Oh plenty of people understand it.
Through new Rules and Regulations a product was created and its purchase mandated by a ideology thats predisposed to ideological " redistributive " solutions instead of Free market solutions.
That is, the Government created a product then mandated its purchase there by bypassing or subverting any free market mechanism that could lower cost and increase quality.
ObamaCare is just redistribution. From the young and healthy to the old and sick. Problem is that comes with profound consequences. Economic consequences.
Its a terrible and destructive law that was poorly considered by a President who doesn't have the knowledge or wisdom to know better.