View Poll Results: Is there a moral obligation to repay money you borrow?

Voters
319. You may not vote on this poll
  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
Page 20 of 91 FirstFirst ... 1018192021223070 ... LastLast
Results 191 to 200 of 906

Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #191
    Banned
    Join Date
    Mar 2010
    Last Seen
    07-19-17 @ 03:51 PM
    Gender
    Lean
    Libertarian
    Posts
    60,458

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Your sense of morality is screwed up big time so your view on my view means nothing.

    Business is necessary and I learned a long time ago to play my role while working so I have more resources to be me during the times I can be free. The world is what it is. Some believe in it and some dont. I believe in it enough to get my living resources (and I've gotten pretty good at it) but its just an artificial game to me. But this is unimportant and if you want to laugh SL be it, I will continue to enjoy my life on my terms.
    My morality being screwed up or the shining example for all the world to follow is not what you should be concerned about.

  2. #192
    Doesn't go below juicy
    tacomancer's Avatar
    Join Date
    Jan 2010
    Location
    Cleveland
    Last Seen
    05-20-16 @ 02:42 PM
    Gender
    Lean
    Other
    Posts
    31,781

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    My morality being screwed up or the shining example for all the world to follow is not what you should be concerned about.
    Heh if you say so

    But you called my view immoral so I will disagree as it brings your judgment into question

  3. #193
    Noblesse oblige
    Ockham's Avatar
    Join Date
    Oct 2009
    Location
    New Jersey
    Last Seen
    01-27-17 @ 07:23 PM
    Gender
    Lean
    Libertarian - Right
    Posts
    23,909
    Blog Entries
    4

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Lol quite the emotional reaction to every day life
    Quite a way to justify screwing over people who depend on those soulless corporations for their livelihood. "They aren't good at their job" is what you said.

    See, it took what... 3 posts to get that justification of screwing someone over for money to come out. Easy peasy.
    I think if Thomas Jefferson were looking down, the author of the Bill of Rights, on whats being proposed here, hed agree with it. He would agree that the First Amendment cannot be absolute. - Chuck Schumer (D). Yet, Madison and Mason wrote the Bill of Rights, according to Sheila Jackson Lee, 400 years ago. Yup, it's a fact.


  4. #194
    Guru
    Declan's Avatar
    Join Date
    Nov 2014
    Last Seen
    03-03-17 @ 04:36 PM
    Gender
    Lean
    Progressive
    Posts
    4,670

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Goshin View Post
    Agreed, words mean something.

    People mean something too though.

    A lot of people find themselves in circumstances they didn't expect. When they were 30yo professionals bringing in a household income of 120k a year, that 25 year mortgage probably sounded like something they could easily manage.

    When twenty years later the business Mr was in doesn't exist anymore thanks to outsourcing or technology, and Mrs was stricken by a strange disorder that has left her unable to work, things look a lot different.

    A little humanity towards one's fellow man may not be a fundamental business principle... but maybe it should be.
    The federal regulators may not allow it.


    I kid you not. A bank in our area almost got shut down because they were trying to work with people down on their luck. The regulators saw it as fraud by the bank in trying to conceal their default rates.

  5. #195
    Doesn't go below juicy
    tacomancer's Avatar
    Join Date
    Jan 2010
    Location
    Cleveland
    Last Seen
    05-20-16 @ 02:42 PM
    Gender
    Lean
    Other
    Posts
    31,781

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    Quite a way to justify screwing over people who depend on those soulless corporations for their livelihood. "They aren't good at their job" is what you said.

    See, it took what... 3 posts to get that justification of screwing someone over for money to come out. Easy peasy.
    I'm not screwing anybody, I've never defaulted on a loan because I want to keep good interest rates. But again its only a business consideration. I don't write the rules but I want a good life by my terms so I play the game as necessary to achieve that.

    I don't want anyone to lose a job they like but the world is a screwed up place and people will at times not pay back loans. They may die, lose a high paying job and simply not have the money, they may need to cut a poor investment, or whatever. It happens and is a statistical concern, not a personal one. You can call it justification if you want, but in reality, its a business model to incur some loss on risk. A good loan officer already understands this. I don't see why you are getting all upset about math...
    Last edited by tacomancer; 01-23-15 at 09:01 PM.

  6. #196
    Noblesse oblige
    Ockham's Avatar
    Join Date
    Oct 2009
    Location
    New Jersey
    Last Seen
    01-27-17 @ 07:23 PM
    Gender
    Lean
    Libertarian - Right
    Posts
    23,909
    Blog Entries
    4

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    I'm not screwing anybody, I've never defaulted on a loan because I want to keep good interest rates. But again its only a business consideration. I don't write the rules but I want a good life by my terms so I play the game as necessary to achieve that.
    Good that you never defaulted on a loan.

    Quote Originally Posted by tacomancer View Post
    I don't want anyone to lose a job they like but the world is a screwed up place and people will at times not pay back loans. They may die, lose a high paying job and simply not have the money, they may need to cut a poor investment, or whatever. It happens and is a statistical concern, not a personal one. You can call it justification if you want, but in reality, its a business model to incur some loss on risk.
    To those who have flexibile morality it's justification. Even you who hasn't defaulted on a loan, who doesn't want someone to lose a job over a default - still did, justify it by stating they must not be very good at their job - therefore they deserved to lose their job.

    Going back to my main point - if a person can morally justify screwing a bank over or a corporation or business over money and justify it - like saying "they are a soulless evil company", that same person would have no problem doing the same thing to someone they know and justify it the same way. That's my opinion. If I met someone who I knew screwed over someone else like that, I'd never consider either hiring or lending them money. Sorry you don't like that - but that's the way it is too. Anything else I have to say would be repetitious so - have a nice night.
    I think if Thomas Jefferson were looking down, the author of the Bill of Rights, on whats being proposed here, hed agree with it. He would agree that the First Amendment cannot be absolute. - Chuck Schumer (D). Yet, Madison and Mason wrote the Bill of Rights, according to Sheila Jackson Lee, 400 years ago. Yup, it's a fact.


  7. #197
    long standing member
    justabubba's Avatar
    Join Date
    Dec 2005
    Last Seen
    Today @ 03:23 AM
    Gender
    Lean
    Independent
    Posts
    36,156

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    Good that you never defaulted on a loan.

    To those who have flexibile morality it's justification. Even you who hasn't defaulted on a loan, who doesn't want someone to lose a job over a default - still did, justify it by stating they must not be very good at their job - therefore they deserved to lose their job.

    Going back to my main point - if a person can morally justify screwing a bank over or a corporation or business over money and justify it - like saying "they are a soulless evil company", that same person would have no problem doing the same thing to someone they know and justify it the same way. That's my opinion.
    If I met someone who I knew screwed over someone else like that, I'd never consider either hiring or lending them money. Sorry you don't like that - but that's the way it is too. Anything else I have to say would be repetitious so - have a nice night.
    based on your posts, that would never be a concern
    we are negotiating about dividing a pizza and in the meantime israel is eating it
    once you're over the hill you begin to pick up speed

  8. #198
    Noblesse oblige
    Ockham's Avatar
    Join Date
    Oct 2009
    Location
    New Jersey
    Last Seen
    01-27-17 @ 07:23 PM
    Gender
    Lean
    Libertarian - Right
    Posts
    23,909
    Blog Entries
    4

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by justabubba View Post
    based on your posts, that would never be a concern
    Be clear --- it wouldn't be a concern meeting someone like that - or lending the money?
    I think if Thomas Jefferson were looking down, the author of the Bill of Rights, on whats being proposed here, hed agree with it. He would agree that the First Amendment cannot be absolute. - Chuck Schumer (D). Yet, Madison and Mason wrote the Bill of Rights, according to Sheila Jackson Lee, 400 years ago. Yup, it's a fact.


  9. #199
    Doesn't go below juicy
    tacomancer's Avatar
    Join Date
    Jan 2010
    Location
    Cleveland
    Last Seen
    05-20-16 @ 02:42 PM
    Gender
    Lean
    Other
    Posts
    31,781

    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    Good that you never defaulted on a loan.

    To those who have flexibile morality it's justification. Even you who hasn't defaulted on a loan, who doesn't want someone to lose a job over a default - still did, justify it by stating they must not be very good at their job - therefore they deserved to lose their job.

    Going back to my main point - if a person can morally justify screwing a bank over or a corporation or business over money and justify it - like saying "they are a soulless evil company", that same person would have no problem doing the same thing to someone they know and justify it the same way. That's my opinion. If I met someone who I knew screwed over someone else like that, I'd never consider either hiring or lending them money. Sorry you don't like that - but that's the way it is too. Anything else I have to say would be repetitious so - have a nice night.
    1. Please show me a bank that has finance managers even making decisions vs doing what the computer tells them to do after being programmed by statisticians.
    2. Please show me a financial institution where employment decisions are made on the basis of a single loan. (If its not within the plot of its a wonderful life, even better)
    3. Hell I would like to even see a bank that doesn't sell its loans to a broker (largely insulating individual finance managers) on a regular basis.

    The more I think of your scenario, the more I realize how stupid it is because the likelihood of fillings points 1, 2, and 3 above are astronomically low. All you are doing is getting outraged over a figment of your imagination which has nothing to do with how finance institutions operate.

    But please continue this outrage, now that I understand what's going on in your mind, its entertaining to watch you fool yourself.

  10. #200
    Guru
    Declan's Avatar
    Join Date
    Nov 2014
    Last Seen
    03-03-17 @ 04:36 PM
    Gender
    Lean
    Progressive
    Posts
    4,670

    Re: Are you morally obligated to repay a loan that you take?

    All I know is when I am rich, before I loan anybody money, everybody is going to have to sign an affidavit that they never were a member here under certain user names before they will get a cent.

Page 20 of 91 FirstFirst ... 1018192021223070 ... LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •