View Poll Results: Have you or a family member benefited from the Affordable Care Act?

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  • Yes

    362 86.40%
  • No

    57 13.60%
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Thread: Have you or a family member benefited from the Affordable Care Act?

  1. #101
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by MildSteel View Post
    I don't know what you mean by not on obamacare, but my insurance is through my job. The pills were free because ACA requires insurance to cover them.
    Did your premiums go up?
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

  2. #102
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by radcen View Post
    Did your premiums go up?
    Not at all. They have been $300 for a while now. I should double check to be sure tho. Now the coverages have changed. So they may have shifted some things around.

  3. #103
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Mu insurance through work has pretty much stayed the same and due to a grandfathered clause in my plan I still have to pay a copay for my birth control pills. No biggie though.
    I call my own shots, largely based on an accumulation of data, and everyone knows it.
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  4. #104
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by MildSteel View Post
    Not at all. They have been $300 for a while now. I should double check to be sure tho. Now the coverages have changed. So they may have shifted some things around.
    It could be that other coverage went down. Possible.

    I'm with ya on the recent $125 savings, though. To be honest I'd be excited about that, too.
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

  5. #105
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by AGENT J View Post
    just reading through this thread should tell people what the problem is . . . . .and what it always has been . . .

    look at my post . . . all 100% true and when ACA started kicking it had ZERO effect on what i pay for insurance, there was no increase last year and a small one the year before that, one of the smallest. What did happen is my coverage got better and some out of pocket expenses went down.

    My insurance is through my company and they already had good insurance.

    now the BEST insurance i ever had was with my first real job like 20 years ago, and insurance and costs have went up TREMENDOUSLY since then for me, way before ACA.

    So I am currently happy with "some of the improvements" of ACA . . . . .
    doesnt mean im happy with all of it though and im not

    But look at a story like lizzie's.
    For whatever reason its possible ACA affected her in the negative . . . . why?

    thats the question . . . why does it seem to have a good impact on me and did it possibly have a bad one on her . . . .

    does anybody get it yet? THAT is the root of the problem . . . .

    there is ZERO conformity . . . ACA put SOME conformities in place and took some away also . . .
    why is that?

    thats exactly how it SHOULD NOT BE IMO

    why when i got one of my surgeries it was like 32K but if i would have gotten it other places, one hospital literally down the street it would have been as high as 112K?!?!?!?!??!

    when my daughter need a knee brace, TWICE . . why was the initial doctors visit 30$ co pay and "follow ups were free" and II had to pay 20$ for the brace and nothing for the therapy . . . . .

    then later through a different facility it was 30$ each time, didn't matter, 120 for the brace and it was 30 per therapy?

    NOTHING CHANGED . . . not my insurance not ACA etc . . just different providers . . .. that is the crap that is unacceptable . . . .

    IMO if me and Lizze both break our right leg and go through the same healing time and medical process no matter where we go the cost should at least hoover around same for us and it DOES NOT . . .thats what the issue is . . . .

    if me and lizze both hav condition Z and need pill X twice a day then that coast should be around the same not up to 800% different at times, places providers

    thats where the regulation needs to be . . . .

    its crap that in the US a person like me or izzy could have a kid get hurt playing, something simply like a broken leg that needs minor surgery and therapy and theres risk of huge debt or loss of house, bankruptcy etc etc

    the medical CARE industry should not be so much about profit . . . of course profits need to be made in general and certainly in some areas, research, new inventions etc but not so much in the direct care . . .

    Im not a 100% fan of ACA but what i do like about it is we are at least TRYING something instead of folding . . . the medical care system was BROKEN in that regard and we are trying . . . now we have to KEEP trying . . . I have no clue what all the pros and cons will be with ACA but at least its something and the conversation will last my whole life time . . . that alone makes me happy in ways because its not an easy fix


    all insurances should be nation wide and it should be accepted EVERYWHERE . . . . thats step one . . . . .and its a HUGE, near impossible task because of the broken system we already use but thats what needs done first and foremost . . .

    ok lol. . . .
    The reason that prices vary so much is because providers don't have to compete based upon price. When we have "good" insurance, with low deductibles and copays, we tend not to price shop as there is no advantage to the patient to do so. When people don't price shop, providers don't have an incentive to compete based upon price, and they just try to get as much out of the insurance companies as possible.

    Insurance companies love medical care prices going up, because the higher they are, the easier it is for the insurance company to convince the public that we HAVE to have insurance in order to get medical care.
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  6. #106
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Insurance went up 20% and coverage went down.


    Let evil swiftly befall those who have wrongly condemned us

  7. #107
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    Re: Have you or a family member benefited from the Affordable Care Act?

    I know almost nobody currently using Obamacare (that has made it public, anyway). But one person I know claims her premiums went up "only $5), and she was thrilled. Then again, she is such an Obama sycophant and has her nose so far up his arse that no reasonable person could know if she's sincere or not.
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

  8. #108
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by radcen View Post
    It could be that other coverage went down. Possible.

    I'm with ya on the recent $125 savings, though. To be honest I'd be excited about that, too.
    I'm sure that's what they did. That stuff has become such gobbledy gook that I really don't know until something comes up. But it was already like that anyway. As an example, I also have a nine year old son. When he was born the hospital actually tried to charge me for the difference in what the insurance paid out, and what they actually charge if you had no insurance at all. It turned out that they were contractually obligated to charge the rate that the insurance paid out. But it took quite a bit to get them to back down. That is a true story.

    But yeah man, that was indeed exciting! That's why I thought I would share it because I don't recall anything any president has done since I got out of school that actually directly benefited me. And Obama said we wanted to do things to help middle class people like me, and I did indeed feel that. So yeah, WAY TO GO BARACK OBAMA!!!!!

  9. #109
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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by imagep View Post
    The reason that prices vary so much is because providers don't have to compete based upon price. When we have "good" insurance, with low deductibles and copays, we tend not to price shop as there is no advantage to the patient to do so. When people don't price shop, providers don't have an incentive to compete based upon price, and they just try to get as much out of the insurance companies as possible.

    Insurance companies love medical care prices going up, because the higher they are, the easier it is for the insurance company to convince the public that we HAVE to have insurance in order to get medical care.
    you are right, providers have no real incentive to price shop when insurers will pay, insurance has no reason to not pay because if they can justify increased premiums well then they do

    but theres another aspect of it also . . . .larger healthcare providers especially hospitals love to invent charges too . . because again . . . insurance will pay . . theres 3 large gears turning the little small gear . . us
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  10. #110
    I'm kind of a big deal

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    Re: Have you or a family member benefited from the Affordable Care Act?

    Quote Originally Posted by radcen View Post
    I know almost nobody currently using Obamacare (that has made it public, anyway). But one person I know claims her premiums went up "only $5), and she was thrilled. Then again, she is such an Obama sycophant and has her nose so far up his arse that no reasonable person could know if she's sincere or not.
    we are all using it if we have healthcare . . . . the online ability to enroll is just ONE part of the ACA
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