View Poll Results: Should healthcare insurance be mandatory for everyone?

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Thread: Healthcare mandatory?

  1. #41
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    Re: Healthcare mandatory?

    Quote Originally Posted by obvious Child View Post
    Okay...how do you know you will not seek medical treatment in the future?
    Its against my personal beliefs.


    So you're telling me, your family would let you die rather than send you to a hospital?
    I really cannot answer that. I have requested that they do not seek aid for me in any situation but if they will or not will have to be seen.


    So you expect your family to foot the bill for life saving treatment?
    Yes I do if they have gone against my wishes and sent me in for treatment.

  2. #42
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    Re: Healthcare mandatory?

    On another site, which I am on for professional reasons (no wisecracks ) a gentleman made a very good case for having only catastrophic coverage with a $5,000 deductible and paying out of pocket for the routine stuff.

    His point being when you buy car insurance your covered if you get into an accident, its stolen, and what not.

    the policy does not cover tune-ups, tire rotations, transmission fluid changes, air filters, etc, etc, etc....

    I like where he was going with it, and am looking into it for myself

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    Quote Originally Posted by jallman View Post
    How the hell did you just tie in a retroactive reparative measure with a proactive preventative measure. Not even close to being the same thing.

  3. #43
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    Re: Healthcare mandatory?

    Quote Originally Posted by Kandahar View Post
    They might. Or they might want to buy heroin with it.
    people buy heroin, they buy cigarette, and they buy boooze and lottery tickets with food stamps already. How is that different?

    Human Taxidermist - - now offering his services for all your loved ones
    Quote Originally Posted by jallman View Post
    How the hell did you just tie in a retroactive reparative measure with a proactive preventative measure. Not even close to being the same thing.

  4. #44
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    Re: Healthcare mandatory?

    Quote Originally Posted by DeeJayH View Post
    On another site, which I am on for professional reasons (no wisecracks ) a gentleman made a very good case for having only catastrophic coverage with a $5,000 deductible and paying out of pocket for the routine stuff.

    His point being when you buy car insurance your covered if you get into an accident, its stolen, and what not.

    the policy does not cover tune-ups, tire rotations, transmission fluid changes, air filters, etc, etc, etc....

    I like where he was going with it, and am looking into it for myself
    I agree with this. $5000 is a bit steep for me, but I like the idea of low-premium / high-deductible policies in general. This would encourage cost control. I would like to see more tax incentives for this kind of policy, and I think any public options should be geared toward this sort of thing.

    The individual plan I have now doesn't pay anything until I hit $1500, and it pays everything beyond that. If more people had these sorts of policies, it would encourage doctors to compete on cost for routine procedures. The only change I would make is to give people a couple of free annual check-ups. A lot of people (myself included) are probably less likely to get check-ups if we have to spend money out of pocket...which may cause larger bills in the long term.
    Last edited by Kandahar; 08-31-09 at 03:48 AM.
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  5. #45
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    Re: Healthcare mandatory?

    Quote Originally Posted by DeeJayH View Post
    people buy heroin, they buy cigarette, and they buy boooze and lottery tickets with food stamps already. How is that different?
    None of those things are covered by food stamps. If you're talking about bartering them on the secondary market, you are correct that it happens, but I don't want to make it even easier to do this by giving people cash instead of food.
    Last edited by Kandahar; 08-31-09 at 03:44 AM.
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  6. #46
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    Re: Healthcare mandatory?

    Only if the gov. steps in and pays the bill for those who cannot afford it. And no that is not happening right now because while we have medicaid a lot of working class fall just below that line to get help but these working people can hardly afford to carry the insurance much less go to the doctor and pay for high dollar meds.
    ~Following My Own Flow~

  7. #47
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    Re: Healthcare mandatory?

    Quote Originally Posted by Kandahar View Post
    Except the taxpayers WILL have an obligation to pay for your medical care if you don't have insurance. If a guy is in a bad car accident and is brought into the emergency room hemorrhaging blood, the doctors aren't going to waste time trying to fish an insurance card out of his pocket, nor should they be expected to do so. They're just going to treat him as best they can.

    If it turns out he doesn't have insurance, who should be responsible for his medical costs? The taxpayers? I'd rather make insurance mandatory so that people can't pass their costs off to the taxpayers, by being selfish and irresponsible by not having insurance.
    Where do you expect the folks who are hard working and busting their ass just to keep a roof over their heads and pay their bills are gonna get this money to pay for it? You cannot pull it out of their broke ass! My suggesting is go after big pharma and the health insurance corps to make them Lower prices and set caps on what they can charge. This is the only way.
    ~Following My Own Flow~

  8. #48
    Stigmatized! End R Word! Kali's Avatar
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    Re: Healthcare mandatory?

    Quote Originally Posted by WI Crippler View Post
    It will just raise rates for everybody, if all are forced to purchase insurance.

    First of all, you have the people who can't get insurance because of an expensive medical condition, or at least can't get coverage for that condition. Insurance companies would have to be forced to take them, and thus raise the rate for the entire pool for the additional risk they have taken on.

    Next, you have people who cannot afford health insurance, who would be forced to pay. That's an additional burden on them, and if they don't pay, then there is the additional cost in either fining, jailing, or otherwise disciplining those that refuse.
    Yeah! The day my country starts putting people in jail over healthcare is the day I will get the hell out! We are suppose to be better than this.
    ~Following My Own Flow~

  9. #49
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    Re: Healthcare mandatory?

    Quote Originally Posted by Kali View Post
    Where do you expect the folks who are hard working and busting their ass just to keep a roof over their heads and pay their bills are gonna get this money to pay for it? You cannot pull it out of their broke ass! My suggesting is go after big pharma and the health insurance corps to make them Lower prices and set caps on what they can charge. This is the only way.
    Nearly all health insurance mandates are coupled with subsidies and/or vouchers for lower income people. And rather than "making" health insurance companies lower their prices, I support a revenue-neutral public option to compete with them on a level playing field. Then they would naturally reduce their prices without being forced to do so.
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  10. #50
    Stigmatized! End R Word! Kali's Avatar
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    Re: Healthcare mandatory?

    Quote Originally Posted by moe View Post
    We are becoming a two class society. The middle class is slowly disappearing. Most us that are left in the middle class still have jobs that still provide health care at least to some level. Anybody above middle class can afford their own. So who does the burden to pay for government health care fall on? Those people who are already at the poverty level or below. And if they do not pay we will fine a family that already has their backs up against the wall 2 thousand a year for failure to comply with a government enforced policy.

    At least to me. Not a good idea.
    Moe
    You are so right about the middle class: it hardly exsist. In these days you are poor or rich. Sure there are a few in between but most of the middle class are one or a few paychecks away from being broke and poor. It is a sad state of affairs in this country.
    ~Following My Own Flow~

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