View Poll Results: Have you or a family member benefited from the Affordable Care Act?

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  • Yes

    362 86.40%
  • No

    57 13.60%
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Thread: Have you or a family member benefited from the Affordable Care Act?

  1. #21
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    then you have Obamacare.

    Almost all insurance policies are Obamacare compliant. There are some rare exceptions, but those policies don't cover birth control and don't exempt anyone from the personal mandate.
    Whatever it is, I was glad to save $125!!! Dang that felt good!!!

  2. #22
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by celticwar17 View Post
    shhhhhhhhhhhhhhhhh
    I actually don't....but yea, I know the afordable care act affects the policys of all private insurance, but I was talking about the public exchange service...you know the ones who didn't have health insurance before.
    I had insurance prior to the exchanges, then last year I purchased a policy on the federal exchange.

    This year, for several reasons, I decided not to purchase insurance at all. It just doesn't make sense in my particular situation.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  3. #23
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by celticwar17 View Post
    .....Well what am I supposed to call the public exchange healthcare as opposed to the private insurance.
    All the policies sold on the exchange ARE private insurance policies. the government doesn't sell insurance on the exchange. these are private insurance companies who are marketing their policies using the exchanges as a marketing tool, little different than purchasing a policy from the website of any insurance company.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  4. #24
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    Let's look at what I'm going through right now and then you tell me. I'm suffering from adhesion capsulitis in my right shoulder commonly known as frozen shoulder. Hurts like a bitch. Trip to the specialist cost $60 for him to tell me what I already knew. Had to schedule an appointment for treatment (which I expected to get in the first visit). The visit for a cortisone shot cost me $200 towards my deductible. The same issue a couple of years ago was far less.
    My doct charges $55 for a office visit, $25 extra for a cortisone shot. She doesn't accept insurance at all. Not medicare, not medicade, not BC/BS, not Obamacare or any other policy. I just pay cash at the time of service.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  5. #25
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    All the policies sold on the exchange ARE private insurance policies. the government doesn't sell insurance on the exchange. these are private insurance companies who are marketing their policies using the exchanges as a marketing tool, little different than purchasing a policy from the website of any insurance company.
    This is what a lot of people don't understand. Obamacare isn't a health care law, it's a health insurance law. Nothing more (other than a sham of a law).
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    My doct charges $55 for a office visit, $25 extra for a cortisone shot. She doesn't accept insurance at all. Not medicare, not medicade, not BC/BS, not Obamacare or any other policy. I just pay cash at the time of service.
    What a concept. A snapshot of times in the past. Worked just fine back then. I think the health care industry needs to go in one of two directions. Some form of Medicare for all or insurance for major items (broken bones, major illness, etc.) and pay as you go or concierge service for day to day medical care.
    I have CDO, it's like OCD but the letters are in alphabetical order like they should be.

  7. #27
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    All the policies sold on the exchange ARE private insurance policies. the government doesn't sell insurance on the exchange. these are private insurance companies who are marketing their policies using the exchanges as a marketing tool, little different than purchasing a policy from the website of any insurance company.
    Well, I'm a little confused lol.

    The way I had it organized in my head was the open enrollment where you get minimum essential coverage..."obamacare"...

    While all employer-based healthcare was regulated by the affordable care act too, but have their own different policies that at least meet the essential coverage guidelines.

  8. #28
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    My doct charges $55 for a office visit, $25 extra for a cortisone shot. She doesn't accept insurance at all. Not medicare, not medicade, not BC/BS, not Obamacare or any other policy. I just pay cash at the time of service.
    A lot of doctors around here are going to cash only policy because of ACA.

  9. #29
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by azgreg View Post
    What a concept. A snapshot of times in the past. Worked just fine back then. I think the health care industry needs to go in one of two directions. Some form of Medicare for all or insurance for major items (broken bones, major illness, etc.) and pay as you go or concierge service for day to day medical care.
    Absolutely.

    Great minds think alike.

    Also, for I while I was having to take weekly injections. My doc wrote me a script, I got it filled, and then a nurse in her office gave me my shot each week - $45 for a ten dose prescription at a local pharmacy, and $7 fee at the doctors office per week for giving me the shot.

    Saving money on health care really just requires price shopping, like we do when we purchase anything. When we have "good" insurance, we don't bother to price shop, as we don't think that it saves us any money. When we don't bother to price shop, then doctors don't bother to compete based upon price, and prices go up and up with absolutely nothing to keep then in check.

    The only healthcare crises we have is the cost of healthcare. Obamacare did little if anything to reduce the cost of actual healthcare. If healthcare prices were moderate, then none of us would really have a need for health insurance.
    Last edited by imagep; 02-05-15 at 09:59 PM.
    Quote Originally Posted by ocean515 View Post
    ...I'm not interested in debating someone who is trolling for an argument....
    Quote Originally Posted by Papa bull View Post
    I see a big problem with the idea that whatever the majority wants is OK.

  10. #30
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    Re: Have you or a family member benefited from the Affordable Care Act?

    No, it's made my personal situation considerably worse.
    "God is the name by which I designate all things which cross my path violently and recklessly, all things which alter my plans and intentions, and change the course of my life, for better or for worse."
    -C G Jung

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