Except that you are discussing a period in which average health care didn't eat entire pay checks at once. Essentially you comparing apples with oranges. Back in Roman times.....That's really the only way to make sure that absolutely everyone pays for their own health care costs, because the very nature of insurance is paying for other people's costs - risk sharing. Even if there were no uninsured people at all, there would still be those who don't need very much health care paying for the costs of those who do via premiums (especially if insurers are forced to cover those with pre-existing conditions).
Come again? A public option would be hypocritical. However, a single payer system doesn't logically fit your argument. Just because a single payer pays doesn't equate to people not covering their costs.I remember when the whole the-insured-pay-for-the-costs-of-the-uninsured thing was brought into being as an issue, and quickly ceased to be one, and I think that this is exactly why. It looks mighty hypocritical to say that people should have to pay for their own health care, and then support premiums and a public option and a single payer system.