Seen
    06-24-11 @ 07:55 AM
    Gender
    Lean
    Libertarian
    Posts
    571

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by masonkiller View Post
    Companies should be able to use whatever criteria they want to decide how they choose employees. If you don't like what the employer is judging you on, then don't apply there.


    I agree with that even though I don't think they should.

    I don't like that they do that.

    But there shouldn't be a law stopping them from doing so.

    I still personally feel that they shouldn't.

  9. #69
    Enemy Combatant
    Kandahar's Avatar
    Join Date
    Jul 2005
    Location
    Washington, DC
    Last Seen
    10-15-13 @ 08:47 PM
    Gender
    Lean
    Liberal
    Posts
    20,688

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    If being good with money is an important qualification for the job, then yes, they should be able to check your credit. If it has nothing to do with the job and they just want to check it to see how responsible you are, no. I think that should be illegal. I don't like the precedent that it sets for credit checks to become a commonplace, trivial thing. The individual right to privacy is, frankly, more important than the employer's right to snoop around the employee's life to unearth anything that may or may not reflect on the employee's personal attributes, just because they can.
    Are you coming to bed?
    I can't. This is important.
    What?
    Someone is WRONG on the internet! -XKCD

  10. #70
    Sage
    samsmart's Avatar
    Join Date
    Dec 2009
    Last Seen
    @
    Gender
    Lean
    Other
    Posts
    10,316
    Blog Entries
    37

    Re: Regarding Hiring, Should Companies be able to Check your Credit?

    Quote Originally Posted by chickie View Post
    I disagree. Your credit report reflects whether you decided to pay your bills (on time) or not. Whether you decided to be late or not. Whether you decided to be responsible or not. Whether you are honest or not. Whether you have integrity or not. I stand by my post.
    Do clients and customers have the same right to get a credit score from those employers to determine those same things before choosing to purchase services or goods from them?

Page 7 of 16 FirstFirst ... 56789 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •