View Poll Results: How much college debt do you or your kids have?

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  • <$10,000

    5 9.09%
  • <$25,000

    5 9.09%
  • <50,000

    7 12.73%
  • <100,000

    2 3.64%
  • >100,000

    5 9.09%
  • no college debt

    31 56.36%
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Thread: How much college debt do you or your kids have?

  1. #81
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by vasuderatorrent View Post
    I haven't observed this clarity. Are you living in 1985? It doesn't work like this anymore. Ever heard of Occupy Wall Street? Ever heard of the global economy? Ever heard of government cut backs? Fake government jobs paying $70,000 + benefits for 30 years then pay a pension don't exist anymore. The government doesn't waste money like it used to do. You actually have to compete with all the other millions of college graduates throughout the world.

    I used to make $27,000 per year. That was before graduating from college. Now I make $16,000 per year. That's after graduating from college. Where are you observing everything so clearly? I don't get it.

    http://www.sgvtribune.com/opinion/20...expensive-scam
    There's a lot of research and info on this.

    Way better than John Stossels myopic take.

    Here's one-
    http://www.payscale.com/college-education-value-2013

    I think it's pretty clear lifetime earnings with a college degree vs no degree are way more than what you pay for school. But this discounts a whole lot of what a degree gives you that's not reflected in money alone. A better education is something we should want all out citizens to have because it increases everyone's quality of life.
    Many Trump supporters have lots of problems, and those deplorables are bringing those problems to us. They’re racists. They’re misogynists. They’re islamophobic. They're xenophobes and homophobes. And some, I assume, are good people.

  2. #82
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Threegoofs View Post
    A better education is something we should want all out citizens to have because it increases everyone's quality of life.
    I agree with this statement. When you buy a house it can be used to provide shelter. When you purchase an education it can provide you with insight and specialized training in a particular field.

    Neither are investments. A house is a house. An education is an education. We really have a perverted view about these two things.

    Way too many people are buying houses and education that don't really want them. They are buying them only as investments. Colleges are exploiting our greedy culture. The focus is no longer on running a respectable educational institution. The focus is on getting as many students to enroll as possible. Most of them don't even want to be there. There only interested in cashing in.

  3. #83
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Threegoofs View Post
    There's a lot of research and info on this.

    Way better than John Stossels myopic take.
    Do you disagree that super earners are skewing these figures?

    For example:

    4,999 college graduates earn $22,000 per year + 1 college graduate earns $248,000,000 per year. The average wage for these 5,000 college graduates is $71,956.60 per year.

    5,000 high school graduates earn $21,000 per year. The average wage for these 5,000 high school graduates is $21,000 per year.

    This is an extreme example but I think you see why colleges would love to use data in this way. It's misleading but it makes them more money.

  4. #84
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by Threegoofs View Post
    I have used this website before. Guess what? I got lots of spam and telemarketing calls from........well........... Use your imagination.

  5. #85
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by vasuderatorrent View Post
    I'm having a hard time taking you seriously. Maybe I'm being overly suspicious but your comments seem very insincere.
    No, not at all. This might sound stupid or obvious, but you don't have to work where you work. It's about initiative and the willingness to put yourself out there. I have spent hours writing and rewriting my resume and cover letters and getting feedback from friends. I've probably spent hundred of hours looking for jobs, both online and through asking friends, and I've ****ed up and completely embarrassed myself in tens of interviews as well as doing fantastic in tens more. I'm single and I'm willing to live in cheap places and move to wherever the employer is.

    It pays off. I'm really good at doing interviews now. I also apply the same work ethic to my job. Yes, it's about being good at your job, but it's probably more important to establish good friendship with your boss, coworkers and HR. People hire people they'd be comfortable getting a drink with.

  6. #86
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    Re: How much college debt do you or your kids have?

    Pay for teachers? You are kidding right? I make more in 2 hours in a clinical setting than I do teaching for 8.
    Quote Originally Posted by vasuderatorrent View Post
    To pay for the teachers, various research, classroom aids and the buildings. It really didn't take too much time for me to figure that out either.
    God Bless the Marine Corps.

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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by mak2 View Post
    Pay for teachers? You are kidding right? I make more in 2 hours in a clinical setting than I do teaching for 8.
    Where does the money come from to give them the low pay?

  8. #88
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by mak2 View Post
    I got thru 3 schools, Two state and one an expensive private school with almost no debt the old fashioned way. The federal government paid for it.
    Me too for the most part. I took advantage of every educational program and every penny afforded to me as a person on active duty and as a veteran. I worked full time at the university while I was in graduate school. In addition, after one year of employment at the university my grad school classes were free. I lived like a refugee but, I made it debt free. No complaints from me.










    "When Faith preaches Hate, Blessed are the Doubters." - Amin Maalouf

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  9. #89
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    Re: How much college debt do you or your kids have?

    I will have at maximum $40,000 in no-interest debt for my UNC undergrad degree which I won't have to pay back until after grad school. Depending on whether I get scholarships it could be more like $30,000.
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    Why aren't monkeys having human children?

  10. #90
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    Re: How much college debt do you or your kids have?

    Quote Originally Posted by MaggieD View Post
    Well, let's think about it a moment. First of all, there are scholarships. Secondly, there are grants. Third, there are birthdays, Christmases, graduation presents, presents of all kinds rained down on kids as they're growing up. Fourth, I know it's shocking and painful, but there's part-time jobs from babysitting on through high school. Fifth, there's the newest cell phone release every year. Stop it. Sixth, another shock??!! There's community college. OMG!! Noooooo!!!

    Spend half, save half. A great philosophy. I just bought Tom's nephew a piggy bank. He's 4+ years old. Can't start too young:



    Four spigots at the bottom to take out money in each of the four compartments.

    I know taking responsibility for one's self is a shock to many young people's systems, but that's the way it used to be. It oughta' be that way again.
    Well we've moved on from judgmental to obnoxious. I did work part time through some of high school and during most of college as well. There is simply no way I would have been able to make enough to cover tuition, books, and housing with my part time salary. My parents were concerned (and rightfully so) that if I spent too much time working, my schoolwork would suffer. Being a student IS a full time job when you have a difficult major like I did. It would be difficult for many people working full time jobs to support themselves and pay for tuition at the same time even if there were enough hours in the day for this to be possible.

    I have never bought the newest cell phone release, and I didn't even have a cell phone through most of college, not that it's any of your business.

    I am very responsible with my money, and I have always been. I am paying off the debt I did incur from grad school at a very fast rate. It's my priority right now, and I'm not going to buy a new car, live in a fancy place, or go on vacations until I do this. Again, not that this concerns you or is any of your business.

    It may come as a shock to you, but taking out student loans so you can get a quality education and become a contributing member of society IS taking responsibility for yourself. I am required to pay these loans back, not you. Even bankruptcy doesn't get you off the hook for this. The government and private lenders are making plenty of interest off of these loans, so it's not like I'm a charity case. So really, save the judgment for someone who deserves it. Hard working college students don't need it from you.

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