View Poll Results: Should medically judged fat people pay higher medical costs?

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  • Yes

    48 52.75%
  • No

    43 47.25%
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Thread: Should medically judged fat people pay higher medical costs? [W:87]

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by OnWisconsin View Post
    Then you are basically taxing people for their life choices which I look at as extremely controlling.. especially now that health insurance is required.
    No control involved at all. Everyone gets to make their own life choices, but the rest of us don't have to pay for the results of those choices. Their freedom ends where my wallet begins.
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by FreedomFromAll View Post
    And who will you trust to gauge your lifestyle?
    The trainer at the gym.
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by radcen View Post
    That's old school thinking. Recent research is suggesting that Type 2 can be either genetic AND/OR diet/lifestyle. Personally, I believe that that will be eventually proven.
    I was diagnosed with Type 2 not long ago. Here's my history:

    1. My father was diagnosed with diabetes in 1969. Heavily insulin dependant.
    2. I was diagnosed with Gestational Diabetes with all of my pregnancies, and was insulin dependent with all 3.
    3. I was told by my OB that given my family history as well as the Gestational Diabetes, I had a 90% change of developing Type 2 by the time I was 50.
    4. I have been underweight most of my life due to hyperthyroidism which I was diagnosed with in the early 1990s.

    I am not heavy (just the opposite), I watch what I eat, I exercise religiously, and I still went full out diabtes which couldn't be controlled with diet & exercise (I am now on Lantus insulin).

    You are 100% spot on that Type 2 can be genetic, and the realilty is, my diabetes during pregnancy all but assured the reality of me ending up as a diabetic.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    The trainer at the gym.
    The trainer at the gym is qualified to officially judge your lifestyle? More like its your opinion that the trainer at the gym would be qualified. But there are a **** load of bad trainers out there.

    What is a healthy lifestyle is actually subjective. Peoples metabolisms are not all the same. What is a healthy lifestyle for one person may not be for another.

    The ethical problem is that insurance is mandated by the government. Meaning that any medical care insurance organization (private or otherwise) that dictates health lifestyle choices through monetary penalties, is a proxy for the government. That alone is reason enough to discourage through law any mandates by anyone for penalizing what health choices citizens will make.

    But then risk pools already exist in many states now. States That Have Risk Pools

    What is a Risk Pool

    But those are for the "medically uninsurable" population. Labeling fat people as needing to pay more would place them into a "medically uninsurable" category, and considering the amount of people that would affect, I suspect such legislation would be stopped or overturned in short order. We are a democracy after all.

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    No control involved at all. Everyone gets to make their own life choices, but the rest of us don't have to pay for the results of those choices. Their freedom ends where my wallet begins.
    The whole concept of health insurance is that it's a shared risk program.. Thats how it works. If you don't like it you can always opt out and pay the fine.

    So yeah, technically you do have to pay for the rest of us.. But the rest of us are paying for you too. You have to look at it that way.
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by Dittohead not! View Post
    The trainer at the gym.
    what happens if you blow out your back at the gym. should the rest of us have to pay for your lifestyle choices?

    absolutely, because thats what health insurance is...
    Am I not destroying my enemies when I make friends of them?
    - Abraham Lincoln

    Before the war is ended, the war party assumes the divine right to denounce and silence all opposition to war as unpatriotic and cowardly.
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    God, how patient are Thy poor! These corporations and masters of manipulation in finance heaping up great fortunes by a system of legalized extortion,
    and then exacting from the contributors--to whom a little means so much--a double share to guard the treasure!
    - Robert M. LaFollette, Wisconsin Governor and U.S. Senator

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    It's funny that the poll is about 50/50 … considering most people think smokers should have to pay more, yet there is more death and disease related to obesity. Guess it kinda shows society prefers to go for the low hanging fruit rather than address big problems.
    "nah i think the way cons want to turn this into a political issue is funny though" - Philly Boss

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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by FreedomFromAll View Post
    The trainer at the gym is qualified to officially judge your lifestyle? More like its your opinion that the trainer at the gym would be qualified. But there are a **** load of bad trainers out there.

    What is a healthy lifestyle is actually subjective. Peoples metabolisms are not all the same. What is a healthy lifestyle for one person may not be for another.

    The ethical problem is that insurance is mandated by the government. Meaning that any medical care insurance organization (private or otherwise) that dictates health lifestyle choices through monetary penalties, is a proxy for the government. That alone is reason enough to discourage through law any mandates by anyone for penalizing what health choices citizens will make.

    But then risk pools already exist in many states now. States That Have Risk Pools

    What is a Risk Pool

    But those are for the "medically uninsurable" population. Labeling fat people as needing to pay more would place them into a "medically uninsurable" category, and considering the amount of people that would affect, I suspect such legislation would be stopped or overturned in short order. We are a democracy after all.
    Oh, well, then, maybe the decision should be left to the doctor. He/she is better trained after all. And, instead of charging the overweight more for health insurance, let the doctor designate people of healthy weight and lifestyle for a discount on their insurance. That would have the effect of encouraging people to get physicals in order to qualify for the discount, and wouldn't put anyone into a "medically uninsurable" category unnecessarily.
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by OnWisconsin View Post
    The whole concept of health insurance is that it's a shared risk program.. Thats how it works. If you don't like it you can always opt out and pay the fine.

    So yeah, technically you do have to pay for the rest of us.. But the rest of us are paying for you too. You have to look at it that way.
    Auto insurance is also a shared risk, as is fire insurance.
    but, if I have a clean driving record, then I can qualify for a discount. If I live near a fire house, and not in the middle of the dry brush, I can also qualify for a discount. I'm sharing risk with people of similar risk, in effect.
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    Re: Should medically judged fat people pay higher medical costs? [W:87]

    Quote Originally Posted by OnWisconsin View Post
    what happens if you blow out your back at the gym. should the rest of us have to pay for your lifestyle choices?

    absolutely, because thats what health insurance is...
    Yes, absolutely.
    Particularly since the odds of me blowing out my back at the gym are far less than my odds of developing an ongoing medical condition as a result of inactivity.
    "Donald Trump is a phony, a fraud... [he's] playing the American public for suckers." Mitt Romney

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