View Poll Results: Do you trust banks

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  • Yes

    9 25.00%
  • no

    17 47.22%
  • undicided

    2 5.56%
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    8 22.22%
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Thread: Do You Trust Banks?

  1. #11
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    Re: Do You Trust Banks?

    I belong to a credit union, and haven't had any problems for 25 years.
    "He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)
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  2. #12
    Student MsRetro's Avatar
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    Re: Do You Trust Banks?

    Quote Originally Posted by American View Post
    Raise your hand if you don't use a bank or other similar type of financial institution.
    There would be no way I could do the work I do without them.

    That doesn't mean that I don't read every line of fine print, check my balances daily (at least) and monitor the news for banking changes.

    I utilize them, but I watch them closely.
    Eschew obfuscation, espouse elucidation.

  3. #13
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    Re: Do You Trust Banks?

    [QUOTE=NoJingoLingo;1058482043]I think even BANKERS don't trust banks... It's too bad the small town, local banks and credit unions get a bad rap due to the perfidious antics of the larger interstate/national banks.[

    The Huffington Post has started a movement to have people take their money out of corporate (to big to die) banks and deposit it their local community bank

    Breaking News and Opinion on The Huffington Post

  4. #14
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    Re: Do You Trust Banks?

    Quote Originally Posted by American View Post
    I belong to a credit union, and haven't had any problems for 25 years.
    That was wise of you. Local banks and credit unions are the bomb.

  5. #15
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    Re: Do You Trust Banks?

    I love how their commercials say they want to be your friend but for God's sake don't make a mistake in your check book. I think the fee now is $43.00 per check at my bank. They used to have overdraft protection but got rid of it. Apparently it was cutting into their profit.

    The real clincher for me was when I asked about overdraft protection the response was, "Oh we don't have that anymore, especially since you're a business." Oh sorry for being a small business -- you know -- the ones that pay most of the taxes and keep this country going? In other words. **** you.

  6. #16
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    Re: Do You Trust Banks?

    Quote Originally Posted by American View Post
    Raise your hand if you don't use a bank or other similar type of financial institution.
    Everybody does. And to be fair, it's not all banks. You can find good ones. It's that the really big ones, which own pretty much everything, are corrupted **** holes of greed and villainy. Run their business into a brickwall, then take our money as bailouts. All it did was to encourage them to do the same damned thing in the future now that they know their mistakes are covered by the tax payer.
    You know the time is right to take control, we gotta take offense against the status quo

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    "I should have loved freedom, I believe, at all times, but in the time in which we live I am ready to worship it."

  7. #17
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    Re: Do You Trust Banks?

    Absolutely.

    I trust banks to make bogus fees, to lie, the cheat, to steal, and in general work hardest at finding a way to take my money from me.

  8. #18
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    Re: Do You Trust Banks?

    Quote Originally Posted by Scarecrow Akhbar View Post
    Absolutely.

    I trust banks to make bogus fees, to lie, the cheat, to steal, and in general work hardest at finding a way to take my money from me.
    And let's not forget banking errors. I've been dealing with a series of them ever since losing my check card last month.

    First, my branch never filed the paperwork to cancel my old card and issue a new one.

    Then, the customer service rep on the phone promised to overnight a new card, but put in the request incorrectly. I sat waiting for two days to sign for something that never arrived.

    Then, I learned that she put the card in as a new card instead of a replacement, so, more waiting for the new PIN.

    Then, when I finally received a working card, it turns out that it's been attached to the wrong account, which is now overdrawn into triple digits. (They're working on fixing that, but I anticipate at least one more long phone call with customer service.)

    I'd switch banks, but I'm afraid that they'll just buy the new one.
    Last edited by MsRetro; 01-12-10 at 01:17 PM.
    Eschew obfuscation, espouse elucidation.

  9. #19
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    Re: Do You Trust Banks?

    Quote Originally Posted by LiberalAvenger View Post
    Read about the different scams banks use to cheat customers. Ripoff Report Search Results: wells fargo
    Some banks do a good job with customer service and others do not.

    I'm currently using a larger branch bank and have been treated like gold by them.
    I also use a couple internet banks and have never had a problem with them.

    Most banks do have some shady business practices, especially those that stack debits and credits to bring in more overdraft fees.

    I'm switching to a credit union because my branch is closing down here.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
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  10. #20
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    Re: Do You Trust Banks?

    Banks are out to protect their own interests. As far as overdraft, I have a $3000 line of credit on my account that costs $20 a year. That way, I don't have to keep a close eye on things when I go to pay bills. I keep an eye on it by the automated phone system and will go in and transfer funds as needed right away, since I don't want to pay interest. I bank with Sterling Savings. All the tellers know me by name and they keep dog biscuits handy for dog customers.

    As far as Wells Fargo, they bought out my home mortgage a couple or three years ago. They've been easy to deal with. I have automatic biweekly withdrawel from my bank account and they send me a monthly statement so I can send in extra to pay off more principle.

    If you keep it simple, you'll be fine, unless there is truly a catastrophic economic meltdown that dismantles our entire economic system.

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