View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #221
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Socialism isn't communist!
    Did I say it was? Wait....are you saying you support communism? Would you like a time machine?

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    Did I say it was? Wait....are you saying you support communism? Would you like a time machine?
    My ideal is that, but I am intelligent enough (unlike most libertarians) to realize it will never happen so I adapt to what's possible in the current circumstances. So my actions tend to have a different aim

  3. #223
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Lol! People agreeing is the only reason any ideology exists!

    Its all just social construct. If people didn't treat each other like filth then all of human history would be different let alone our current systems. Hell we would have probably never developed our technology so far to even have modern capitalism because the world would be much more idyllic and small scale. It may have been the worst thing to happen to us because at least with modern technology we have a much greater chance of propagating to multiple planets and continuing the species.
    Geez.. Good luck on going faster than light. Screw physics!

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    Geez.. Good luck on going faster than light. Screw physics!
    NASA is working on testing a method that may or may not pan out but fits current theoretical understanding.

    http://www.iflscience.com/space/nasa...e-ship-designs
    Last edited by tacomancer; 01-23-15 at 09:55 PM.

  5. #225
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    My ideal is that, but I am intelligent enough (unlike most libertarians) to realize it will never happen so I adapt to what's possible in the current circumstances. So my actions tend to have a different aim
    Do you know why I asked you about a time machine? Your ideal world didn't even work all that well in the past and it is incapable with the future. Its also ironic that you want advancement and communism. Going back in time to a system only good at survival in small numbers will do you no favors in terms of prosperity and growth.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    Do you know why I asked you about a time machine? Your ideal world didn't even work all that well in the past and it incapable with the future. Its also ironic that you want advancement and communism. Going back in time to a system only good at survival in small numbers will do you no favors in terms of prosperity and growth.
    Are you trying to tell me something I admitted isn't possible isn't possible?

    Are you debating or just retyping from a script?

    as I said, the player plays the game, so instead I chose the path of IT project management so I can at least go to club and stuff at night and actually enjoy life . Even though I find my current pursuit of being debt free highly enjoyable as it increases my security.

  7. #227
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Socialism isn't communism

    Socialism in its modern understanding has market economy aspects
    It always kind of did.

  8. #228
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Lursa View Post
    And then what?
    And then impossibility to pay means no payment gets made.

    Interesting point. Are you entitled to your car or home at the expense of the lender?
    No, though I did pay cash for my car--well technically check.

    Is the fact that the lender is 'bigger' or has more money or can spread that loss out over others justification?
    Justification for what?

    Or does the lender accept this implicitly and consent to that risk when they make the loan?
    Lending money always involves risk in the same way that setting up an ice cream cone stand involves risk.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Are you trying to tell me something I admitted isn't possible isn't possible?

    Are you debating or just retyping from a script?

    as I said instead I chose the path of IT project management so I can at least go to club and stuff at night and actually enjoy life
    I was saying the system conflicts with your stated goals. Regardless, you don't move forward by going backwards.

  10. #230
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    if from a person, yes

    if from a company, no

    From an individual, you can cause that individual harm in most situations as most individuals have only so many resources. If its a company, well that build a % loss into the business model, so its already accounted for. Given that, its best to try to repay any loan you can and only not to in cases where you become destitute.
    The business model is to recoup losses from anyone else involved in the loans or doing business with the institution. Reneging on a load with a large institution by no means means that no one (outside the institution) is harmed.
    Quote Originally Posted by Bucky View Post
    I have felt pain when I was in the womb. So when you say they are incapable of feeling pain, that is based on junk science.
    Quote Originally Posted by applejuicefool View Post
    A murderer putting a bullet through someone's brain is a medical procedure too.

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