Alright, so I know of someone who has life insurance for her grown children and all of her grandchildren, with a clause that if they die due to foul play, the payout is double. She has admitted that it is because they are black, and she is essentially "playing the odds".
In November, one of her grandchildren drowned, along with another boy. The death was ruled as an accidental drowning by the police and the coroner, but she is pursuing a private investigation to try to prove that her grandson's death wasn't accidental, even implicating the other boy.
Now I was just wondering how people on here felt about anyone, parents, grandparents, or anybody else in a child's life profitting from a child's death. Along with that, I was wondering if it would matter if the person profitting had very little monetary and/or emotional attachment to the child.
Personally, I feel that life insurance has the specific purpose of paying for the expenses incurred from the person's death, any medical bills or other monetary committments associated with that person, and, mainly for adults, to partially compensate families for any loss of income losing that person may bring about, until the family can get back to living their lives. Now, I understand that this is not actually how life insurance works, but it would be the main purpose of me buying life insurance, especially for my children. To me, getting much more, if any, money beyond what really would be needed to address what I mentioned above is just greed, and to me, morally wrong.