View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #171
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by sangha View Post
    The agreements terms include non-payment so not paying is not "not holding up your end of the agreement"; It's a part of the agreement.
    well, I suppose that's one way to rationalize it.

  2. #172
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    It's funny because it is the most immoral filth I have heard in a long time. It is however nice to know you're the reason contracts are needed. You should probably complain about how business is immoral some more. I won't laugh at the irony to much.
    Your sense of morality is screwed up big time so your view on my view means nothing.

    Business is necessary and I learned a long time ago to play my role while working so I have more resources to be me during the times I can be free. The world is what it is. Some believe in it and some dont. I believe in it enough to get my living resources (and I've gotten pretty good at it) but its just an artificial game to me. But this is unimportant and if you want to laugh SL be it, I will continue to enjoy my life on my terms.

  3. #173
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    He was trying to make a stupid point and failed at it
    No, the point didn't fail at all. Since government is immoral in my opinion using your logic I have no moral obligation to pay back any government loans that I might have.

  4. #174
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Cephus View Post
    Lending is a business, not a charity. It doesn't say anywhere on the contract that people ought to pay back the money if they feel like it or if they can. It says they will pay it back under the terms of the contract period. People need to stop pretending that this is all optional. You signed a contract and gave your word that you would fulfill the contract. People's words ought to be worth something.


    Agreed, words mean something.

    People mean something too though.

    A lot of people find themselves in circumstances they didn't expect. When they were 30yo professionals bringing in a household income of 120k a year, that 25 year mortgage probably sounded like something they could easily manage.

    When twenty years later the business Mr was in doesn't exist anymore thanks to outsourcing or technology, and Mrs was stricken by a strange disorder that has left her unable to work, things look a lot different.

    A little humanity towards one's fellow man may not be a fundamental business principle... but maybe it should be.
    Last edited by Goshin; 01-23-15 at 08:33 PM.

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  5. #175
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    tacomancer's Avatar
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    No, the point didn't fail at all. Since government is immoral in my opinion using your logic I have no moral obligation to pay back any government loans that I might have.
    You don't have a moral obligation, just a legal one just like a contract

  6. #176
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    No, the point didn't fail at all. Since government is immoral in my opinion using your logic I have no moral obligation to pay back any government loans that I might have.
    Hope you like prison then.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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  7. #177
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    That person wasn't good enough at their job to assess risk correctly.
    Yeah it's all their fault.

    I think I'm done here.
    I think if Thomas Jefferson were looking down, the author of the Bill of Rights, on whats being proposed here, hed agree with it. He would agree that the First Amendment cannot be absolute. - Chuck Schumer (D). Yet, Madison and Mason wrote the Bill of Rights, according to Sheila Jackson Lee, 400 years ago. Yup, it's a fact.


  8. #178
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    tacomancer's Avatar
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    Yeah it's all their fault.

    I think I'm done here.
    It wasn't all their fault but if they can't be bothered to properly assess fico scores and other well known indicators that have long since been computerized and actuaried to death, they aren't good at their job

    I've seen the screens finance managers see, they are simple to understand

  9. #179
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    It wasn't all their fault but if they can't be bothered to properly assess fico scores and other well known indicators that have long since been computerized and actuaried to death, they aren't good at their job
    This is the justification I've been talking about..... thanks for proving my point.
    I think if Thomas Jefferson were looking down, the author of the Bill of Rights, on whats being proposed here, hed agree with it. He would agree that the First Amendment cannot be absolute. - Chuck Schumer (D). Yet, Madison and Mason wrote the Bill of Rights, according to Sheila Jackson Lee, 400 years ago. Yup, it's a fact.


  10. #180
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Cephus View Post
    Hope you like prison then.
    You do realize that was the joke at the end of my post, right?

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