View Poll Results: After reading the opening post:

Voters
28. You may not vote on this poll
  • I can support the proposed resolution as written.

    5 17.86%
  • I can support most of the proposed resolution as written.

    6 21.43%
  • I can't support much of the proposed resolution as written.

    10 35.71%
  • I can't support any of the propose resolution as written.

    4 14.29%
  • This is the worst idea any nutter has come up with yet.

    2 7.14%
  • Other and I will explain in my post

    1 3.57%
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Thread: PROPOSAL to Fix a Broken United States Government

  1. #81
    Light△Bender

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    Re: PROPOSAL to Fix a Broken United States Government

    Quote Originally Posted by AlbqOwl View Post
    The 2008 collapse happened because government, in order to increase its own power, influence, prestige, and personal wealth, encouraged people to buy houses they could not afford. Yes there were many who ethically or unethically jumped into the process to capitalize on it, but the core fatal error was that too many people bought property they could not afford. If the proposals in the OP had been in effect, that would never have happened because 1) the federal government wouldn't have been in the mortgage lending business in the first place and 2) we would have public servants in government instead of the opportunistic career politicians and bureaucrats that we now have.

    The issue of corporate power abuse, campaign finance abuse, etc. would also be largely addressed quite competently by initiating the concepts in the OP.

    IMO, the concepts in the OP address the root of the problems and stop government from creating them. Trying to put the problem back into Pandora's box simply isn't working.
    The core problem wasn't just that people couldn't afford the loans but that they were given unsecured loans in the role of predatory lending. Fannie and Freddie started out as sources of federally funded, affordable housing for people. The deregulation of lending practices by the government wasn't initially meant to be a greedy endeavor it was to grow the economy thru increased home ownership. It simply got completely out of control because of the human weakness of greed. The banks, investors, mortgage lenders, insurance companies, markets, construction companies, average house buyers were all benefiting at first.

    We're never going to separate money from government because part of their responsibility is the national security of the economy. Also they collect taxes to pay for defense, social programs, building and maintaining, parks, infrastructure, streets, highways and bridges, subsidizing industries to prevent extreme price fluctuations, etc.

    Many people will argue that a career politician is more qualified and experienced at governing than Joe Six Pack.

    They would find ways around your OP suggestions because that's the nature of power and those in control of it. They simply amend, rewrite and wiggle around, till they get what they want thru their leverage, position and influence. It's the oldest profession next to booty call.

    I'll tell you one thing I have learned from business and debate. The simpler you make the rules and less words you use, the less room for someone to abuse and twist the meaning. My business practice had such a simple receipt and sales recording process that it was near impossible to steal from me. Only 3 steps from purchase to books, even Houdini couldn't make my money go poof.
    Einstein, "science without religion is lame, religion without science is blind."

  2. #82
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    Re: PROPOSAL to Fix a Broken United States Government

    Quote Originally Posted by grip View Post
    The core problem wasn't just that people couldn't afford the loans but that they were given unsecured loans in the role of predatory lending. Fannie and Freddie started out as sources of federally funded, affordable housing for people. The deregulation of lending practices by the government wasn't initially meant to be a greedy endeavor it was to grow the economy thru increased home ownership. It simply got completely out of control because of the human weakness of greed. The banks, investors, mortgage lenders, insurance companies, markets, construction companies, average house buyers were all benefiting at first.

    We're never going to separate money from government because part of their responsibility is the national security of the economy. Also they collect taxes to pay for defense, social programs, building and maintaining, parks, infrastructure, streets, highways and bridges, subsidizing industries to prevent extreme price fluctuations, etc.

    Many people will argue that a career politician is more qualified and experienced at governing than Joe Six Pack.

    They would find ways around your OP suggestions because that's the nature of power and those in control of it. They simply amend, rewrite and wiggle around, till they get what they want thru their leverage, position and influence. It's the oldest profession next to booty call.

    I'll tell you one thing I have learned from business and debate. The simpler you make the rules and less words you use, the less room for someone to abuse and twist the meaning. My business practice had such a simple receipt and sales recording process that it was near impossible to steal from me. Only 3 steps from purchase to books, even Houdini couldn't make my money go poof.
    Well the OP used more words than I usually use in an OP, but I wanted to cover all the bases to accomplish what I think needs to happen. But each concept is pretty simply expressed. Of course there will always be crooks, liars, and opportunists, but I do believe a reform that reflects the intent of the OP will prompt most of them to look elsewhere to enrich themselves.

    Oh, and in my opinion, it was encouragement by government for people to buy what they could not afford that prompted the predatory loans. Bad government policy almost always encourages the opportunists who will come crawling out of the woodwork.
    "I think the best way of doing good to the poor, is not making them easy in poverty, but leading or driving them out of it." --Benjamin Franklin 1776

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