View Poll Results: Have you or a family member benefited from the Affordable Care Act?

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  • Yes

    362 86.40%
  • No

    57 13.60%
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Thread: Have you or a family member benefited from the Affordable Care Act?

  1. #51
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by MildSteel View Post
    Let me ask you something. Let's suppose that from the beginning of the year up until the moment that I got the pills that I had incurred $75,000 in medical expenses. Now my premiums are $300 a month or $3600 a year. Under that scenario, who paid for the pills?
    assuming you mean that you are now past the cap for out of pocket, the answer is everyone else who pays premiums. You simply managed to offload the cost onto your neighbor. Congratulations.

  2. #52
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    Healthcare cost keep going up you will.
    Try low sodium.

  3. #53
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    Healthcare cost keep going up you will.
    You're probably right. I liked it much better when I had more choice about what to buy, and could control my costs by staying healthy, rather than spreading the wealth around so that people who overutilize can continue to do so.
    "God is the name by which I designate all things which cross my path violently and recklessly, all things which alter my plans and intentions, and change the course of my life, for better or for worse."
    -C G Jung

  4. #54
    Dungeon Master
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by MildSteel View Post
    Let me ask you something. Let's suppose that from the beginning of the year up until the moment that I got the pills that I had incurred $75000 in medical expenses. Now my premiums are $300 a month or $3600 a year. Under that scenario, who paid for the pills?
    That's where shared risks come into play. Another person who is healthy and not using his/her insurance is paying for them along with gains from the insurance company's investments.
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

  5. #55
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by cpwill View Post
    assuming you mean that you are now past the cap for out of pocket, the answer is everyone else who pays premiums. You simply managed to offload the cost onto your neighbor. Congratulations.
    Does that actually please you?

  6. #56
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    That's where shared risks come into play. Another person who is healthy and not using his/her insurance is paying for them along with gains from the insurance company's investments.
    I understand that and I understand what he said initially. I was making a point.

  7. #57
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by MildSteel View Post
    I understand that and I understand what he said initially. I was making a point.
    Fair enough.
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

  8. #58
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by lizzie View Post
    You're probably right. I liked it much better when I had more choice about what to buy, and could control my costs by staying healthy, rather than spreading the wealth around so that people who overutilize can continue to do so.
    I agree to an extent. Insurance isn't the solution, it's the root of the problem. Insurance is socialistic, it was before Obamacare, and it is now. It's always been. We all pay into the insurance pool, and then the money is redistributed according to need. Everyone who believes that they should have insurance is a bit of a socialist, even if they don't realize it.

    But you can still control your costs by staying healthy. That's what I try to do. Just purchase a high deductible policy, the cheapest one you can get. That's a savings.
    Last edited by imagep; 02-05-15 at 11:34 PM.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  9. #59
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    That's where shared risks come into play. Another person who is healthy and not using his/her insurance is paying for them along with gains from the insurance company's investments.
    No one but the insurance company and it's owners benefits from it's investments. Insurance companies pay out less in claims than they take in premiums. It's a myth that they subsidize premiums with profits from investments.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  10. #60
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by Moon View Post
    The taxpayers of the United States say "you're welcome".
    Better than ...........................

    (and only the RICH pay ACA taxes)

    Have you or a family member benefited from the Affordable Care Act?-original1-french-guillotine-jpg
    Free Trade Doesn't Work: What Should Replace It and Why,
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