2) Prove it. Scan and post. The complete document(s), so we can be assured you're not conveniently leaving something out. You may redact your name, address, and account numbers, but nothing else.
Note that the word "penalty" has synonyms.
ETA: Why did you not claim again that these other means were included specifically as options? Yes, "options" has synonyms, too, but you're no longer claiming that. Why is that?