View Poll Results: Is there a moral obligation to repay money you borrow?

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  • If you borrow money, you are morally obligated to repay it.

    110 34.48%
  • I feel no moral obligation to repay loans I've taken out

    209 65.52%
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Thread: Are you morally obligated to repay a loan that you take?[W:461]

  1. #141
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by tacomancer View Post
    No there is a huge fundamental difference here, you seem to think his argument is based on emotion when its simply quid pro quo
    Exactly

    It would be not only foolish, but immoral, to place myself as anything other than an equal to the lender. To do so would place my income, and therefore the well-being of my family at risk just for the conceit of thinking "Oh what a moral person I am!!"

    When it comes to business, I expect all parties (ie customers, suppliers, employees, employers, etc) to do what is in their best interests to do and they should expect the same from me.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  2. #142
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by justabubba View Post
    then we both recognize that this quasi-conservative republican used the bankruptcy laws to avoid corporate financial obligations
    the very thing the OP is suggesting is not the case
    I absolutely recognize that Donald Trump is not a moral man in my understanding and definition of the term. I'm not sure the OP was suggesting he was or is, however. There is a distinct difference, in my view, between a personal loan for personal benefit and a business loan for business benefit. It is unquestioned that most new businesses fail and many of them lose borrowed capital as well as personal capital loaned to the new business by those starting it up. A failed business, provided there is no fraud or criminal activity, is not a moral failure and is understood by most capital market lenders.

    Failure to succeed is not a moral failure.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

  3. #143
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    No, my argument is if you'll do it to a corporation and justify it you'll do it to anyone to justify it. There's no emotion involved.
    And that argument fails as I already pointed out the fundamental logically difference between a bank and a person

  4. #144
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Ockham View Post
    And I'll repeat, If you'll **** over a corporation for money and justify it, you'll **** over anyone for money and justify it.
    Abiding by the terms of a mortgage - and mortgages specify what happens in cases of non-payment - is not "****ing over a corporation
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  5. #145
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Henrin View Post
    Then I suppose society can just torture criminals and not have to worry about moral concerns. Really, just because someone is immoral doesn't give you a free pass to do the same.
    Moral failings is not amoral behavior, I already addressed this point. But ultimately my answer to this is not moral based anyway, rehabilitation is the best option for a number of measurable reasons.

  6. #146
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by sangha View Post
    Exactly

    It would be not only foolish, but immoral, to place myself as anything other than an equal to the lender. To do so would place my income, and therefore the well-being of my family at risk just for the conceit of thinking "Oh what a moral person I am!!"

    When it comes to business, I expect all parties (ie customers, suppliers, employees, employers, etc) to do what is in their best interests to do and they should expect the same from me.
    So basically I should steal everything and never pay back any loans. Afterall, it's not in my best interest to pay for anything nor is it in my best interest to care about paying back debt.

  7. #147
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Thrilla View Post
    well, as i see it , it really depends on your personal view of holding up your end of the agreement.
    The agreements terms include non-payment so not paying is not "not holding up your end of the agreement"; It's a part of the agreement.
    Quote Originally Posted by matchlight View Post
    Justice Thomas' opinions consistently contain precise, detailed constitutional analyses.
    Quote Originally Posted by jaeger19 View Post
    the vast majority of folks that need healthcare are on Medicare.. both rich and poor..

  8. #148
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by sangha View Post
    Exactly

    It would be not only foolish, but immoral, to place myself as anything other than an equal to the lender. To do so would place my income, and therefore the well-being of my family at risk just for the conceit of thinking "Oh what a moral person I am!!"

    When it comes to business, I expect all parties (ie customers, suppliers, employees, employers, etc) to do what is in their best interests to do and they should expect the same from me.
    If those guys choose to be victims, then maybe they learn better at some point.

    I'm not placing myself st the mercy of an evil (while a necessary evil for economic functionality, its an evil) if I can help it

  9. #149
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by sangha View Post
    And I'll repeat "Abiding by the terms of a mortgage - and mortgages specify what happens in cases of non-payment - is not "****ing over a corporation"
    That's laughable. Clauses in contracts that indicate consequences for the non-compliance of one or the other of the parties are not options for "abiding" by the contract. From the sounds of it, you're perfectly satisfied to buy a new car, take out a loan to pay for it, drive it off the lot and into a tree totaling it, and then fulfilling your obligation under the contract by letting the bank repossess the totaled car. And that makes you moral in your view. Priceless.
    "Liberals claim to want to give a hearing to other views, but then are shocked and offended to discover that there are other views." William F. Buckley Jr.

  10. #150
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    Re: Are you morally obligated to repay a loan that you take?

    Quote Originally Posted by Papa bull View Post
    If you borrow money, do you feel there is a moral obligation to repay the money you borrowed?
    Could this possibly be a partisan troll thread?










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