When I fly to my Florida snow bird home I do not check luggage. I just carry a small carry on bag for my meds etc.
No, but not to save time. So I don't lose it. Generally I'm carrying valuable items and items commonly stolen.
It ticks me off the so many people ignore the carry-on limit - meaning overhead space runs out. One time I got on late and they announced the rest of carry-ons would have to go in luggage because the off-head compartments were full. I had a large sum of cash I was traveling to buy a car with, plus laptops, in my carry one in a soft unlocked carry-on bag. $30K in cash in a soft carry-on bag put into luggage at the last minute? I scrambled to get it under my jacket, the laptops at my feet, and gave them the mostly empty bag. If I had instead refused and wanted off the plane I felt that could invite the TSA and we all know how much the government likes to just seize people's cash.
"He who does not think himself worth saving from poverty and ignorance by his own efforts, will hardly be thought worth the efforts of anybody else." -- Frederick Douglass, Self-Made Men (1872)