I just turned the question around and HORRORS: "You can't be serious"
You ask a question REPEATEDLY and w/o accepting the answer no matter how intuitively moral and right it may seem to most people.'
And you claim, "Logical fallacy: Argumentum ad populum"
I ask you a question which actually has no particular overriding rationale- it is just intuitive to you.
So you support your claim with:
Denial of goods and services due to inability to pay is the societal norm, one common across virtually all societies.
Logical fallacy: Argumentum ad populum.
As it happens, The "west" has largely wiped out societies who once had a completely different idea about property and the primacy of property rights. Tahitians, for example, prior to the European invasion, had no word for "stealing". In an environment of abundance there was no need to protect "possessions". In fact things were meant to circulate. Hoarding was condemned.
Our cultural attitude comes from an environment of scarcity. So we are hoarders...but it is not a god given moral code.