Something similar to this is happening in Mexico with car insurance.
There are so many new cars being stolen that the insurance companies have to charge more each year to each customer.
Even though the value of my car goes down every year, and the cost of the insurance should too, the insurance goes up to cover the losses from the insurance companies.
The same thing will happen with Obamacare. In a few years the cost of the policy will be cost prohibitive, and what will people do then?