View Poll Results: What is the least fair outcome of this, and why?

Voters
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  • I do not receive those goods/services because I cannot pay

    16 38.10%
  • The doctor does not receive compensation for the goods/services he provided

    12 28.57%
  • The doctor’s other patients foot the bill for the goods/services I received

    5 11.90%
  • The taxpayers foot the bill for the goods/services I received

    9 21.43%
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Thread: Unfair Practices in Health Care

  1. #1
    Banned Goobieman's Avatar
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    Unfair Practices in Health Care

    Assume that:
    I am sick. I go to the doctor. The doctor provides goods/services.
    I do not have insurance and I cannot pay for the goods/services provided.

    What is the least fair outcome of this, and why?
    - I do not receive those goods/services because I cannot pay
    - The doctor does not receive compensation for the goods/services he provided
    - The doctor’s other patients foot the bill for the goods/services I received
    - The taxpayers foot the bill for the goods/services I received

  2. #2
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    Re: Unfair Practices in Health Care

    It would probably have to be the second or third, I went with third since the second is an unsustainable situation (aggregate over the population and doctors couldn't afford to stay in business).

    The other patients alone footing the bill is a bit more unfair than all the tax payers as the number of patients is lower than the number of tax payers and it's just as arbitrary. Mind you, this is how we currently run things. Doctors do treat people without insurance and the inability to pay. Everyone with insurance picks up the slack via their premiums and the inflated prices hospitals and doctors charge insurance companies. If everyone had to pay out of pocket, chances are most health care costs would dramatically decrease.
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    Banned Goobieman's Avatar
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    Re: Unfair Practices in Health Care

    Quote Originally Posted by Ikari View Post
    If everyone had to pay out of pocket, chances are most health care costs would dramatically decrease.
    Been saying this for years...

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    Re: Unfair Practices in Health Care

    I would go with the fourth one. As I've told people so many times, this Health Care bill in the Congress right now isn't somehow going to make health care magically free. In the end, the taxpayers (mostly the rich, thanks to another beautiful liberal principal of "earn more, pay more to us!") will just be paying for someone and all the rest of the happy people get free health care.
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    Re: Unfair Practices in Health Care

    Quote Originally Posted by Goobieman View Post
    Assume that:
    I am sick. I go to the doctor. The doctor provides goods/services.
    I do not have insurance and I cannot pay for the goods/services provided.

    What is the least fair outcome of this, and why?
    I voted for the first choice:

    Quote Originally Posted by Goobieman View Post
    - I do not receive those goods/services because I cannot pay
    That seems the least fair to me. Folks go to the doctor generally because they are sick, or there is some sort of a health emergency. Telling an individual that he/she won't be treated simply because they're unable to pay seems unreasonable to me.

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    Re: Unfair Practices in Health Care

    Quote Originally Posted by Ikari View Post
    It would probably have to be the second or third, I went with third since the second is an unsustainable situation (aggregate over the population and doctors couldn't afford to stay in business).

    The other patients alone footing the bill is a bit more unfair than all the tax payers as the number of patients is lower than the number of tax payers and it's just as arbitrary. Mind you, this is how we currently run things. Doctors do treat people without insurance and the inability to pay. Everyone with insurance picks up the slack via their premiums and the inflated prices hospitals and doctors charge insurance companies. If everyone had to pay out of pocket, chances are most health care costs would dramatically decrease.
    My thoughts exactly.

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    Re: Unfair Practices in Health Care

    I went with the third. I don't see the first as unfair. If I had to rank them from worst to best however the first would be the worst in my opinion. While it's fair that you don't pay you don't receive it's not in the best interest of public health.

    I choose the third over the second as the second doesn't really happen. The doctor just charges other patients to make up the difference.

    I choose the third over the fourth because the third puts all of the costs of the freeloaders on those who do the responsible thing and pay. Moving it to taxpayers at least can move a portion to those who currently do not pay.

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    Re: Unfair Practices in Health Care

    Quote Originally Posted by Goobieman View Post
    Assume that:
    I am sick. I go to the doctor. The doctor provides goods/services.
    I do not have insurance and I cannot pay for the goods/services provided.

    What is the least fair outcome of this, and why?
    - I do not receive those goods/services because I cannot pay
    - The doctor does not receive compensation for the goods/services he provided
    - The doctor’s other patients foot the bill for the goods/services I received
    - The taxpayers foot the bill for the goods/services I received
    Where is the option,"none of the above / incomplete data"??

    How about this scenario: I am sick I go to the doctor. The doctor provides a service , say a cardiac stent. Patient A has the same procedure. He works for Lockeed and has an excellent insurance plan. The administrators have already reduced the payment for a cardiac stent to $8,000. That is very tight for the hospital's bottom line so anyone who is self-pay the charge is $37,000. for the same procedure. Patient B is self-employed. Through her taxes, she pays for patient A's health insurance, yet because she is not in a large group plan, health insurance costs for patient B are double that of patient A and anything she pays 'out of pocket' will be considerably more expensive....$29,000 more, in this case. (recently heard these numbers, so it is not invented)

    That is the starting point to even begin to judge the situation in the U.S.

  9. #9
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    Re: Unfair Practices in Health Care

    I went for the third.

    If the doctor raised my rates and the rates of others to help pay for others who needed medical attention, I would have no problem with it. This does not make it the best solution, but it is thinking outside the box. It is also allowing the private sector to fix it's own problems.

    I think that would beat a government option any day.
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    Re: Unfair Practices in Health Care

    Quote Originally Posted by Cassandra View Post
    Where is the option,"none of the above / incomplete data"??

    How about this scenario: I am sick I go to the doctor. The doctor provides a service , say a cardiac stent. Patient A has the same procedure. He works for Lockeed and has an excellent insurance plan. The administrators have already reduced the payment for a cardiac stent to $8,000. That is very tight for the hospital's bottom line so anyone who is self-pay the charge is $37,000. for the same procedure. Patient B is self-employed. Through her taxes, she pays for patient A's health insurance, yet because she is not in a large group plan, health insurance costs for patient B are double that of patient A and anything she pays 'out of pocket' will be considerably more expensive....$29,000 more, in this case. (recently heard these numbers, so it is not invented)

    That is the starting point to even begin to judge the situation in the U.S.
    Weird, because every time I have gone to the doctor, my out of pocket expenses were less if I am uninsured. Most recently, a blood test I needed would have cost an insurance company $250. Since I was uninsured, they charged me $15.

    Funny that they would charge insurance companies an exorbitant amount, eh? Kinda goes right along with what Ikari stated and I agreed with wholeheartedly. Get rid of insurance and you get rid of high costs.

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