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Arbitration Everywhere, Stacking the Deck of Justice

Should these clauses be illegal?

  • Yes

    Votes: 5 50.0%

  • No

    Votes: 1 10.0%

  • Other - Please explain

    Votes: 2 20.0%

  • Federal law should make these clauses illegal – Yes

    Votes: 3 30.0%

  • Federal law should make these clauses illegal - No

    Votes: 2 20.0%

  • Federal law should make these clauses illegal – Other- Please explain

    Votes: 0 0.0%
  • Total voters
    10
JANFU said:
The situation is they have done an end run around your ability to sue.
As noted in the article, this can lead to bad business practices and no recourse aside from arbitration for the consumer.
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Absolutely agree that is what they're doing.
 
Crovax said:
The article was talking about arbitration as a way to stop class action lawsuits, not individual incidents like yours
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I still value knowing about individual experiences.
 
radcen said:
I completely agree they are coercing, but I don't see a perfect solution. I don't like the coercion, let's be clear, but at the same time it is a private contract, so in the matter of consistency regarding rights and such I feel I have no choice but to (grudgingly) approve. Plus, as with a credit card, they are taking risk and loaning you money, that you ostensibly don't have, so they have more leverage than you do. IOW, you want what they have.

Personally, I'm not a big fan of the class-action suit. Let's say there's a safety issue with tires... sometimes I wonder if 10,000 individual suits wouldn't be more effective than 10,000 plaintiffs banding together for a class-action. I always feel like individuals lose their individual leverage. Just random thoughts, not fully formed.
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I have seen many arbitration clauses that don't interfere with your ability to individually go to Small Claims court.

JANFU said:
And this system is where companies are in my opinion coercing you to avoid the court system. Yes I know many will say do not sign up for a card.
As the consumer, perhaps you should have a choice between the 2, arbitration or a class action?
Thoughts are?
Click to expand...

With credit cards, the CFPB is the Federal Agency that can help you (see link below). On your side of the border is there a Federal equivalent?

Submit a complaint > Consumer Financial Protection Bureau
 
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radcen said:
Absolutely agree that is what they're doing.
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I have no time for useless laws. But this has evolved over the past 10 years - rough estimate. Need a fed law to handle it. Laws are always behind in things like this and in particular net privacy.
Side issue- Privacy- what we give up by downloading an app on a cell phone. Amazing what we give away for free - information has a price, and a value, otherwise they would not ask for you to sign away contacts, locations, and such.
 
JANFU said:
I have no time for useless laws. But this has evolved over the past 10 years - rough estimate. Need a fed law to handle it. Laws are always behind in things like this and in particular net privacy.
Side issue- Privacy- what we give up by downloading an app on a cell phone. Amazing what we give away for free - information has a price, and a value, otherwise they would not ask for you to sign away contacts, locations, and such.
Click to expand...
To be fair, we* have shown to be all-too-ready to sue when something goes even slightly wrong, and it doesn't matter who is at fault... we go for the deep pockets.

*-Collective "we"
 
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