Last edited by Anima; 08-20-09 at 07:39 AM.
"I'll govern for all the ambitions of Scotland, and for all of the people who imagine that we can live in a better land. This party, the Scottish party, your party, carries your hope, and we shall carry it carefully, and make the nation proud."
Alex Salmond, First Minister of Scotland, Scottish National Party
Knowing the amount people pay is not terribly enlightening w/o some info concerning the deductibles and co-pays.I don't care what you THINK it costs. I want to know what people here pay for Health insurance (not dental, not vision, not co-pays, not deductibles) if you are willing to share. Not what your Aunt or Uncle or granddad says they pay.
I already posted some of my sorry situation on page 9 and 10 of this thread:
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Bottom line is that states which have guarantee issue laws are more expensive than other states. The individual market is the most expensive and the most unreliable. The insurance company does not care if an individual or small business is priced out of the market- in fact they intend to purge themselves of costly enrollees. On the other hand ,they don't want to lose large corporate customers.
I wonder if it would be a good idea to allow people to access their future social security retirement funds from the government if they run into a very serious medical bill. Or money they have had put aside for medicare. It's more than 15% of every paycheck.
We've seen lots of people go bankrupt even if they have health insurance.
Maybe at that point the rates withheld from their paychecks would increase. Or the money could be withheld from their future benefits once they retire.
Everybody who works has money in the bank. Even if they don't pay federal taxes.
Health savings accounts would be a better solution. Pre-tax money from your income that is put directly into an account that accrues interest. Money used for health costs are tax-free. Otherwise its taxed on the normal rate.
If you believe in the Supernatural then you can become a millionaire!
Questioning or criticizing another's core beliefs is inadvertently perceived as offensive and rude.
I do not have health insurance. I have no need for it based on personal views.
My insurance is from the Federal government and the deductable is $1500 for a family and just under $400 in premiums a month, like $4 under. The HMO is $600 a month in premiums.
MHO is we are already paying for UHC through our taxes or premiums. We pay for all those who use their insurance a lot or who can't pay and use the ER.
Ever been told a drug is experimental so they won't pay? I have on numerous occasions. They can also do this with routines.
Insurance is never the best way to go, but we got suckered into it, so now we're stuck.
As long as you pay attention, Aetna's OK.
"It's not that I'm afraid to die, I just don't want to be there when it happens." Woody Allen.
Most of the people who say they are satisfied with their health insurance have never actually needed it. Just wait until you get a major illness, THEN see how much you like your insurance. Granted, it's much better if you have it through your employer. Individual insurers (like the plan I have) are downright despicable in their unethical business practices.
That's why arguments that a public option will put private insurers out of business are totally lost on me. Why should I care? Why shouldn't I celebrate their demise?
Are you coming to bed?
I can't. This is important.
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