View Poll Results: How much does your personal Health Insurance premium cost per month?

Voters
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  • < $100

    6 22.22%
  • $100 < X < $200

    6 22.22%
  • $200 < X < $300

    4 14.81%
  • $300 < X < $400

    1 3.70%
  • $400 < X < $500

    1 3.70%
  • $500+

    1 3.70%
  • N/A; I don't know

    8 29.63%
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Thread: How much do you pay for Health Insurance?

  1. #11
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    Re: How much do you pay for Health Insurance?

    I have Kaiser in LA. It is $509/month for me and my spouse.
    $248 for me, $261 for him.
    Last edited by disneydude; 08-20-09 at 05:17 PM.
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  2. #12
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    Re: How much do you pay for Health Insurance?

    I have Blue Cross/Blue Shield. I pay, for Josh and myself, 221.63 per month. I am 33 and have some "conditions". Josh is 25 (26 tomorrow) and is healthy as a horse.

  3. #13
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    Re: How much do you pay for Health Insurance?

    If I had the coverage that my school offers, it would be around $110/month. I'm still covered under my parents plan. They pay around $300/month for a family of 4.
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  4. #14
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    Re: How much do you pay for Health Insurance?

    Quote Originally Posted by rathi View Post
    I pay $91/month for myself in the 18 to 25 bracket. The type of plan you have is also relevant, I have an all-you-can-eat plan with a 3k annual deductible.
    Yeah, this thread is almost useless without deductable amounts and employer contributions listed.

    Here are a few facts that will make it easier to understand the crisis:

    Nearly $7,000 is spent per person per year on HC in the US.

    Drug prices average 50% more in the US.

    HC has went up 90% in the last eight years, that is more than doubling every ten years.

    Doctors spent an average of $68,274 per year interacting with health plans.

    McKinsey & Company - Accounting for the cost of U.S. health care: A new look at why Americans spend more
    Last edited by Joe1991; 08-21-09 at 01:06 AM.

  5. #15
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    Re: How much do you pay for Health Insurance?

    When I've had insurance it's been through an employer.

    In WV, KY, and CA, 35+, I paid about $200/month

  6. #16
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    Re: How much do you pay for Health Insurance?

    I'm 41 and live in Va, I pay $237 a month for myself. My ex wife works for the schools system, and has her insurance with them, Our daughter is on her insurance because it is almost $200 more a month for a family plan through my insurance company, and only $45 through her's. My daughter has 4 med's she needs daily. The out of pocket for those is around $36 a month.(walmart generics) She usually has a doctor visit or two every 2-3 months. The co pay is $25 each.

    I also own a small furniture store. There are 13 employees. They are various ages between 23-83. A couple have some health problems, and one has had a recent medical emergency. I provide their insurance, and it cost's me a little over $15K per month.
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  7. #17
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    Re: How much do you pay for Health Insurance?

    Quote Originally Posted by Joe1991 View Post
    Yeah, this thread is almost useless without deductable amounts and employer contributions listed.

    Here are a few facts that will make it easier to understand the crisis:

    Nearly $7,000 is spent per person per year on HC in the US.

    Drug prices average 50% more in the US.

    HC has went up 90% in the last eight years, that is more than doubling every ten years.

    Doctors spent an average of $68,274 per year interacting with health plans.

    McKinsey & Company - Accounting for the cost of U.S. health care: A new look at why Americans spend more
    OK, my insurance is 80/20 with a $1500 deductible per year. I don't see how anyone can afford car insurance and a new car payment as most people do and not think they can afford some health coverage without uncle sam giving it to them as a hand out.

    As I am technically "self employed" as a consultant, I pay for my own insurance.

  8. #18
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    Re: How much do you pay for Health Insurance?

    I pay a ransom, but then I do have a new liver and a slab of Coopers Sparkling sitting in a special medical cooler ready and waiting for me.

  9. #19
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    Re: How much do you pay for Health Insurance?

    Quote Originally Posted by jallman View Post
    OK, my insurance is 80/20 with a $1500 deductible per year. I don't see how anyone can afford car insurance and a new car payment as most people do and not think they can afford some health coverage without uncle sam giving it to them as a hand out.
    That's why you should buy a used car. New cars are just a waste of money unless you don't mind flushing 5k+ (depending on price of car its probably even more) for incredibly diminished return on investment.

    Mines 90/10 $300 deductible in coverage.
    70/30 $500 deductible out of coverage.
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  10. #20
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    Re: How much do you pay for Health Insurance?

    At one point, we had private insurance in the UK, through the Scottish arm of BUPA UK. 300 a month for a family of 3.(That'd be about 600 USD, I think?)
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