View Poll Results: Should medically judged fat people pay higher medical costs?

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  • Yes

    48 52.75%
  • No

    43 47.25%
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Thread: Should medically judged fat people pay higher medical costs? [W:87]

  1. #351
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by JRSaindo View Post
    No, they need their own risk pools. Separate the pools by risks and rates should be set accordingly.

    I still think the bigger picture of cost of care is not being addressed here. If it didn't cost so much to go to the Dr. or hospital, it wouldn't be as big a problem. Congress won't tackle that problem though, they would rather everyone subsidize the insurance industry's profits. Vote NO this mid-term for those whose top donors are finance or insurance industries.
    So should African Americans be charged higher premiums than Caucasians?

    Why Are African-Americans at Greater Risk for Heart Disease?

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by ChrisL View Post
    So should African Americans be charged higher premiums than Caucasians?

    Why Are African-Americans at Greater Risk for Heart Disease?
    Lifestyle risk pools. You can't control and predict cancer or heart disease. Why are people this obtuse?

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by JRSaindo View Post
    Lifestyle risk pools. You can't control and predict cancer. Why are people this obtuse?
    If you read the link, you would see that just one of the reasons African Americans are at higher risk for heart disease is because they tend to be "overweight." So a simple yes or no. Do you think African Americans should have to pay higher premiums? Also, the poor are considered higher risk for poor health. Should they pay higher premiums?

    The whole POINT of the health insurance overhaul was so that EVERYONE can afford to be insured.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by The Man View Post
    If smokers are required to pay more for health insurance, obese people should be required to pay more, and it will happen. They should have started charging obese people more before smokers, as obesity is a much larger expense to our health care system than smokers are. The cost of smokers to our health care system is miniscule compared to obese people, and that's not to mention the obese people who also smoke.
    They did, until this year under Obamacare (for individual policies; for employer provided group policies, individual behaviors don't come into play). I agree that obesity is the #1 health concern in our country. It causes all sorts of things. It's not "if," but "when" they'll get diabetes, high blood pressure, etc. I've actually seen on the internet & on tv stories about really old people, where an occasional one is a smoker! But NONE of them are obese. There are no old obese people.

    I think smokers were unfairly targeted. Yes, it's a health concern. Yes, it is linked to some bad health issues (it doesn't necessarily cause those things in all people, though, like morbid obesity does). And the second hand smoke causes harm to others. Not saying it shouldn't have been banned in the work place. But they went after smokers like they were Satan, while giving a pass to morbidly obese people and applauding the sale of more and more fast food, bacon, Twinkies, doughnuts, cake, pizza, beer, etc.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by JumpinJack View Post
    They did, until this year under Obamacare (for individual policies; for employer provided group policies, individual behaviors don't come into play). I agree that obesity is the #1 health concern in our country. It causes all sorts of things. It's not "if," but "when" they'll get diabetes, high blood pressure, etc. I've actually seen on the internet & on tv stories about really old people, where an occasional one is a smoker! But NONE of them are obese. There are no old obese people.

    I think smokers were unfairly targeted. Yes, it's a health concern. Yes, it is linked to some bad health issues (it doesn't necessarily cause those things in all people, though, like morbid obesity does). And the second hand smoke causes harm to others. Not saying it shouldn't have been banned in the work place. But they went after smokers like they were Satan, while giving a pass to morbidly obese people and applauding the sale of more and more fast food, bacon, Twinkies, doughnuts, cake, pizza, beer, etc.
    My company charges smokers an extra $100/month for health insurance. They don't charge obese people anything extra, and there are a whole lot more obese people at my work than there are smokers, and they cost more to the health system than smokers do. To charge smokers more, but not obese people, is illogical.

    Don't get me wrong, I don't think anyone should be charged more, but if they are going to, it makes no sense at all to single out smokers.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by The Man View Post
    My company charges smokers an extra $100/month for health insurance. They don't charge obese people anything extra, and there are a whole lot more obese people at my work than there are smokers, and they cost more to the health system than smokers do. To charge smokers more, but not obese people, is illogical.

    Don't get me wrong, I don't think anyone should be charged more, but if they are going to, it makes no sense at all to single out smokers.
    Obesity and smoking are likely the two leading health risks associated with lifestyle. If people can be encouraged to change their lifestyle and reduce the numbers of smokers and obese people, why not? If the idea of charging them more is not acceptable, then give the non obese non smokers a discount.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    Obesity and smoking are likely the two leading health risks associated with lifestyle. If people can be encouraged to change their lifestyle and reduce the numbers of smokers and obese people, why not? If the idea of charging them more is not acceptable, then give the non obese non smokers a discount.
    Blah! This totally negates anything GOOD that would come from the health care overhaul. This leaves us in EXACTLY the same situation as before with things like "preexisting conditions" etc.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    Obesity and smoking are likely the two leading health risks associated with lifestyle. If people can be encouraged to change their lifestyle and reduce the numbers of smokers and obese people, why not? If the idea of charging them more is not acceptable, then give the non obese non smokers a discount.
    What other groups should we target? Just smokers and obese people? How about promiscuous people? How about people, like construction workers, who have a higher on-the-job risk of injury? It's a TERRIBLE idea IMO.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by ChrisL View Post
    What other groups should we target? Just smokers and obese people? How about promiscuous people? How about people, like construction workers, who have a higher on-the-job risk of injury? It's a TERRIBLE idea IMO.
    No, I'm suggesting we target people who keep their weight at a normal level and who refrain from smoking. Give them a discount, just like insurance companies give good drivers a discount on their insurance.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    No, I'm suggesting we target people who keep their weight at a normal level and who refrain from smoking. Give them a discount, just like insurance companies give good drivers a discount on their insurance.
    Well, you can't hide your obesity, but you can CERTAINLY hide the fact that you smoke, if you have no current health issues.

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