View Poll Results: Should healthcare insurance be mandatory for everyone?

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Thread: Healthcare mandatory?

  1. #11
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    Re: Healthcare mandatory?

    Quote Originally Posted by jamesrage View Post
    Then change the law so that tax payers will not have to foot the bill.
    Who WILL foot the bill then? The hospital?

    Quote Originally Posted by jamesrage
    He should be responsible for his cost.

    I would rather require that the person who got the medical care to pay for it. Work out a payment plan. Allow hospitals to deduct it out of that persons paycheck. Maybe set up some sort of hopital community service to make up for the cost.
    What if he doesn't have any money, or dies, or declares bankruptcy?
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    Re: Healthcare mandatory?

    It will just raise rates for everybody, if all are forced to purchase insurance.

    First of all, you have the people who can't get insurance because of an expensive medical condition, or at least can't get coverage for that condition. Insurance companies would have to be forced to take them, and thus raise the rate for the entire pool for the additional risk they have taken on.

    Next, you have people who cannot afford health insurance, who would be forced to pay. That's an additional burden on them, and if they don't pay, then there is the additional cost in either fining, jailing, or otherwise disciplining those that refuse.
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  3. #13
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    Re: Healthcare mandatory?

    Quote Originally Posted by WI Crippler View Post
    It will just raise rates for everybody, if all are forced to purchase insurance.

    First of all, you have the people who can't get insurance because of an expensive medical condition, or at least can't get coverage for that condition. Insurance companies would have to be forced to take them, and thus raise the rate for the entire pool for the additional risk they have taken on.
    So what? Those people didn't choose to get sick. It could happen to anyone. The premium rates SHOULD be spread out amongst everyone instead of discriminating against people based on their health and/or age.

    Quote Originally Posted by WI Crippler
    Next, you have people who cannot afford health insurance, who would be forced to pay. That's an additional burden on them, and if they don't pay, then there is the additional cost in either fining, jailing, or otherwise disciplining those that refuse.
    Presumably a health care mandate would be coupled with some kind of subsidy or voucher for the poor, as was done in Massachusetts.
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  4. #14
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    Re: Healthcare mandatory?

    Quote Originally Posted by Kandahar View Post
    Who WILL foot the bill then? The hospital?
    The patient can foot the bill. The hospital can work out a payment plan a hospital community service plan or get a court to deducted a certian amount of money from someone's paycheck.

    What if he doesn't have any money, or dies, or declares bankruptcy?
    So you are arguing that the debts of dead people should be paid to companies by tax payer? That is basically what you are arguing since there is no way a hundred bucks a month or more of insurance can possibly pay for some surgeries and operations, other tax payer will be picking up that debt.
    Last edited by jamesrage; 08-30-09 at 08:45 PM.
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  5. #15
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    Re: Healthcare mandatory?

    Quote Originally Posted by jamesrage View Post
    The patient can foot the bill. The hospital can work out a payment plan a hospital community service plan or get a court to deducted a certian amount of money from someone's paycheck.



    So you are arguing that the debts of dead people should be paid to companies by tax payer? That is basically what you are arguing since there is no way a hundred bucks a month or more of insurance can possibly pay for some surgeries and operations, other tax payer will be picking up that debt.
    So your solution is to force hospitals to treat people for emergency care, and then stick them with the bill if the person is unable to pay for whatever reason. Got it.
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    Re: Healthcare mandatory?

    Of course it should not be mandatory. It's not the government's job to control how I handle my personal healthcare coverage, bills, etc. If I want to go without insurance and deal directly with a hospital to make payment arrangements (as I currently do and have for a number of years), then I should be allowed that choice. The arrangement I make with my healthcare provider need not be overseen by the government. It's between me and my hospital/doctor(s). It's none of their business.

  7. #17
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    Re: Healthcare mandatory?

    Quote Originally Posted by WI Crippler View Post
    It will just raise rates for everybody, if all are forced to purchase insurance.
    And if we drop taxation to pick up the uninsured costs now, what's the net difference?

    If it costs you $50 in taxes to provide now money for uninsured, and it costs you $50 more in premiums, but the first $50 went away, are you really in any different position? In fact, this might be better as health care premiums under certain plans are tax deductible.

    First of all, you have the people who can't get insurance because of an expensive medical condition, or at least can't get coverage for that condition. Insurance companies would have to be forced to take them, and thus raise the rate for the entire pool for the additional risk they have taken on.
    While I don't disagree with this at all, we are still paying for it through taxation. What is worse, paying more for insurance or paying more in taxes? And while I agree with Kandahar for much of this thread, insurance could do risk pools and adjust premiums accordingly.

    Next, you have people who cannot afford health insurance, who would be forced to pay. That's an additional burden on them, and if they don't pay, then there is the additional cost in either fining, jailing, or otherwise disciplining those that refuse.
    But doesn't that all just lead to more burden on the taxpayers? Not only will they be forced to cover the costs of health care but as well as the punishments.

    As I see it, the situation we have now sucks. And I'm not willing to just let people die because they can't afford health insurance. Remember Reagan said that as well, no one is calling for just letting people die. Thus, if we have to pay for it through taxes, I'd rather have those who need the insurance pay at least something for it. Either way, someone is going to pay, let's at least put some of the burden on the person using the medical care.

    In an ideal world, everyone would have access to competitive health insurance that would range from no frills to luxury, with the cheapest allowing even the dirt poor to get some coverage, resulting in no burden on taxpayers at all, but that ain't the case.
    Last edited by obvious Child; 08-30-09 at 09:03 PM.
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  8. #18
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    Re: Healthcare mandatory?

    Quote Originally Posted by Kandahar View Post
    So your solution is to force hospitals to treat people for emergency care, and then stick them with the bill if the person is unable to pay for whatever reason. Got it.
    Then the solution is to stop the practice of forcing hospitals to treat people who can not pay. If that person can not or refuses to pay then the hospital can sue the person who owes them money.
    "A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear"

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  9. #19
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    Re: Healthcare mandatory?

    We are becoming a two class society. The middle class is slowly disappearing. Most us that are left in the middle class still have jobs that still provide health care at least to some level. Anybody above middle class can afford their own. So who does the burden to pay for government health care fall on? Those people who are already at the poverty level or below. And if they do not pay we will fine a family that already has their backs up against the wall 2 thousand a year for failure to comply with a government enforced policy.

    At least to me. Not a good idea.
    Moe

  10. #20
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    Re: Healthcare mandatory?

    Quote Originally Posted by jamesrage View Post
    Then the solution is to stop the practice of forcing hospitals to treat people who can not pay. If that person can not or refuses to pay then the hospital can sue the person who owes them money.
    That is not a practical solution. If someone is in a car accident and is hemorrhaging blood when they're brought into the emergency room, how is the hospital going to know if they can pay or not?

    Do you honestly expect them to dig through the patient's pockets for an insurance card before they treat them? If they find an insurance card and the patient dies, the family could sue the hospital for malpractice for wasting time. If they don't find an insurance card, that doesn't necessarily mean that the patient doesn't have insurance.
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