View Poll Results: Do you save money?

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  • I save money

    55 80.88%
  • I don't save money

    13 19.12%
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Thread: Do you have money saved?

  1. #11
    stb
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    Re: Do you have money saved?

    I'm lucky enough to be in a position to save (Roth IRA, andemergency fund first then a split into money for a house down payment and an online brokerage account) but the vast majority of my friends live paycheck to paycheck. I don't imagine many of them have an emergency fund that lasts more than one month. The typical emergency fallback would be move back in with parents, which I know people as old as 29 to have done.
    Last edited by Nilly; 03-31-15 at 01:48 PM.
    "Education is the only thing you can do that will change society. Everything else is just a band-aid." - Jacqueline de Chollet
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  2. #12
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    Re: Do you have money saved?

    Quote Originally Posted by CRUE CAB View Post
    So you put in 20 hr days?
    12-14hr days. Sun+Mon+Tues= 36 to 42hrs, so by Wednesday morning I'm either about to cross into OT or have just crossed into it. My hours cap is 70 so that means I usually take Saturday off.

  3. #13
    Phonetic Mnemonic ©
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    Re: Do you have money saved?

    I love threads like this. Most Americans* don't save, but everybody on the internet does.

    *- Have seen estimates ranging from 1/3 to 2/3.
    Old saying: Any child can grow up to be President.
    New saying: Any child can be President.

  4. #14
    Sage

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    Re: Do you have money saved?

    I have a 92 year old grandmother (soon to be 93) who lives 1200+ miles away, hell yes I have money put back.
    Be sure to work hard and get lots of overtime. People on welfare want more steaks and free upgrades to smart phones with unlimited data packages.

  5. #15
    Minister of Love
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    Re: Do you have money saved?

    I have no liabilities so I pretty much save most of my earnings because cost of living where I am is also insanely low- my biggest expense right now is food.

  6. #16
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    Re: Do you have money saved?

    I've prioritized retirement saving over "emergency" savings.

    It's not an ideal solution, but I'd rather take advantage of compound interest when the compounding's good.
    "The side that stays within its fortifications is beaten." ~Napoleon

  7. #17
    Sage
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    Re: Do you have money saved?

    I dont save because I dont know whether I may live a long life or not .I am trying to have fun and spend what I have earned
    "Sovereignty is not given, it is taken." ATATÜRK

  8. #18
    Real life Dungeon Master
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    Re: Do you have money saved?


  9. #19
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    Re: Do you have money saved?

    I have a couple houses that are putting money into my savings. One is paid off and one will be in two years. Both bring in $650 per month but one has a mortgage of $250.00 per month. We are using all of the money we make on those two houses to fund our retirement. We also both have IRA's. I keep about $20,000 cash for some type of emergency or if a good buy comes up that may be too good to pass up.

    Our income from work goes to pay bills and pay off our home quicker. So none of our income right now goes to savings except what funds our IRA's

  10. #20
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    Re: Do you have money saved?

    Yes. I'm finally making a high enough wage, and working enough hours, to have a little bit of a surplus left over by the time my next pay day comes around. You'd better believe that I'm squirreling away as much as I can.

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