Other (Please explain)
I would say around 10,000 is wasted to an extent. I would rather enjoy life as much as I can now rather than leaving someone else richer in the end.
I don't know that lunch is really a quality of life luxury. I have to eat, and I never know where I'm going to be working when lunch time rolls around. Sometimes I bring something for lunch, but frankly once you figure the materials cost and the time spent making something for lunch I might as well spend $2-6 bucks at a diner or whatnot.
Fixing something for lunch is a pain. By preference it needs to be handy and edible cold (access to microwave/etc is iffy), something that won't take a long time to consume, something that won't sit like an anvil in my gut after lunch while I'm trying to work. Typically that means a sammich, and frankly quality sammich materials are kind of expensive.
Fiddling While Rome Burns
Carthago Delenda Est
"I used to roll the dice; see the fear in my enemies' eyes... listen as the crowd would sing, 'now the old king is dead, Long Live the King.'.."
My wife and I don't do vacations; we eat out 3-4 times a month and take a couple short day trips when we have time. All in all, I figure we spend in the $3k - $4k range annually on incidental stuff.
Who chimes "No Absolutes!" chimes absolutely.
I don't have enough money to do that, lol.
Though, I can imagine it getting rather pricey. Especially before I have any kids, somewhere between the 5-7 grand range. Which won't be that bad considering the job I'm going to get.
Eat me, drink me, love me;
Laura make much of me