View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #61
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by whysoserious View Post
    I, of course, think morally speaking it is required to pay the debt back, but I don't suffer needing to defend from the juxtaposition argument that when it's done on a business level "it's just the free market".
    Others are are going there for you.
    You can't reason anyone out of a position they didn't reason themselves into in the first place.

  2. #62
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    If you don't repay the money you borrow, you're screwing the lender. And if you do it just because you can and because you benefit financially, then you're really splitting hairs trying to figure out some way to make it OK.
    There is no splitting hairs, it is ok because its business and business is amoral. If business weren't amoral, people would not be laid off because of stuff like profit margins.

    Quote Originally Posted by Papa bull View Post
    It's tantamount to stealing and there's no way to pretend that if you can look at it JUSSSSSTTTT right, you can see "it's maybe kinda sorta different and maybe OK since it's not like a person or something and well, that whole black and white thing and...well, it just kinda aint the same ya know........"

    But don't sweat it, there's a whole LOT of people that have the same moral challenge with it that you do. It seems to be a liberal thing.
    correct, because there is nothing wrong with it in the first place.

  3. #63
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    LOL. That's what I figure most lefties would say. "screw 'em, let them keep the house (or car or TV or furniture) since it isn't worth what I paid for it".
    What kind of a hack thinks that repaying a personal debt is contingent on whether one is liberal or conservative? I assure you there were plenty of defaults from 2008 through 2010 or so out in Republican McMansion land suburbs as well.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

  4. #64
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    There is no splitting hairs, it is ok because its business and business is amoral. If business weren't amoral, people would not be laid off because of stuff like profit margins.



    correct, because there is nothing wrong with it in the first place.
    LOL. It's not the business behaving amorally when you renege on YOUR agreement. It's YOUR morals that are at issue because it's what YOU are doing. There's no morality "get out of jail free card" for behaving immorally in business, personal or otherwise. And whether it's a bank or not, it would be absolutely immoral for a bank to take your money and not pay it back when the condition is that they would pay you back on demand. Don't you expect a bank to give you whatever you want to withdraw from your savings instead of saying... "well... ya know.... I don't think I'm gonna do that. Just sue me". You don't get a "morality pass" for your bad behavior on the basis of "business is amoral" so cheating/stealing/reneging/screwing, etc. isn't immoral if you only do it to a business.

    Justabubba, you see what I'm talking about here?
    You can't reason anyone out of a position they didn't reason themselves into in the first place.

  5. #65
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by SouthernDemocrat View Post
    What kind of a hack thinks that repaying a personal debt is contingent on whether one is liberal or conservative? I assure you there were plenty of defaults from 2008 through 2010 or so out in Republican McMansion land suburbs as well.
    Didn't say it was. But how do you explain all the liberals here thinking it NOT IMMORAL to fail to repay a debt that you agreed to repay in good faith? All the people arguing that are liberals. Got an excuse for that?
    You can't reason anyone out of a position they didn't reason themselves into in the first place.

  6. #66
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    LOL. It's not the business behaving amorally when you renege on YOUR agreement. It's YOUR morals that are at issue because it's what YOU are doing. There's no morality "get out of jail free card" for behaving immorally in business, personal or otherwise. And whether it's a bank or not, it would be absolutely immoral for a bank to take your money and not pay it back when the condition is that they would pay you back on demand. Don't you expect a bank to give you whatever you want to withdraw from your savings instead of saying... "well... ya know.... I don't think I'm gonna do that. Just sue me". You don't get a "morality pass" for your bad behavior on the basis of "business is amoral" so cheating/stealing/reneging/screwing, etc. isn't immoral if you only do it to a business.

    Justabubba, you see what I'm talking about here?
    Actually it does. Because only a fool would make a moral agreement to an amoral entity because the nature of the agreement cannot be within the scope of morality due to the fact its an amoral entity. It negates the possibility in the first place due to the inherent impersonal nature of the transaction.

    You should be more easily be able to get this simple concept. Ive explained it from many angles now.
    Last edited by tacomancer; 01-23-15 at 05:20 PM.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    The banks don't get all their money back from selling the house. It was YOUR choice to buy the house. Reneging on the deal later just because it doesn't suit you any more is about the same as stealing money. You take money with the condition that you pay it back and you decide not to live up to your end of the bargain because it's more profitable for you if you don't. That's basically stealing.
    You mean like what Tishman Spears & Blackrock did with Stuyvesant Town-Peter Cooper Village? Buy for 5.4 billion than when the value drops say see ya! Not like either are out of business.
    Never let your sense of morals get in the way of doing what's right.
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    Re: Are you morally obligated to repay a loan that you take?

    A loan is a promise to pay. 'Nuff said

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    If you borrow money, do you feel there is a moral obligation to repay the money you borrowed?
    Not only morally, but legally.
    This Reform Party member thinks it is high past time that we start electing Americans to congress and the presidency who put America first and their political party further down the line. But for way too long we have been electing Republicans and Democrats who happen to be Americans instead of Americans who happen to be Republicans and Democrats.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    Didn't say it was. But how do you explain all the liberals here thinking it NOT IMMORAL to fail to repay a debt that you agreed to repay in good faith? All the people arguing that are liberals. Got an excuse for that?
    It's an unscientific self selected poll. You cannot make any generalizations from a self selected unscientific poll.
    "You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)

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