There are so many reasons besides personal safety why seatbelt laws are important. People complain about them because they want to claim it is a loss of freedom issue (although it impedes on personal freedom no more than speeding laws or child restraint laws). But what if you were that person who ran someone over who wasn't wearing their seatbelt and they were ejected from a car? What if it was your wife or husband, son or daughter, mother or father who ran that person over, having to suffer trauma themselves because there was nothing to monetarily encourage that idiot to wear a seatbelt (after all, it was the idiot's free choice to not wear it)? And if you don't think it can't happen, just check out some of the videos about people not wearing their seatbelts and being ejected from their cars after a freeway accident where there car has flipped.
"A woman is like a teabag, you never know how strong she is until she gets in hot water." - Eleanor Roosevelt
Keep your religion out of other people's marriages.
I think if people were willing to sign a waiver that hospitals wouldn't be required to get them healthy again if the person is uninsured and is willing to bleed to death over their stupidity and idiotic pride, than yes, they can be exempt from the law.
I shouldn't be required to take care of such people with increased medical fees.
Driving a car without a seat belt is a lot safer than riding a motorcycle.
If you expect people to be rational, you aren't being rational.
I can oppose more stupidity though.
Another thing I would be ok with is that insurance companies increase their premiums for expected medical costs for this behavior. that would be acceptable to me too.
It's my body and should be my right to choose whether to wear one. I have been in a situation where a seat belt saved me from knocking my head on the dash and I have been in a situation where not wearing one allowed me to take the wheel and keep the car on the road when my friend passed out while driving.