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Most men go their whole lives without multiple women accusing them of rape. So I am going to go out on a limb here and say he is probably guilty.
"You're the only person that decides how far you'll go and what you're capable of." - Ben Saunders (Explorer and Endurance Athlete)
If I were to bet money on it, which would be a horrible thing to do, I would bet he is a rapist. There are just too many accusations. And given the wealth, fame, and influence of the man involved I have no problems understanding why a woman would just take a settlement rather than putting herself through the painful process of a he said/she said trial. Hell, even your average Joe rapist isn't likely to be convicted in such a case.
Cosby was a treasured part of my childhood. I don't want to believe he is a predator. But I do.
Oh, and as for the whole "he is innocent until proven guilty" stuff? That is only in the eyes of the law.
We do not know enough yet to suggest one way or the other. But I will say this has been going on for years without much in the way of police involvement, or an arrest, or any kind of legal / representative expressed defense.