View Poll Results: Should College Students Bear the Full Cost of Their Own Education?

Voters
34. You may not vote on this poll
  • No, the government is rich and can take the money from the taxpayer anyway.

    7 20.59%
  • No, they're too young and not ready for the rigors of personal responsibility.

    3 8.82%
  • No, they don't have any other options in life.

    1 2.94%
  • Yes, they're legal adults, treat them like adults.

    23 67.65%
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Thread: Shouldn't Adults Getting a College Education Pay for it Themselves?

  1. #61
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Situations change and no one can plan for everything, much less plan for the unexpected.
    No, but you can plan to not have kids until you can afford them.

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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Panache View Post
    No, but you can plan to not have kids until you can afford them.
    You can afford them at minimum wage.
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    You can afford them at minimum wage.
    Good. Then they can pay for their own college education. Where's the issue?

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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    I would eliminate government grants but increase what they put into loans. I could not get enough in loans during undergrad to not work while in school. Some people need that extra time (e.g. engineering students), and some don’t (e.g. business students). So the ceiling on loans needs to be raised and what the government should pay for is all of the interest, including when they're out of school provided reasonable progress is being made on the principle.

    The reason I would eliminate government grants is two-fold. First, people don’t really take ownership of their education if they’re just given money. If you had a full ride somewhere, would you even think about trying to graduate early? Second, you can cover more people more efficiently by just paying for their interest, rather than giving them money directly. Of course I wouldn’t be opposed to grants from private sources, but government completely subsidizing the interest only seems like the best compromise for taxpayers.

    Quote Originally Posted by RightinNYC View Post
    And they're going to have to make every one of those other payments regardless of whether they attend college or not.

    Look at it this way: Even if the person only makes barely enough money to survive, they can take out the entire cost of their tuition in guaranteed federal loans. How is the up front cost preventing them from doing anything?
    Because school is a full-time plus job if they take it seriously, and if they're already going all-out at work just to get by, how do you expect them to devote themselves to the education? You can’t just talk about tuition when talking about the financial costs and barriers to education. They are foregoing employment in order to get education, so cost of living must be accounted for.

  5. #65
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Kal'Stang View Post
    You need credit or someone to co-sign to get any loan. I've tried to apply for a loan 3 times in the past 4 years. I've been turned down every single time because I do not have the credit nor have a co-signer.



    Who said anything about "not working" or having kids at 17? I'm 34 years old and would like to go to college. I've got 2 kids and a wife and we are barely making our bills. What do I do?



    Again, not everyone is qualified for a loan.



    Do you seriously think that no citizen pays for public education? I pay a land tax that helps support our schools every 6 months.
    I was 31 with a wife and 2 kids when I started college. I went to NIGHT SCHOOL. Took me 8 years to get 108 credits. I was getting half time GI bill while my employer actually picked up the tab.. Oh yeah, that means I had a JOB during the day. So did my wife for most of that time. She spent her first year of this time period going full time during the day while the kids were in school. She already had 3 years of college, so that one year was enough to get her teaching degree. Then she started teaching full time, same year the youngest started first grade. Since getting her bachelor's degree, she has picked up a masters and an administrator's certificate by going to night classes. Grandparents did some baby sitting for us, and we hired some teenagers for some after school time periods. I was also in the Navy Reserve at the time. We were very busy, but we found a way to do it.
    BTW, I never got the degree, but the courses taken helped me excell on the job and that was enough by itself.
    You don't have to get a degree to get an education. I have worked with degreed engineers who were basically stupid. They got the degree, but not an education....
    Now we are retired, own 2 houses, and are paying school/property taxes with no kids going to school. In other words, we are subsidizing others people's kids get their high school education, and happy to do it.
    We paid nearly all of our 2 kids college educations (parentship), they had a little help with academic scholarships plus they worked part time. We are now helping our 38 year old teacher son get his administrators certificate so he can become a principal.

    But all that is just how we did it. Surely you can do some of the same?
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  6. #66
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Kal'Stang View Post
    Admittedly no they were not. I'll check into it.
    In all seriousness, good luck. As far as I know, federal student loans are guaranteed to any and everyone attending school. For someone in your position who is not a dependent, you should be able to get a maximum of $57,500 for undergraduate studies, which can be used to cover room and board in addition to tuition. In addition, up to $23,000 of that will be subsidized, so you won't pay interest on that while you're in school.

    So do you expect students that are not considered adults to pay for k-12?

    Sorry but you're kind of making it sound like they should feel privileged that they don't have to pay for it.
    I don't expect that and I don't mean to imply that I do. My main point is this: Public education is heavily subsidized here in the US, as it is in most countries. I think that's a good thing. Everyone in the country, legal or not, is entitled to 13 years of completely free education. After that, everyone is entitled to attend a public university at a heavily subsidized rate. While the tuition costs are not as heavily subsidized as they are in some other countries, I think they're still quite generous. I also think there is a benefit to ensuring that people contribute something to that cost. Furthermore, the fact that we have such a wide array of loans and grants that are available to almost anyone helps to ensure that anyone who really wants to attend school is able to do so.

    Quote Originally Posted by LiveUninhibited View Post
    I would eliminate government grants but increase what they put into loans. I could not get enough in loans during undergrad to not work while in school. Some people need that extra time (e.g. engineering students), and some don’t (e.g. business students). So the ceiling on loans needs to be raised and what the government should pay for is all of the interest, including when they're out of school provided reasonable progress is being made on the principle.

    The reason I would eliminate government grants is two-fold. First, people don’t really take ownership of their education if they’re just given money. If you had a full ride somewhere, would you even think about trying to graduate early? Second, you can cover more people more efficiently by just paying for their interest, rather than giving them money directly. Of course I wouldn’t be opposed to grants from private sources, but government completely subsidizing the interest only seems like the best compromise for taxpayers.

    Because school is a full-time plus job if they take it seriously, and if they're already going all-out at work just to get by, how do you expect them to devote themselves to the education? You can’t just talk about tuition when talking about the financial costs and barriers to education. They are foregoing employment in order to get education, so cost of living must be accounted for.
    First, you can get loans to cover living expenses. Second, school isn't always a full-time job. I worked 20-30 hours/week throughout undergrad and I knew plenty of others who did as well. Third, even if school is a full-time job, students who want to devote more time to their jobs can attend part-time. Fourth, it's always possible to do both at once - my mom ran a house and a farm while getting a degree in equine studies, all at age 40.
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Scarecrow Akhbar View Post
    Any particular reason the students can't transfer to a college they can afford, or, barring that, getting a job and saving the money until they have the funds to pay for their own tuition?

    I don't recall owing them a college education.
    Enough rightwing bull****.

    Title 4 funds are there to help Americans educate themselves. If you do not like it, you are free to hop on the next plane to France.

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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Americans could do worse than move to France.

    The current exchange rate is around $1.50 to the Euro.

    "A basic fee for an undergraduate course in 2009/10 is €171 per year; for a masters course it is €231 per year; for a doctorate it is €350 per year."

    French University Student Tuition Fees in France

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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Manc Skipper View Post
    Americans could do worse than move to France.

    The current exchange rate is around $1.50 to the Euro.

    "A basic fee for an undergraduate course in 2009/10 is €171 per year; for a masters course it is €231 per year; for a doctorate it is €350 per year."

    French University Student Tuition Fees in France
    And how much do people get taxed to pay for those low fees? You don't get anything for free.
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    Re: Shouldn't Adults Getting a College Education Pay for it Themselves?

    Quote Originally Posted by Scarecrow Akhbar View Post
    Any particular reason the students can't transfer to a college they can afford, or, barring that, getting a job and saving the money until they have the funds to pay for their own tuition?

    I don't recall owing them a college education.
    This is a larger fundamental problem as it is hitting State institutions. Unlike private institutions, those owned by the State tended to have much lower tuition exactly for the reason of being able to provide higher education accessible by a larger majority of the people. This isn't limited to just California, all over higher education costs are sky-rocketing. The problem is that if state institutions begin to approach that of private on the whole, you will begin to restrict who is able to go to college and thus have access to other jobs and social mobility (which has already been incredibly restricted).

    I would have much rather my money went to subsidize public education so that people could continue going to school during this economic downturn that having my money go to the elite in banking and industry as to remove the consequence of their actions.
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