View Poll Results: Which health care reforms would you like to see before end of 2010?

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  • Deregulate the insurance industry, let pure capitalism work

    13 43.33%
  • Tort Reform

    23 76.67%
  • Allow selling of insurance across state lines

    20 66.67%
  • Insurance regulations and enforcement to protect the insured

    13 43.33%
  • Financial aid to poor people/families to afford insurance

    12 40.00%
  • Creating a "public option"

    10 33.33%
  • Convert our health care to a socialized system ala Canada or UK

    3 10.00%
  • No reform

    1 3.33%
  • Other

    6 20.00%
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Thread: Which Health Insurance Reforms?

  1. #11
    Count Smackula
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    Re: Which Health Insurance Reforms?

    I'd propose the following reforms, although this is a somewhat simplified list.

    1) No discrimination for age, gender or pre-existing conditions, but backed a government funded risk equalization program.

    2) Tort reform.

    3) Government negotiated drug prices.

    4) Criminal prosecution for giving so much as lollypop to a doctor if you are the Pharmaceutical business.

    5) More conflict of interest laws. Notably doctors who refer patients to other businesses they own.

    6) Voucher packages to the poor to buy health insurance.

    7) Various regulations for allowed insurance, such as preventing in/out of network nonsense or lifetime maximums.

    8) A public option isn't inherently required, but providing some competition to get the system rolling would be beneficial.

    The primary goals are to get everyone covered, remove incentives for bad behavior and dramatically cut administrative overhead.

  2. #12
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    Re: Which Health Insurance Reforms?

    Regulate the insurance industry to eliminate abuses. Regulations such as:

    1) Elimination of all utilization review. Only providers can make decisions on the use of a subscriber's benefits and on treatment allowed.

    2) Centralization and uniformity of all billing practices, closing all "loopholes" such as delayed payments, "wrong" addresses, and inconsistent reimbursement of services, both in a fee and service perspective.

    3) Legalization of the suing of insurance companies for the denial of benefits for treatment authorized by a provider.

    4) Parity for all medical and mental health services.

    I'm sure there are more, but these are off the top of my head and the most important ones, I think.
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  3. #13
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    Re: Which Health Insurance Reforms?

    I would like the first 3.

    I'd be willing to compromise at this time though for Tort reform and allowing the selling of insurance across state lines in exchange for getting on board with some targetted and not too over the top regulation and some kind of aid program for "poor" people/families (with the understanding it actaully remains with "poor" people and families and "poor" isn't 40k a year people like "child" with the CHIPS bill was trying to be 20 something).

    That aid program could not be government health insurance. However if it was some kind of tax credit or some kind of voucher to help pay for the insurance, or the government making a deal with some clinics in allowing for free/reduced priced general check ups only for a certain amount of time sper year, I'd agree with it.

    Couldn't get behind anything that created a true "public option".

  4. #14
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    Re: Which Health Insurance Reforms?

    Quote Originally Posted by Zyphlin View Post
    I would like the first 3.

    I'd be willing to compromise at this time though for Tort reform and allowing the selling of insurance across state lines in exchange for getting on board with some targetted and not too over the top regulation and some kind of aid program for "poor" people/families (with the understanding it actaully remains with "poor" people and families and "poor" isn't 40k a year people like "child" with the CHIPS bill was trying to be 20 something).

    That aid program could not be government health insurance. However if it was some kind of tax credit or some kind of voucher to help pay for the insurance, or the government making a deal with some clinics in allowing for free/reduced priced general check ups only for a certain amount of time sper year, I'd agree with it.

    Couldn't get behind anything that created a true "public option".
    Depending on where you live, 40k is dirt poor.

    I suspect we will end up with something like what you suggest this year.

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    Re: Which Health Insurance Reforms?

    Unbelievable.

    Do any of you voting for Tort reform understand what a tiny piece of the pie it makes up?

    Texas demolished malpractice lawsuits, decreasing the time people have to sue, eliminating punitive damages, and stiffly capping the amount people are allowed to get for injuries sustained due to medical negligance.

    Did it bring their costs down? Not a jot. Whatever benefits tort reform might have brought to the system, those were swallowed by the astronomical rise in cost due to issues other than tort reform.

    Knowing this do you still think tort reform is the most important issue facing medicine today? If so, why?

  6. #16
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    Re: Which Health Insurance Reforms?

    Quote Originally Posted by Redress View Post
    Depending on where you live, 40k is dirt poor.

    I suspect we will end up with something like what you suggest this year.
    40k a year, for a family with one or two kids in daycare IS dirt poor most everywhere.

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    These are the same liberals who forgot how Iraq attacked us on 9/11.


  7. #17
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    Re: Which Health Insurance Reforms?

    Quote Originally Posted by Agent_Grey View Post
    Unbelievable.

    Do any of you voting for Tort reform understand what a tiny piece of the pie it makes up?

    Texas demolished malpractice lawsuits, decreasing the time people have to sue, eliminating punitive damages, and stiffly capping the amount people are allowed to get for injuries sustained due to medical negligance.

    Did it bring their costs down? Not a jot. Whatever benefits tort reform might have brought to the system, those were swallowed by the astronomical rise in cost due to issues other than tort reform.

    Knowing this do you still think tort reform is the most important issue facing medicine today? If so, why?
    they don't.

    and many also fail to understand that insurance companies make up for their investment losses by raising premiums, denying care and recission.

    Originally Posted by johnny_rebson:

    These are the same liberals who forgot how Iraq attacked us on 9/11.


  8. #18
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    Re: Which Health Insurance Reforms?

    Quote Originally Posted by liblady View Post
    40k a year, for a family with one or two kids in daycare IS dirt poor most everywhere.
    That isn't even remotely true.
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  9. #19
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    Re: Which Health Insurance Reforms?

    Do any of you voting for Tort reform understand what a tiny piece of the pie it makes up?

    Texas demolished malpractice lawsuits, decreasing the time people have to sue, eliminating punitive damages, and stiffly capping the amount people are allowed to get for injuries sustained due to medical negligance.

    Did it bring their costs down? Not a jot. Whatever benefits tort reform might have brought to the system, those were swallowed by the astronomical rise in cost due to issues other than tort reform.

    Knowing this do you still think tort reform is the most important issue facing medicine today? If so, why?
    Who says its the most important? Tort Reform may not save a huge amount of money, but it is still a good idea. Cutting down on absurd lawsuits is something that everyone except personal injuries lawyers can get behind, and helps boost peoples faith in the system.

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    Re: Which Health Insurance Reforms?

    Quote Originally Posted by Redress View Post
    Depending on where you live, 40k is dirt poor.

    I suspect we will end up with something like what you suggest this year.
    I wouldn't be too adverse to allowing it to adjust to COL for specific places.

    That said...

    I live in one a portion of the country with some of the highest costs of living. I've been living here starting at 28k a year and now currently hovering around the 40k range. While I would not call myself solidly middle class up here I would hardly say I'm scrapping by and "dirt poor" either, and that's with close to 50k in college loans I'm still paying off and not exactly living very frugally. I find it hard pressed to think of any place in this country where 40k is "Dirt Poor".

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