View Poll Results: Are student loan interest rates to high?

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Thread: Are student loan interest rates to high?

  1. #51
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by Helix View Post
    we shouldn't let them drop out of high school. that is a stupid decision, and it has no benefits for either the individual or for society.
    The easiest way to stop that nonsense is to make a HS (or a GED) diploma a prerequisite for ANY "safety net" assistance. We have tougher standards to adopt a pound puppy than we do get public assistance to raise children. Morons begetting morons is not something that is in the public interest yet gets more public funding than public education.
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  2. #52
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    The easiest way to stop that nonsense is to make a HS (or a GED) diploma a prerequisite for ANY "safety net" assistance. We have tougher standards to adopt a pound puppy than we do get public assistance to raise children. Morons begetting morons is not something that is in the public interest yet gets more public funding than public education.
    While I agree everyone should get a diploma or a GED, not everyone who doesn't get one is a "moron". They may have made bad choices. They may have run away from home before finishing. They may have chosen an artistic path instead.

    There are plenty of people who have finished high school - and even college - that I don't think should be raising children. But in our country, we haven't chosen to put any minimum standards in place to become a parent, and I doubt we ever will (which is probably for the best, given our past history in this area).

    If you require a degree for public safety net, you're punishing the next generation as well, making it even less likely that THEY will do better in life.

  3. #53
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    The easiest way to stop that nonsense is to make a HS (or a GED) diploma a prerequisite for ANY "safety net" assistance. We have tougher standards to adopt a pound puppy than we do get public assistance to raise children. Morons begetting morons is not something that is in the public interest yet gets more public funding than public education.
    i don't know; that's a compromise point, but i'd rather just require everyone to complete high school. those who need extra help should get that help at special schools designed for that. we already require kids to go to school until they're at least 16 or 17.

  4. #54
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by paddymcdougall View Post
    While I agree everyone should get a diploma or a GED, not everyone who doesn't get one is a "moron". They may have made bad choices. They may have run away from home before finishing. They may have chosen an artistic path instead.

    There are plenty of people who have finished high school - and even college - that I don't think should be raising children. But in our country, we haven't chosen to put any minimum standards in place to become a parent, and I doubt we ever will (which is probably for the best, given our past history in this area).

    If you require a degree for public safety net, you're punishing the next generation as well, making it even less likely that THEY will do better in life.
    I am not advocating minimum standards to become a parent - I am advocating minimum standards to get public assistance. The mere ability to reproduce without means to support those offspring does not warrant a public reward.

    As a first step toward college public funding reform I would advocate college tuition (and book) reimbursement at 90% for an A grade, 80% for a B grade and 70% for a C grade - with no reimbursement for any less achievement. Rewards for college attendance, regardless of outcome, make little sense and simply raise the cost of college for all by increasing demand of something in limited supply with no increase in the number of college graduates.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by Helix View Post
    i don't know; that's a compromise point, but i'd rather just require everyone to complete high school. those who need extra help should get that help at special schools designed for that. we already require kids to go to school until they're at least 16 or 17.
    We also require folks to continue to age after that.

    Those that simply wish to act up and make it nearly impossible for others to learn in HS should not be permitted, must less required, to attend. The idea that society owes everyone a decent living is nonsense - we owe them only the opportunity to try do so but that does not eliminate their need for personal responsibility and effort to succeed.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: Are student loan interest rates to high?

    Quote Originally Posted by ttwtt78640 View Post
    We also require folks to continue to age after that.

    Those that simply wish to act up and make it nearly impossible for others to learn in HS should not be permitted, must less required, to attend. The idea that society owes everyone a decent living is nonsense - we owe them only the opportunity to try do so but that does not eliminate their need for personal responsibility and effort to succeed.
    considering the personal and social costs of letting them quit, we should at least require completion of high school, vocational school, or alternative school.

    my parents didn't give me the option of quitting. others aren't that lucky. quitting shouldn't be an option for them either. if that requires legislation and a restructuring of the way we approach secondary education, so be it.

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    Re: Are student loan interest rates to high?

    Quote Originally Posted by Helix View Post
    considering the personal and social costs of letting them quit, we should at least require completion of high school, vocational school, or alternative school.

    my parents didn't give me the option of quitting. others aren't that lucky. quitting shouldn't be an option for them either. if that requires legislation and a restructuring of the way we approach secondary education, so be it.

    So much for liberty, hmmmm?

    I do agree everyone is better off with more education. But I also see that someone may have a perfectly valid reason for not finishing high school or getting a GED.

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    Re: Are student loan interest rates to high?

    Quote Originally Posted by MildSteel View Post
    Banks are borrowing money at almost zero percent interest rates. However student loan customers are being gouged at interests rates ranging from 4.7 to 7.2 percent. Why is it that are elected representatives in the government are allowing the people to be robbed in this way?
    Gouged? Try putting that education on a credit card at 22% interest.
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    Re: Are student loan interest rates to high?

    Quote Originally Posted by Helix View Post
    considering the personal and social costs of letting them quit, we should at least require completion of high school, vocational school, or alternative school.

    my parents didn't give me the option of quitting. others aren't that lucky. quitting shouldn't be an option for them either. if that requires legislation and a restructuring of the way we approach secondary education, so be it.
    I am not so sure that we need more sticks when simply withholding carrots may well do the trick. That is why I favor no public assistance be given to households with non-disabled adults w/o HS educations. More households would then acquire your parent's common sense and good values.
    “The reasonable man adapts himself to the world: the unreasonable one persists to adapt the world to himself.
    Therefore all progress depends on the unreasonable man.” ― George Bernard Shaw, Man and Superman

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    Re: Are student loan interest rates to high?

    Quote Originally Posted by paddymcdougall View Post
    So much for liberty, hmmmm?

    I do agree everyone is better off with more education. But I also see that someone may have a perfectly valid reason for not finishing high school or getting a GED.
    i don't. letting them do that basically guarantees long term public assistance.

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