View Poll Results: Is it morally right to profit, through life insurance, from the death of a minor?

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  • yes, it is okay

    7 63.64%
  • no, it is wrong

    4 36.36%
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Thread: Life Insurance for Minors

  1. #11
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    Re: Life Insurance for Minors

    Quote Originally Posted by roguenuke View Post
    Alright, so I know of someone who has life insurance for her grown children and all of her grandchildren, with a clause that if they die due to foul play, the payout is double. She has admitted that it is because they are black, and she is essentially "playing the odds".

    In November, one of her grandchildren drowned, along with another boy. The death was ruled as an accidental drowning by the police and the coroner, but she is pursuing a private investigation to try to prove that her grandson's death wasn't accidental, even implicating the other boy.

    Now I was just wondering how people on here felt about anyone, parents, grandparents, or anybody else in a child's life profitting from a child's death. Along with that, I was wondering if it would matter if the person profitting had very little monetary and/or emotional attachment to the child.

    Personally, I feel that life insurance has the specific purpose of paying for the expenses incurred from the person's death, any medical bills or other monetary committments associated with that person, and, mainly for adults, to partially compensate families for any loss of income losing that person may bring about, until the family can get back to living their lives. Now, I understand that this is not actually how life insurance works, but it would be the main purpose of me buying life insurance, especially for my children. To me, getting much more, if any, money beyond what really would be needed to address what I mentioned above is just greed, and to me, morally wrong.
    Most reputable insurance companies require you to have an insurable interest before they will cover a person.

    This lady doesn't and is a scum bag.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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  2. #12
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    Re: Life Insurance for Minors

    I don't understand why people are voting it is morally acceptable to profit from the death of a minor...can someone explain it to me?

    I understand that this practice is perfectly legal, but I was under the assumption that the poll's question as purely on a moral basis. If that is the case, as it seems to be, I'd really appreciate if somene could point out a reason to vote yes, it is acceptable on this poll.
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  3. #13
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    Re: Life Insurance for Minors

    Quote Originally Posted by repeter View Post
    I don't understand why people are voting it is morally acceptable to profit from the death of a minor...can someone explain it to me?

    I understand that this practice is perfectly legal, but I was under the assumption that the poll's question as purely on a moral basis. If that is the case, as it seems to be, I'd really appreciate if somene could point out a reason to vote yes, it is acceptable on this poll.
    It's legality is actually questionable.

    Most insurers require the person to have an insurable interest.
    A grandmother is on the fence with the that.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  4. #14
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    Re: Life Insurance for Minors

    Quote Originally Posted by Harry Guerrilla View Post
    It's legality is actually questionable.

    Most insurers require the person to have an insurable interest.
    A grandmother is on the fence with the that.
    Then if the legality is questionable, why did anyone vote that the morality was not questionable? Normally, moral parameters exceed legal parameters, and certainly in this case.
    Last edited by repeter; 05-15-10 at 11:19 PM.
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