View Poll Results: Are student loan interest rates to high?

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Thread: Are student loan interest rates to high?

  1. #71
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    Plenty of people work those jobs (as well as the construction trades) without a GED and do not require public assistance - thus your alleged need for a "free" GED program first is BS. My point is that ANY job training is far harder if the trainee cannot read or do basic math and refuses to sit down, shut up and listen. To keep non-disabled, adult folks on the dole just because they cannot (or will not) get/keep a job is insane.
    I don't disagree, but again, are you willing, and do you think most everyone else, is willing to let those people starve as an alternative?

    If the answer is no, then obviously your solution is not going to work without compromise.
    Quote Originally Posted by calamity View Post
    Reports indicate that everyone knew he was hauling a bunch of guns up there. But, since you brought it up, there's something which should be illegal: guns that breakdown.

  2. #72
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by KevinKohler View Post
    I don't disagree, but again, are you willing, and do you think most everyone else, is willing to let those people starve as an alternative?

    If the answer is no, then obviously your solution is not going to work without compromise.
    Yes, I would let them find a way to live without a federal government handout. Perhaps they will all then move to states or cities that want to support them or maybe even start working.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

  3. #73
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by MildSteel View Post
    Banks are borrowing money at almost zero percent interest rates. However student loan customers are being gouged at interests rates ranging from 4.7 to 7.2 percent. Why is it that are elected representatives in the government are allowing the people to be robbed in this way?
    How DARE you question the bankers' constitutional right to rip us off and keep us in debt for most of our adult lives??? What are you, some kind of socialist?????
    “To do evil, a human being must first of all believe that what he’s doing is good" - Solzhenitsyn

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  4. #74
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by KevinKohler View Post
    If by "entitlement" you mean, a reasonable expectation of a return on investment, then, yeah, sure, "entitlement" is high.
    No, I mean the number of kids taking loans and grants for an education that they are not prepared to work for, but go through the motions because the are trying to meet expectations of others, due to the easy access of money. I have witnessed a lot of kids who work hard and deserve a shot, yet there are nearly as many that squander their loans and grants and end up with a government paid for computer system that is used only for gaming.
    "It is only when men contemplate the greatness of God that they can come to realize their own inadequacy." Jean Calvin

  5. #75
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    That is because a HS diploma (or GED) does not mean that an applicant is trainable or or even possesses a basic grasp of math or English. Our own government does this as well - college education (usually in ANY field) is required to be a commissioned military officer or to advance to the upper GS civilian ranks. Nobody wants to do thousands of interviews or to face dopey EEO lawsuits - so the herd of applicants is first thinned by using college as an essential requirement.
    Sad commentary on the value of public high school education, and we want more public involvement in universities? Truthfully, there was a fairly long period of time between my HS graduation and my college. By the time I began with my required core math classes, it seemed as though I was sitting in eighth grade all over again. Standards have slipped drastically. There should be no reason that the HS education shouldn't qualify young people for entry level positions in business.
    "It is only when men contemplate the greatness of God that they can come to realize their own inadequacy." Jean Calvin

  6. #76
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by KevinKohler View Post
    I don't think you're understanding me. Unless you, and we, as a society are willing to let people starve to death because they made a stupid decision when they were a teenager, and didn't have parents that were worth a hill of ****, then you HAVE to either keep giving them the food and assistance for free, no strings attached as we currently do, or give them the education they need to qualify for the free stuff as you would like.

    Expecting someone who can't afford FOOD to be able to afford to spend a couple grand (and a decent amount of time) on getting a GED is unrealistic, unless, again, we are all OK with letting them starve to death due to poor decision making as a teenager.

    Poor policy, won't ever fly.

    And even so, having everyone have a GED won't change ****. You don't NEED a GED to flip burgers, run a cash register, stock shelves, or push carts.
    GED's are nearly free at most community colleges.
    "It is only when men contemplate the greatness of God that they can come to realize their own inadequacy." Jean Calvin

  7. #77
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    Why must all government solutions require more government force and more government expense to employ that force?
    kids shouldn't be allowed to drop out of high school, because that costs society (the society that you are a member of and benefit from) a lot of money. there is no good reason to let kids quit school. finish ****ing high school.

  8. #78
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by johndylan1 View Post
    No one forces one to take a student loan. If the rates are too high, would the number of loans taken be as high as they are?

    On the other hand, the whole idea of government finance for the university system through individual students is horrible. Less loans would equal lower tuition and more educational innovation to attract students. The idea that there should be no scarcity of dollars or students in the university system has done immense harm. Tuition is high, students are borrowing money for living expenses, grants are being squandered, the work ethic is low and the sense of entitlement high.
    Boom. What that guy said.

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    Re: Are student loan interest rates to high?

    Quote Originally Posted by KevinKohler View Post
    Irrelevant, at this point, though. Those people have a hard time finding a job not because they are unqualified for menial labor jobs (which are the most numerous these days), but because there are too few of them for the number of people that need them.


    To put this another way, we had half the population in the 50s than we do now, and also half the automation in the 50s than we do now.

    What does that spell?
    we're entering a post labor society. that's probably an entirely different thread, though.

  10. #80
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by Helix View Post
    kids shouldn't be allowed to drop out of high school, because that costs society (the society that you are a member of and benefit from) a lot of money. there is no good reason to let kids quit school. finish ****ing high school.
    That's interesting. How do you propose to force them to care, rather than to either A) skip two years straight or B) upon being rounded up, create such a series of disruptions that other students who want to learn are unable to?

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