View Poll Results: How satisfied are you with your current health insurance provider?

Voters
68. You may not vote on this poll
  • Satisfied: Why?

    34 50.00%
  • Unsatisfied: Why?

    23 33.82%
  • I don't have health insurance: Why?

    11 16.18%
Page 16 of 22 FirstFirst ... 61415161718 ... LastLast
Results 151 to 160 of 216

Thread: How satisfied are you with your health insurance provider?

  1. #151
    Sage
    Harry Guerrilla's Avatar
    Join Date
    Dec 2008
    Location
    Not affiliated with other libertarians.
    Last Seen
    09-01-17 @ 02:38 PM
    Gender
    Lean
    Libertarian
    Posts
    28,955

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Anima View Post
    Mhm. I think any chances to the current health insurance system in America should be done in small increments. The problems mentioned above didn't occur overnight, and as much as I'd like to see efforts to address them taken as soon as possible, I'm sure how succesful attempting to solve them al in one swoop would be. If pre-existing conditions were included in most healthcare plans, if there were stricter rules regarding when companies can refuse to fund necessary treatment, and if steps were taken to help the poor receive affordable coverage through either a public option or an existing insurer; I think at this point, we could call that a victory.
    To be honest our insurance policies are quite comprehensive and cover a lot of things you wouldn't think they would.

    That's the problem though, it's costs money to do all those things and many of them aren't cheap in the first place.
    It's a clash of wants and not wanting to pay for it.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  2. #152
    Liberal Fascist For Life!


    Redress's Avatar
    Join Date
    Mar 2008
    Location
    Georgia
    Last Seen
    Today @ 12:39 AM
    Lean
    Very Liberal
    Posts
    93,316
    Blog Entries
    2

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Harry Guerrilla View Post
    To be honest our insurance policies are quite comprehensive and cover a lot of things you wouldn't think they would.

    That's the problem though, it's costs money to do all those things and many of them aren't cheap in the first place.
    It's a clash of wants and not wanting to pay for it.
    I think the problems go alot further than that. There are some real issues with our health insurance companies, and I think addressing those should be a first step.

    I agree with Anima on the incremental approach. By doing too much at once, we will create new problems that need to be solved.

  3. #153
    Sage
    Harry Guerrilla's Avatar
    Join Date
    Dec 2008
    Location
    Not affiliated with other libertarians.
    Last Seen
    09-01-17 @ 02:38 PM
    Gender
    Lean
    Libertarian
    Posts
    28,955

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Redress View Post
    I think the problems go alot further than that. There are some real issues with our health insurance companies, and I think addressing those should be a first step.

    I agree with Anima on the incremental approach. By doing too much at once, we will create new problems that need to be solved.
    My problem with insurance companies is they don't function and are not modeled like any other insurance product on the market.
    The prices will rise anyway no matter what you do unless you realign health insurance back to an insurance product.

    The other major approach for me would be doctors quotas, state mandates and scope of practice laws. They all need to be abolished or reduced.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  4. #154
    Cànan a' Gàidheal
    Anima's Avatar
    Join Date
    Aug 2008
    Location
    West Coast of Scotland
    Last Seen
    06-24-12 @ 01:48 PM
    Gender
    Lean
    Socialist
    Posts
    1,741

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Harry Guerrilla View Post
    To be honest our insurance policies are quite comprehensive and cover a lot of things you wouldn't think they would.

    That's the problem though, it's costs money to do all those things and many of them aren't cheap in the first place.
    It's a clash of wants and not wanting to pay for it.
    Mhm, I'm sure that many health insurance policies are fairly comprehensive, but many either ask one to pay a greatly increased premium to have pre-existing conditions covered, or they simply won't cover them. It's quite possible to have great insurance but be completely out of luck if one's previously in remission cancer returns, or if one suffers, for example, gangrene or other diabetic eye disease that likley won't be covered because the cause pre-exists ones current policy.

    As for the cost angle, imagine what could be saved on health insurance if some of the beaurucracy could be cut out. If the money currently spent on paying medical review staff to find criteria to deny coverage for procedures, to deny coverage period, could be diverted back to actually providing care. If the money spent treating the uninsured in the Emergency Room could somehow be diverted to helping provide cost-effective insurance that would allow them to access the preventitive care and early intervention that would prevent them ending up there in the first place. I think the above could all do a great deal to reduce unnecessary costs in the US's health care system.
    Last edited by Anima; 08-23-09 at 04:19 PM.
    "I'll govern for all the ambitions of Scotland, and for all of the people who imagine that we can live in a better land. This party, the Scottish party, your party, carries your hope, and we shall carry it carefully, and make the nation proud."
    Alex Salmond, First Minister of Scotland, Scottish National Party

  5. #155
    Sage
    Harry Guerrilla's Avatar
    Join Date
    Dec 2008
    Location
    Not affiliated with other libertarians.
    Last Seen
    09-01-17 @ 02:38 PM
    Gender
    Lean
    Libertarian
    Posts
    28,955

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Anima View Post
    Mhm, I'm sure that many health insurance policies are fairly comprehensive, but many either ask one to pay a greatly increased premium to have pre-existing conditions covered, or they simply won't cover them. It's quite possible to have great insurance but be completely out of luck if one's previously in remission cancer returns, or if one suffers, for example, gangrene or other diabetic eye disease that likley won't be covered because the cause pre-exists ones current policy.

    As for the cost angle, imagine what could be saved on health insurance if some of the beaurucracy could be cut out. If the money currently spent on paying medical review staff to find criteria to deny coverage for procedures, to deny coverage period, could be diverted back to actually providing care. If the money spent treating the uninsured in the Emergency Room could somehow be diverted to helping provide cost-effective insurance that would allow them to access the preventitive care and early intervention that would prevent them ending up there in the first place. I think the above could all do a great deal to reduce unnecessary costs in the US's health care system.
    I agree with what you say but not in the manner you'd probably want it implemented.

    Health insurance companies should get out of the business of providing preventative medicine and stick with surgical and emergency situations.
    Regular preventative should be on the individual and their wallet.

    If that were the case, insurance rates would be tiny compared to what they are now.
    I was discovering that life just simply isn't fair and bask in the unsung glory of knowing that each obstacle overcome along the way only adds to the satisfaction in the end. Nothing great, after all, was ever accomplished by anyone sulking in his or her misery.
    —Adam Shepard

  6. #156
    Every day I'm hustlin'..
    Lerxst's Avatar
    Join Date
    Apr 2007
    Location
    Nationwide...
    Last Seen
    Yesterday @ 06:20 PM
    Gender
    Lean
    Undisclosed
    Posts
    15,441

    Re: How satisfied are you with your health insurance provider?

    My provider has a wide network of physicians, many covered services, a great RX plan, very little deductible, and very low office co pays.

    I'm quite fortunate as my employer also pays all of my premium. IBC doesn't even offer this specific program to companies anymore. We are locked in on it for as long as we choose to keep it.
    *insert profound statement here*

  7. #157
    Folle
    Urethra Franklin's Avatar
    Join Date
    Feb 2005
    Location
    European Union
    Last Seen
    11-24-17 @ 01:44 AM
    Gender
    Lean
    Undisclosed
    Posts
    3,323

    Re: How satisfied are you with your health insurance provider?

    Very satisfied. I choose my practitioners, have very fast access and on the two occasions I have needed hospitalisation, I chose the hospital, was in quickly and received top rate care. I am thouroughy satisfied with my day to day heath surveillance from my general practitioner, who actively screens and keeps me up to date and can quickly refer me to an appropriate specialist if need be. I'm treated in a system which consistently tops WHO league tables.

    My provider? The French public system. No commercial bias - the moment "profit" is involved you can forget about altruistic health care professionals and facilities with your interests at heart as opposed to their bank balances. I happen to work in it too, and it's excellent. I also have direct experience of the British NHS, not quite as good as not as well funded, however the current lies you are being fed about that system from your media are exactly that - untruths. Socialized medicine works very well without excluding people who can't pay. The United Statesian system is over costly for poor outcomes and at the exclusion of many - all in the name of profit. The sign of a barbaric society.
    "C'est le dernier qui a parlé qui a raison"
    Amina.

  8. #158
    Voluntary Resignation

    Join Date
    Jul 2009
    Last Seen
    11-30-10 @ 05:20 PM
    Lean
    Undisclosed
    Posts
    7,059

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Urethra Franklin View Post
    Very satisfied. I choose my practitioners, have very fast access and on the two occasions I have needed hospitalisation, I chose the hospital, was in quickly and received top rate care. I am thouroughy satisfied with my day to day heath surveillance from my general practitioner, who actively screens and keeps me up to date and can quickly refer me to an appropriate specialist if need be. I'm treated in a system which consistently tops WHO league tables.

    My provider? The French public system. No commercial bias - the moment "profit" is involved you can forget about altruistic health care professionals and facilities with your interests at heart as opposed to their bank balances. I happen to work in it too, and it's excellent. I also have direct experience of the British NHS, not quite as good as not as well funded, however the current lies you are being fed about that system from your media are exactly that - untruths. Socialized medicine works very well without excluding people who can't pay. The United Statesian system is over costly for poor outcomes and at the exclusion of many - all in the name of profit. The sign of a barbaric society.
    We're barbarians now that we don't have socialized medicine? Nice.

    No wonder people think the French are assholes ...

  9. #159
    Folle
    Urethra Franklin's Avatar
    Join Date
    Feb 2005
    Location
    European Union
    Last Seen
    11-24-17 @ 01:44 AM
    Gender
    Lean
    Undisclosed
    Posts
    3,323

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Coronado View Post
    We're barbarians now that we don't have socialized medicine? Nice.

    No wonder people think the French are assholes ...
    I said your society was barbaric, not United Statesian individuals. I am commenting on your system, whereas your insult shows you are a xenophobe. I am not even French, I just happen to live here. You jump to conclusions too readily. Do try harder.
    "C'est le dernier qui a parlé qui a raison"
    Amina.

  10. #160
    Enemy Combatant
    Kandahar's Avatar
    Join Date
    Jul 2005
    Location
    Washington, DC
    Last Seen
    10-15-13 @ 08:47 PM
    Gender
    Lean
    Liberal
    Posts
    20,688

    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Urethra Franklin View Post
    Very satisfied. I choose my practitioners, have very fast access and on the two occasions I have needed hospitalisation, I chose the hospital, was in quickly and received top rate care. I am thouroughy satisfied with my day to day heath surveillance from my general practitioner, who actively screens and keeps me up to date and can quickly refer me to an appropriate specialist if need be. I'm treated in a system which consistently tops WHO league tables.

    My provider? The French public system. No commercial bias - the moment "profit" is involved you can forget about altruistic health care professionals and facilities with your interests at heart as opposed to their bank balances. I happen to work in it too, and it's excellent. I also have direct experience of the British NHS, not quite as good as not as well funded, however the current lies you are being fed about that system from your media are exactly that - untruths. Socialized medicine works very well without excluding people who can't pay. The United Statesian system is over costly for poor outcomes and at the exclusion of many - all in the name of profit. The sign of a barbaric society.
    I was actually going to thank your post, until you decided to be a complete dick in the last sentence.
    Are you coming to bed?
    I can't. This is important.
    What?
    Someone is WRONG on the internet! -XKCD

Page 16 of 22 FirstFirst ... 61415161718 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •