View Poll Results: How satisfied are you with your current health insurance provider?

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  • Satisfied: Why?

    34 50.00%
  • Unsatisfied: Why?

    23 33.82%
  • I don't have health insurance: Why?

    11 16.18%
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Thread: How satisfied are you with your health insurance provider?

  1. #121
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Dav View Post
    They paid for my colonoscopy, they must be pretty OK.

    This is exactly why I'm not entirely against government-provided insurance... but having the Federal Government do it is blatantly unconstitutional. It should be up to the states to decide how they want health care run. The Federal Government could possibly subsidize them a little bit, but not do anything beyond that.
    That is thinking outside the box.

    Why didn't Obama put some fresh minds in his cabinet and show real change and think outside the box. No, we get more of the same.

    Seriously, excellent idea.
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  2. #122
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by jallman View Post
    I have Blue Cross/Blue Shield and I have never had a real issue with them. I also opted for a PPO plan instead of an HMO plan because I like to control my health care decisions as best I can.

    Once they wanted to get a little snippy with me about a procedure I wanted to have done. When I made it clear that I would go to another doctor who would prescribe possibly lifetime expensive medication for dealing with the emotional ramifications of what I saw as a mutilation of my body not being fixed, they caved and paid for the procedure. You just have to speak their language.
    Yup, I had a similar situation with BCBS over a certain medication I take. Basically I did pretty much what you did -- made them understand it would be a lot less expensive to do things my way.

  3. #123
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Coronado View Post
    Yup, I had a similar situation with BCBS over a certain medication I take. Basically I did pretty much what you did -- made them understand it would be a lot less expensive to do things my way.
    If you go into it knowing you are dealing with a non medical professional who has a prime directive of saving the company money, then it's pretty simple to negotiate with them. Make it clear you will cost them more if they don't do things your way. It's usually the end of the discussion in any such situation. That goes, not only for the health insurance people, but for the cable company, the landlord, the car insurance company, the electric company, or any other "creditor".

    Of course, this only works well if you are a responsible person who pays your debts and bills. Otherwise, they could call bull**** and you wouldn't have a leg to stand on.

  4. #124
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Dav View Post
    They paid for my colonoscopy, they must be pretty OK.



    This is exactly why I'm not entirely against government-provided insurance... but having the Federal Government do it is blatantly unconstitutional. It should be up to the states to decide how they want health care run. The Federal Government could possibly subsidize them a little bit, but not do anything beyond that.
    Then reform will be doomed to fail. Things have been tried at the state level. The states, most of them, are too small and too weak to confront the insurance/ pharmaceutical industry. My state has attempted some reforms and the insurance companies just pulled out and left a near monopoly to one company, then they tie up the state in litigation. One insurance company (Anthem) has 80% of the market and they have greater financial resources than the state to fight reform.

  5. #125
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Baralis View Post
    YouTube - Obama on single payer health insurance

    He says here he is a "single payer proponent" or advocate.
    That is right. In the distant past, he said that in an ideal world he would prefer a single payer system. On the campaign trail and since becoming president, he has said, repeatedly, that he does not want to dismantle the system that exists. Furthermore, he has left the task to Congress, not the White House, to design a reform plan. Do not make the false assumption that a public option would lead to a single payer system. Personally, I would be delighted but I don't see any evidence.

    Above all he is a political animal who has been trying to hammer out a compromise that will allow the health care mafia to continue to do business while offering a public option for people like me who are being ripped off by the H.C. system. The insurance lobbyists are doing their best to make people believe that a public option = single payer. It might reduce their record profits. The insurance industry has consolidated and they are making record profits on high deductible, over priced policies. They pay less of ea premium dollar toward claims than ever before. Do you or do you not want to allow their extortion racket to continue?

  6. #126
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by scourge99 View Post
    I didn't ask if someone does. I ask if anyone HERE does. Do you?

    I don't care what you THINK it costs. I want to know what people here pay for Health insurance (not dental, not vision, not co-pays, not deductibles) if you are willing to share. Not what your Aunt or Uncle or granddad says they pay.

    I also wouldn't mind if you also inlcuded your state and age (nearest decade or half decade works)

    There were two very conflicting surveys. One said the average US insurance for a single person costs $4000+ a year. The other reported $2500. That is significantly different. Considering everyone i personally know doesn't pay anywhere close to $400 a month I'm inclined to believe one of the surveys was full of ****. So that is why I'm asking people here.
    Ours is around the $2500 or less mark, but we chose one with a high deductible $1500, so that would put us close to $3500, and you have to figure in the employer pays sometimes 70% of the premiums on top of that. I'd say everybody with decent HC is paying well over the $4,000 mark.
    "It's not that I'm afraid to die, I just don't want to be there when it happens." Woody Allen.

  7. #127
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Cassandra View Post
    Then reform will be doomed to fail. Things have been tried at the state level. The states, most of them, are too small and too weak to confront the insurance/ pharmaceutical industry. My state has attempted some reforms and the insurance companies just pulled out and left a near monopoly to one company, then they tie up the state in litigation. One insurance company (Anthem) has 80% of the market and they have greater financial resources than the state to fight reform.
    It didn't fail in Massachusetts.

    Besides, it doesn't matter. Health Care at the national level is unconstitutional, period. Nothing can be done about that, unless you want to amend the Constitution for health care.

  8. #128
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by Blackdog View Post
    I have Aetna and my biggest complaint is they are so damned nosy. If I miss my A1C (3 month Diabetic test) they call the doctor to call me!
    Damn those people who are looking out for your best interest.....
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  9. #129
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    Re: How satisfied are you with your health insurance provider?

    Quote Originally Posted by winston53660 View Post
    I had a severe motorcycle wreck when I was in my 30's with out insurance and the financial repercussions almost ruined my life. Suicide was a serious consideration for me because I saw no way out of the hole I was in. It wound up affecting about 8 years of my life.
    Do you have insurance now?
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  10. #130
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    Re: How satisfied are you with your health insurance provider?

    We have health care through the gov't (military).
    It's not as good as the care I received through civilian doctors.

    After the Walter Reed scandal exposed what was happening at military hospitals, I'm surprised so many people are willing to trust the government with their health care. Haven't any of you had experience with the VA hospitals, maybe with an older relative? The problems of inefficiency and rationing are pretty universal to gov't-run programs, imo. You don't want to deal with that when you're sick. We saw it when we received health care in Germany, too. Same old crap.

    I'd take American civilian medical care over the alternative any day. I think people won't realize what they had til it's gone. We need to fix the current system, not replace it with one that is worse.

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