"Life, liberty, and property do not exist because men have made laws. On the contrary, it was the fact that life, liberty, and property existed beforehand that caused men to make laws in the first place."
-- Frederic Bastiat
Further, a huge WEAKNESS in law and policy is the assumption that a federal one-size-fits-all law or policy will always do more good than harm. The assumption that those in government will know what is good for us more than the people will decide for themselves what is good for us is not only irrational, but just plain dumb. And because those in government look to their own self interests first, just as most people do, we can pretty well figure out they aren't going to put us first or much care what the consequences are in general just so long as they can keep enough of their base voting for them.
And it is that dynamic that is killing the middle class.
I probably won't respond further to your posts so long as you continue to chop them up as you do. I hate that form of posting because it so often screws up the context intended by the member quoted. Just a personal preference (and pet peeve) of mine.
"I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it." --Benjamin Franklin 1776
"A nation can survive its fools, and even the ambitious. But it cannot survive treason from within. An enemy at the gates is less formidable, for he is known and carries his banner openly. But the traitor moves amongst those within the gate freely, his sly whispers rustling through all the alleys, heard in the very halls of government itself. For the traitor appears not a traitor; he speaks in accents familiar to his victims, and he wears their face and their arguments, he appeals to the baseness that lies deep in the hearts of all men. He rots the soul of a nation, he works secretly and unknown in the night to undermine the pillars of the city, he infects the body politic so that it can no longer resist. A murder is less to fear"
Cicero Marcus Tullius
Ben Bernanke turned down for mortgage refinancingDespite having served as one of the most central figures in the global economy, even Ben Bernanke has difficulty refinancing his mortgage.
Addressing a the National Investment Center for Seniors Housing and Care conference in Chicago on Thursday, the former Federal Reserve chairman said that "I recently tried to refinance my mortgage and I was unsuccessful in doing so,"
Your argument is not that the government prevents you from refinancing your loan, but rather that the government should pick up part or all the costs incurred in the refinancing.