View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #161
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    Congratulations. I'm sorry though it doesn't change my view or my opinion on the subject.

    Think of the person at the corporation who's responsible for say a loan or dollars ... they'll get reprimanded or in the worst case fired, they'll be out of work and that puts his/her kids and family at risk of losing their house, apartment, car, ability to live. But hey... wtf.... it's only a soulless corporation right? **** 'em right?
    That person wasn't good enough at their job to assess risk correctly. Hardly anyone is fired for one default unless they have the worlds ****tiest manager. There has to be a pattern of bad judgment.

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    Re: Are you morally obligated to repay a loan that you take?

    I'm going to get a government loan and then when they demand payment I will just declare government is immoral and that I have no moral obligation to pay my debt. That should work. Lol

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by CanadaJohn View Post
    That's laughable. Clauses in contracts that indicate consequences for the non-compliance of one or the other of the parties are not options for "abiding" by the contract.
    Yes they are options for abiding by the terms of the contract. The contract spells out such options.
    Last edited by sangha; 01-23-15 at 08:24 PM.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  4. #164
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    I'm going to get a government loan and then when they demand payment I will just declare government is immoral and that I have no moral obligation to pay my debt. That should work. Lol
    Good luck with that. You might want to consult a CPA or lawyer before executing that plan though

  5. #165
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Goshin View Post
    If at all humanly possible.


    However, many lenders should be a little more humane in working with people who are going through a rough time.
    Lending is a business, not a charity. It doesn't say anywhere on the contract that people ought to pay back the money if they feel like it or if they can. It says they will pay it back under the terms of the contract period. People need to stop pretending that this is all optional. You signed a contract and gave your word that you would fulfill the contract. People's words ought to be worth something.
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Good luck with that. You might want to consult a CPA or lawyer before executing that plan though
    Especially since the government doesn't have to respect bankruptcies. They're going after any assets you have and if you have none, they can put you in jail.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Thrilla View Post
    that's convincing..

    I'm sure I do too...


    well certainly, I do find it moral to kill some folks...and immoral to kill others.
    making that determination is quite a bit different than determining whether or not I have a moral obligation to repay my debts, though.

    the pretense of moral superiority exists only in your mind... i'm lots of things, but morally superior is generally not something i'm ever accused of.
    but I do understand you getting defensive, nonetheless.
    The bottom line is that, like myself, you decide whether a course of action is moral based on a number of factors, including who will be affectde by the action and how.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Yes, hopefully the person on the other end was smart enough to bind you in a contract. If not, its a life lesson for them.

    Not sure why this would be funny though
    It's funny because it is the most immoral filth I have heard in a long time. It is however nice to know you're the reason contracts are needed. You should probably complain about how business is immoral some more. I won't laugh at the irony to much.

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Cephus View Post
    Especially since the government doesn't have to respect bankruptcies. They're going after any assets you have and if you have none, they can put you in jail.
    He was trying to make a stupid point and failed at it

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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    Good luck with that. You might want to consult a CPA or lawyer before executing that plan though
    There is a reason I laughed at the end.

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