The way I had it organized in my head was the open enrollment where you get minimum essential coverage..."obamacare"...
While all employer-based healthcare was regulated by the affordable care act too, but have their own different policies that at least meet the essential coverage guidelines.
Great minds think alike.
Also, for I while I was having to take weekly injections. My doc wrote me a script, I got it filled, and then a nurse in her office gave me my shot each week - $45 for a ten dose prescription at a local pharmacy, and $7 fee at the doctors office per week for giving me the shot.
Saving money on health care really just requires price shopping, like we do when we purchase anything. When we have "good" insurance, we don't bother to price shop, as we don't think that it saves us any money. When we don't bother to price shop, then doctors don't bother to compete based upon price, and prices go up and up with absolutely nothing to keep then in check.
The only healthcare crises we have is the cost of healthcare. Obamacare did little if anything to reduce the cost of actual healthcare. If healthcare prices were moderate, then none of us would really have a need for health insurance.
No, it's made my personal situation considerably worse.
"God is the name by which I designate all things which cross my path violently and recklessly, all things which alter my plans and intentions, and change the course of my life, for better or for worse."
-C G Jung