View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #561
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    Re: Are you morally obligated to repay a loan that you take?

    Morality has nothing to do with the borrowing and lending of money.
    Horse sense is the thing a horse has which keeps it from betting on people. ~W.C. Fields

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    Re: Are you morally obligated to repay a loan that you take?[W:461]

    Quote Originally Posted by cpwill View Post
    1. what radcen said.

    2. if you borrow the money, you agree to pay it back. if you use a house or car for collateral, that does not alter your obligation.
    nope
    nothing moral about it
    it's a business transaction
    that's why documents are drawn instead of the shaking of one's hand to the other
    we are negotiating about dividing a pizza and in the meantime israel is eating it
    once you're over the hill you begin to pick up speed

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Paxaeon View Post
    Exactly my point....why is morality even a point here? Yes, a borrower is legally and ethically obligated to pay back what they owe but when "morality" is thrown in, it involves subjective values and principles that cannot be defined by law. Therefore, the question tends to be nonsensical.
    I think you are confused about the question. It's not "Does the law say that you are morally obligated to repay a loan", it's "are you morally obligated to repay a loan". The law simply says that you are legally obligated to repay a loan, with some narrow exceptions.

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    Re: Are you morally obligated to repay a loan that you take?[W:461]

    Quote Originally Posted by justabubba View Post
    nope
    nothing moral about it
    it's a business transaction
    that's why documents are drawn instead of the shaking of one's hand to the other
    Like the poster above, you are attempting to conflate "legal obligation" with "moral obligation".

  5. #565
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    Re: Are you morally obligated to repay a loan that you take?[W:461]

    Quote Originally Posted by cpwill View Post
    Like the poster above, you are attempting to conflate "legal obligation" with "moral obligation".
    I think it's a mistake to attempt to break it down into legal and moral, but for the sake of conversation let's do it. Is honoring one's legal obligation moral? Or, is it not immoral to break one's legal obligation?

    Disclaimer: Not counting unforeseen dire circumstances that allow legal alternatives.
    If you claim sexual harassment to be wrong, yet you defend anyone on your side for any reason,
    then you are a hypocrite and everything you say on the matter is just babble.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by cpwill View Post
    I think you are confused about the question. It's not "Does the law say that you are morally obligated to repay a loan", it's "are you morally obligated to repay a loan". The law simply says that you are legally obligated to repay a loan, with some narrow exceptions.
    `
    Pray tell, what does morality have to do with this? I cannot answer a question that assumes something that does not exist. The act of borrowing is the domain of the legal system, not moral system...unless you can prove otherwise.

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    Re: Are you morally obligated to repay a loan that you take?[W:461]

    Quote Originally Posted by cpwill View Post
    Like the poster above, you are attempting to conflate "legal obligation" with "moral obligation".
    no, it is you who is conflating the two
    trying to make a business decision the same as a moral one
    we are negotiating about dividing a pizza and in the meantime israel is eating it
    once you're over the hill you begin to pick up speed

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    Re: Are you morally obligated to repay a loan that you take?

    The sheer length of that blue bar astounds me.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Paxaeon View Post
    Pray tell, what does morality have to do with this? I cannot answer a question that assumes something that does not exist. The act of borrowing is the domain of the legal system, not moral system...unless you can prove otherwise.
    If you believe that morality does not exist, then obviously your answer is "no"

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    Re: Are you morally obligated to repay a loan that you take?[W:461]

    Quote Originally Posted by justabubba View Post
    no, it is you who is conflating the two
    trying to make a business decision the same as a moral one
    On the contrary - the OP does not ask about what is the right thing to do from a business or legal perspective. It asks what the right thing to do is from a moral perspective.

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