View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #241
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Lursa View Post
    That's good. And justification is based on the moral argument, not the business argument/model. I was asking if it was morally justifiable to do so to a large institution rather than an individual...knowing that the loss would be felt by the individuals having dealings with the institution, rather than the institution.

    The risk is passed on to others with institutions. That is their basic business model.

    Not really meant only for you, you just framed your response in an open manner.
    As to the point I was unsure on, no, the size of the other party does not make it more of less just to stiff them if you can avoid it. It would be like saying it was okay to shoplift at Walmart because they can afford the loss.

  2. #242
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by beefheart View Post
    I am debt-phobic. I am doing everything possible to pay my 30 year loan off in 10 years...because it is my money I am saving....
    and you'll be saving a ton of it if you succeed in paying it off in 10 years... well done.

  3. #243
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    And now henrins paranoid side comes out...

    Oh well I guess this is the natural end of this once you lose rationality

    Good night I have no interest in your boring repeated stuff in probably over a thousand threads by now.
    Btw, I never said communism would call for mass murder before.

  4. #244
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    Didn't say it was. But how do you explain all the liberals here thinking it NOT IMMORAL to fail to repay a debt that you agreed to repay in good faith? All the people arguing that are liberals. Got an excuse for that?
    How do you explain the ones that dont?
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

  5. #245
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    They do matter I'm aggregate but I am not responsible for the actions of others. Let's say we share progressive as our insurance, the sheer amount of money I have to influence for you to see your premiums move a penny is more than I will ever own or ever care to own.

    I as a person present no harm to you as a person regarding this interaction
    That's not true in fact. Because people who do so factually raise the costs for others (affect other people negatively.)
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

  6. #246
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Lursa View Post
    That's not true in fact. Because people who do so factually raise the costs for others (affect other people negatively.)
    I cannot affect your cost by even a penny.

  7. #247
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by iguanaman View Post
    You not knowing the difference between a SECURED loan and an unsecured loan says more about you intelligence than your lean. Plenty of righties walked away from those predatory loans. Loans that were illegal by most State laws. The banks are now paying record fines for writing them too.
    Which they promptly pass on to their other customers
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

  8. #248
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    I cannot affect your cost by even a penny.
    You do realize rate of use has a direct affect on rates, right?

  9. #249
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by sangha View Post
    Not paying back a mortgage is not "cheating". The consequences of not paying the mortgage are a part of the agreement that both the borrower *and* the lender agreed to.
    Agreed. The business also has its recourse. Business is business. And it is not immoral for it to carry it out if it is the terms stated in the contact/agreement that a borrower knowingly signed.

    If transactions were ONLY based on morality, no one would bother having legal means to describe and structure them.

    The fact that humans apparently dont always behave morally has created an entire legal industry And supports it very handsomely.
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

  10. #250
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    I cannot affect your cost by even a penny.
    False.
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

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