View Poll Results: Should the US government do more to help people become small business owners?

Voters
107. You may not vote on this poll
  • Yes

    9 8.41%
  • No

    98 91.59%
Page 5 of 6 FirstFirst ... 3456 LastLast
Results 41 to 50 of 59

Thread: Should the US government do more to help people become small business owners?

  1. #41
    Kinky
    tres borrachos's Avatar
    Join Date
    Feb 2012
    Location
    New England
    Last Seen
    Today @ 07:04 PM
    Gender
    Lean
    Moderate
    Posts
    39,201

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by gdgyva View Post
    <snip>

    my daughter just got her SBA loan granted....

    it took 8 months.....and a lot of help from me on getting her to do all the planning docs
    It's a hellish process, isn't it?

    Did she end up with an SBA loan or a conventional small business loan?

    The requirements imposed on banks/credit unions these days is a nightmare. They have to run spreads, RMA analyses, test and re-test, evaluate collateral, value collateral, and so on. Nightmare. And it's the government that made it this way, not the lenders.

  2. #42
    Sage
    Cephus's Avatar
    Join Date
    Mar 2007
    Location
    CA
    Last Seen
    Today @ 07:01 PM
    Gender
    Lean
    Slightly Conservative
    Posts
    29,787

    Re: Should the US government do more to help people become small business owners?

    Do I want them to help? Yes. I want them to help by reducing taxes and regulations that keep small businesses from being profitable. Leave these people alone and let them make money.
    There is nothing demonstrably true that religion can provide the world that cannot be achieved more rationally through entirely secular means.

    Blog me! YouTube me! VidMe me!

  3. #43
    Sage

    Join Date
    May 2011
    Last Seen
    Today @ 06:46 PM
    Gender
    Lean
    Centrist
    Posts
    8,180

    Re: Should the US government do more to help people become small business owners?

    Even the most libertarian of economists acknowledge the need for government to regulate away monopolies. The premise of economic growth being best enabled by free and unimpeded trade precludes the existence of monopolies and oligopolies.

    There are complex and costly regulatory barriers to entry thanks to government bureaucracy that allow de facto monopolies or oligopolies to enjoy the protections from new potential competitors who will find those barriers to entry difficult to overcome. I think the federal government can certainly help reverse the decline of American entrepreneurship, and that starts with exemptions for small emerging enterprises to some of the complex regulatory hurdles inflicted upon them by government regulators who are working for the big corporate lobbies.

  4. #44
    Sage
    gdgyva's Avatar
    Join Date
    Jun 2014
    Location
    Twinsburg Ohio
    Last Seen
    Today @ 06:25 PM
    Gender
    Lean
    Slightly Conservative
    Posts
    5,951

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by tres borrachos View Post
    It's a hellish process, isn't it?

    Did she end up with an SBA loan or a conventional small business loan?

    The requirements imposed on banks/credit unions these days is a nightmare. They have to run spreads, RMA analyses, test and re-test, evaluate collateral, value collateral, and so on. Nightmare. And it's the government that made it this way, not the lenders.

    Hate to say it, but I really don't know

    She got the money deposited directly into her account from the bank in Texas, where she is

    I know we submitted all the sba crap.....

    But whether it is a conventional business or guaranteed thru sba, I don't know

    She was so excited, she didn't really say
    “Most of the shadows of this life are caused by standing in one's own sunshine.”

    Ralph Waldo Emerson

  5. #45
    Advisor
    Join Date
    Aug 2014
    Location
    Gilbert, Arizona
    Last Seen
    11-21-14 @ 01:40 PM
    Gender
    Lean
    Liberal
    Posts
    403

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by Bob Blaylock View Post
    The biggest problem is that government imposes too many taxes, and too many regulations, which make it too difficult to start or sustain a business.
    I keep hearing people say this but I've never seen evidence provided.
    What additional taxes and regulations actually apply to small businesses?

    Now, if you have employees it becomes more difficult since you need to handle payroll for them and, if they're employees (vs. contractors) you need to pay 7.5% for Social Security and Medicare. But you can just pay the employee 7.5% less, too, since--were they a contractor--they'd have to pay that, themselves, anyway.

    Anyway... I'd be interested to see what taxes and regulations apply and what barriers need to be crossed for them to apply. I've been both a contractor and now work for a small business (4 people) and it hasn't seemed that troublesome.

  6. #46
    Sage
    AlbqOwl's Avatar
    Join Date
    Jan 2005
    Location
    New Mexico
    Last Seen
    Today @ 07:02 PM
    Gender
    Lean
    Other
    Posts
    17,532
    Blog Entries
    2

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by MildSteel View Post
    One thing that I think conservatives should do, if they really want to promote the notion of self sufficiency, is to create, implement, and promote policies that are designed to help Americans who are attempting to start small businesses. Part of the problem for small business owners, even those that are established, is that credit has become more difficult to obtain. This in turn has the effect of depressing demand because there are less people with money than there would be if credit was more generous. Here's an interesting article:

    Why Small Business Lending Isn’t What It Used to Be

    I think the party that championed policies that made it easier for people who are starting a business to obtain the financing they need, as well as other assistance such as giving advice about the best suppliers of various products, and demographic analysis, would be a very attractive position for people to buy into.

    What do you think? Should the US government do more to help people become successful small business owners?
    Yep. It should secure our rights, repeal every single regulation, tax, mandate, restriction, and requirement that does not absolutely have to be there to keep the states and corporations who operate across state lines from doing economic, environmental, or cultural violence to each other, and then leave the people strictly alone to live their lives. Oh and it should balance the budget, begin paying down the national debt, and it should do that by stopping all unnecessary spending and not by raising taxes. Do that and it would be the biggest boost to entrepreneurship this nation has ever seen.
    "I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it." --Benjamin Franklin 1776

  7. #47
    Uncanny
    Paschendale's Avatar
    Join Date
    Nov 2010
    Location
    New York City
    Last Seen
    03-31-16 @ 04:08 PM
    Gender
    Lean
    Socialist
    Posts
    12,510

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by radcen View Post
    Beat me to it. The government already offers a lot of help. What thwarts people more than anything else is over-regulation, making it harder to be and stay profitable. We need to dial back local, state, and federal regulations to a core necessity and leave people alone to spend time actually running their businesses.
    Which regulations, specifically?
    Liberté. Égalité. Fraternité.

  8. #48
    Sage
    gdgyva's Avatar
    Join Date
    Jun 2014
    Location
    Twinsburg Ohio
    Last Seen
    Today @ 06:25 PM
    Gender
    Lean
    Slightly Conservative
    Posts
    5,951

    Re: Should the US government do more to help people become small business owners?

    i will give you a small example of government out of control

    i am in the retail automotive business

    we are regulated by so many agencies i have lost count

    regulations on what stickers must be affixed to every car on the lot....regulations as to what our advertising can and cant say.....regulations on our trucks that take vehicles to and from auctions....regulations on all the solvents, oils, gasoline, and other assorted dangerous materials we handle....regulations on the safety on how our employees must be dressed, and what protective gear they must use.....regulations on how our finance managers can submit loans for our customers to banks.....regulations involving cash transactions....regulations involving obtaining credit histories.....regulations involving all the tag and title work for all the vehicles we sell.....and the list goes on, and on, and on......

    is government needed? sure

    have we taken it to the nth degree? oh yeah

    i pay a lot of money in wages every year to make sure all the stuff stays right, and legal

    my wife with her food business has more in some areas, and less in others.....but needing 2-3 people just to deal with the governmental bull**** becomes a bit much at times
    “Most of the shadows of this life are caused by standing in one's own sunshine.”

    Ralph Waldo Emerson

  9. #49
    Educator
    Join Date
    May 2014
    Last Seen
    12-03-17 @ 02:19 AM
    Lean
    Libertarian
    Posts
    848

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by Bob Blaylock View Post
    The biggest problem is that government imposes too many taxes, and too many regulations, which make it too difficult to start or sustain a business.

    The very last thing any would-be business owners need is more “help” from the government. Government needs to get out of the way, and stop stifling existing businesses, as well as efforts to start new businesses.

    The way for government to “do more” to help business is for it to do less.
    Absolutely!!

  10. #50
    Educator
    Join Date
    May 2014
    Last Seen
    12-03-17 @ 02:19 AM
    Lean
    Libertarian
    Posts
    848

    Re: Should the US government do more to help people become small business owners?

    Quote Originally Posted by gdgyva View Post
    i will give you a small example of government out of control

    i am in the retail automotive business

    we are regulated by so many agencies i have lost count

    regulations on what stickers must be affixed to every car on the lot....regulations as to what our advertising can and cant say.....regulations on our trucks that take vehicles to and from auctions....regulations on all the solvents, oils, gasoline, and other assorted dangerous materials we handle....regulations on the safety on how our employees must be dressed, and what protective gear they must use.....regulations on how our finance managers can submit loans for our customers to banks.....regulations involving cash transactions....regulations involving obtaining credit histories.....regulations involving all the tag and title work for all the vehicles we sell.....and the list goes on, and on, and on......

    is government needed? sure

    have we taken it to the nth degree? oh yeah

    i pay a lot of money in wages every year to make sure all the stuff stays right, and legal

    my wife with her food business has more in some areas, and less in others.....but needing 2-3 people just to deal with the governmental bull**** becomes a bit much at times
    All of that regulation and compliance comes at a huge, huge cost - of course you know that, but the average Amerikan couldn't care less; or worse, they cheer it on b/c '... the government is there to protect us FROM the big, bad corporations.

    Capitalists?? small business owners?? corporations?? they are all the enemy of the people.

    As bad as things are now, they are only going to get worse - once a majority of citizens in a society succumb to the poisonous thinking of collectivism and authoritarian rule, that society cannot be saved - short of violent revolution; but of course Amerikans have been dumbed down and rendered meek and defenseless against the government that controls and abuses them.

    I'm in my 50's, and have been aware that our country was being deliberately made into an authoritarian state since I was in my 20's. The only question in my mind back then was, '... will the process be complete in my lifetime'. 30 years after I became aware of what was happening, the answer to that question I asked myself all those years ago is, yes. The process of imposing authoritarian rule is almost complete.

Page 5 of 6 FirstFirst ... 3456 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •